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$449,900
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Property Description
Primary bedroom faces the Gulf! Enjoy floor-to-ceiling glass doors opening to the balcony from both the living room and the primary suite, maximizing natural light and breathtaking views. This 2-bedroom plus bunk room, 2.5-bath layout lives like a true 3-bedroom condo -- and performs like one as well. Ideally positioned in desirable Stack 20, offering exceptional Gulf, beach, and lagoon pool views. ✨ Seller offering financing with competitive, flexible terms. Rare opportunity for investors seeking simplified financing. Inquire for details. ✨ Comfortably sleeping 8 and including a dedicated parking space, this condo features updated flooring, furnishings, paint, appliances, granite countertops, washer/dryer, and more. Sold fully furnished and rental-ready with a strong history of 5-star guest reviews. Shores of Panama is known for its impressive resort-style amenities, including: "¢ Nearly 500 feet of Gulf frontage "¢ 14,000 sq. ft. lagoon-style pool, hot tub, and heated indoor pool "¢ Sauna and steam room "¢ Two on-site tiki bars (one beverage-focused and one food-focused) "¢ Lobby coffee and donut shop "¢ Spacious three-room fitness center (complimentary for owners and guests) Located in the heart of Panama City Beach, just steps from shopping, dining, and entertainment, including Walmart, Waffle House, Pineapple Willy's, and The Wharf Buffet. Nearby attractions include Ripley's Believe It or Not, WonderWorks, Shipwreck Island Water Park, ZooWorld, Shell Island excursions, Topgolf, Dolly Parton's Pirates Voyage Dinner & Show, and soon to open, Tootsies Orchid Lounge! Whether you're seeking a beachfront retreat or a turn-key investment opportunity, this unit offers outstanding views, amenities, and rental potential. See Documents section for additional details. Buyer to verify all information deemed important.
Full Property Details
Full Property Details for 9900 S Thomas Dr #2007
General
- Price: $449,900
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 779356
- Updated: 2/28/2026
- Added to Site: 164 day(s) ago
Interior
- Number of Rooms: 3
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 2
Additional Information
- Shared Amenities: Beach Rights, Barbecue, Picnic Area
- Pool: Yes
- Pool Description: Community
Parking
- Garage: Yes
Location
- County: Bay
- Subdivision: Shores Of Panama Phase II
- Driving Directions: Shores of Panama is located right next to Pineapple Willy's on the corner of Front Beach Road and Thomas Dr. S.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Utilities
- Utility Description: Cable Connected
Structural Information
- Architectural Style: High Rise
- Stories/Levels: 23
- Sq. Ft. Source: Plans
- Year Built: 2007
Lot Features
- Lot Dimensions: 0 x 0
Water Features
- Water Front: Yes
- Water Front Desc.: Gulf
- Water Front View: Gulf
Disclosures and Reports
- Legal Description: SHORES OF PANAMA PHASE I UNIT 2007 TYPE B(L) ORB 2940 P 2252 20TH FLOOR 2BD/3BR ORB 3809 P 1112 1148 SQ FT
- Property ID: 40000-650-346
Listed by Ohana Real Estate Services
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Schools
Schools serving 9900 S Thomas Dr #2007
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 1 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 2.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 9900 S Thomas Dr #2007
Date
Details
Price
Change
Source
9/21/2025
Listed
$449,900
119.46%
MLS
6/28/2016
Sold
$205,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 9900 S Thomas Dr #2007
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,212
-13%
$425,000
-4%
2024
$4,818
4%
$441,915
—
2023
$4,634
53%
$441,915
86%
2021
$3,025
-10%
$238,000
-20%
2022
$3,374
12%
$297,500
21%
2021
$3,025
15%
$246,024
20%
2019
$2,631
13%
$204,765
10%
2018
$2,322
14%
$186,150
4%
2017
$2,042
-15%
$178,500
-14%
2016
$2,399
6%
$206,640
10%
2015
$2,261
2%
$188,700
1%
2014
$2,226
13%
$185,980
3%
2013
$1,963
—
$179,988
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 9900 S Thomas Dr #2007
9900 S Thomas Drive #2007, Panama City, FL 32408 (MLS# 779356) is a Condo property with 2 bedrooms and 3 full bathrooms. 9900 S Thomas Drive #2007 is currently listed for $449,900 and was received on September 21, 2025. Want to learn more about 9900 S Thomas Drive #2007? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

