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$309,900

  • For Sale
  • Active
  • Condo
  • 1 Full Bath
See This Home
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Gulf-front studio condo. This unit includes a parking space right outside the condo. Offering exceptional views and strong actual rental income. 2025 Rental Income: $26,834.36 (Verified /Actual income) - Managed by Vacasa, But the owner does some VRBO. This well-appointed unit features a full kitchen with granite countertops, ample cabinetry, and generous workspace for meal preparation. The interior includes 8-foot ceilings and the convenience of an in-unit washer and dryer. The bathroom is thoughtfully designed with a tub/shower combination and a dedicated vanity area, providing both function and comfort. Enjoy stunning Gulf views from the private balcony overlooking the lagoon-style pool and on-site dining area, perfect for taking in the coastal atmosphere. The resort-style community amenities are extensive and include an 18,000+ square foot lagoon-style pool with tropical landscaping, bridges, fountains, and recreational features, a large heated indoor pool, indoor spa tubs, two tiki bars, a fitness center, on-site eateries, a coffee shop, 24-hour security, and gated entry. Ideally located in the heart of the strip, this property is directly across from Walmart and adjacent to the world-famous Pineapple Willy's, offering unmatched convenience and walkability. Studio units in this community are highly desirable investments due to low HOA fees, low maintenance requirements, and excellent year-round rental demand.

Full Property Details for 9900 S Thomas Dr #2306

General

  • Price: $309,900
  • Taxes: $3,090 (2025)
  • Status: Active
  • Type: Condo
  • Source: Bay_County
  • MLS ID: 784205
  • Updated: 2/17/2026
  • Added to Site: 68 day(s) ago

Interior

  • Number of Rooms: 1
  • Appliances: Electric Cooktop, Electric Water Heater

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Additional Information

  • Shared Amenities: Gazebo, Barbecue, Picnic Area
  • Pool: Yes
  • Pool Description: In Ground, Community
  • Spa Description: Community
  • Security/Safety: Building Security, Closed Circuit Camera(s), Fire Sprinkler System, 24 Hour Security, Key Card Entry, Smoke Detector(s)

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Parking Features: Additional Parking, Gated

Location

  • County: Bay
  • Subdivision: Shores Of Panama
  • Driving Directions: From Front Beach Rd., turn onto S. Thomas Dr. The Shores of Panama is on your right.

School Information

  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold

Community

  • Community Name: 03 - Bay County - Beach
  • Association: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer

Structural Information

  • Architectural Style: High Rise
  • Construction: Concrete
  • Sq. Ft. Source: Appraiser
  • Year Built: 2007

Lot Features

  • Property View: Gulf, Water
  • Lot Dimensions: 0 x 0
  • Frontage: City Street
  • Lot Features: Paved
  • Zoning: Resid Multi-Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Gulf, Shoreline - Sand, Shoreline - Natural
  • Water Front View: Gulf, Shoreline - Sand, Shoreline - Natural

Financial Considerations

  • Tax Amount: $3,090
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: SHORES OF PANAMA PHASE I UNIT 2306 TYPE G(L) ORB 2941 P 107 23RD FLOOR EFF/1BR . 473 SQ FT ORB 4429 P 1081 PARKING SPACE # 7103
  • Property ID: 40000-650-399

Listed by Keller Williams Realty Emerald

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— 9900 S Thomas Dr #2306 —

  • Keller Williams Realty Emerald

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with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 9900 S Thomas Dr #2306

School District:Bay County School District
NameGradesDistance
Breakfast Point Academy
601 N Richard Jackson Boulevard, Panama City Beach, FL 32407
K-81 mi
J.R. Arnold High School
550 North Alf Coleman Road, Panama City Beach, FL 32407
9-122.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 9900 S Thomas Dr #2306 Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/26/2026
Listed
$309,900
34.74%
MLS
6/29/2021
Sold
$230,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 9900 S Thomas Dr #2306

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,528
-20%
$231,625
-10%
2024
$3,172
3%
$258,400
2%
2023
$3,080
63%
$254,150
66%
2021
$1,888
-21%
$153,000
-20%
2022
$2,393
27%
$191,250
49%
2021
$1,888
29%
$128,095
20%
2019
$1,459
3%
$106,480
10%
2018
$1,412
26%
$96,800
-6%
2017
$1,119
18%
$102,640
28%
2016
$948
-23%
$80,000
-22%
2015
$1,237
-6%
$102,000
-5%
2014
$1,320
23%
$107,432
10%
2013
$1,074
—
$97,665
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 9900 S Thomas Dr #2306

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Keller Williams Realty Emerald

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9900 S Thomas Drive #2306, Panama City, FL 32408 (MLS# 784205) is a Condo property with 0 bedrooms and 1 full bathroom. 9900 S Thomas Drive #2306 is currently listed for $309,900 and was received on January 26, 2026. Want to learn more about 9900 S Thomas Drive #2306? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

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