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$419,000
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Property Description
This exceptional first-floor residence offers the best of both worlds: calm lake views and easy access, all without the wait or hassle of elevators. From the moment you step inside, the coastal design and sophistication set this unit apart. The beautifully updated kitchen is a true showpiece, featuring crisp cabinetry, upgraded countertops, modern appliances, and a striking turquoise backsplash bringing the Gulf's colors indoors. The open-concept living and dining space is light-filled and inviting-perfect for entertaining or unwinding after a day at the beach. This unit offers two spacious bedrooms plus a stylish bunk room, ideal for guests or family. With the addition of a barn door, the bunk room easily functions as a third bedroom offering privacy, adding flexibility and value. The primary suite is a peaceful retreat, positioned directly on the lake with soothing water views that make mornings and evenings feel extra special. Step out onto the large private balcony spanning the width of the unit to enjoy lake life and take in the nightly light show, visible both outdoors and from the comfort of the living area inside. Beautiful design touches flow throughout the home, blending coastal charm with modern comfort. From the furnishings to the finishes, every detail reflects the essence of the perfect beach getaway. Whether used as a primary residence, second home, or investment property, this first-floor unit with water views is a rare opportunity-where beauty, convenience, and coastal elegance come together seamlessly. As part of a large resort, you'll have access to world-class amenities, including the newest addition of 810 Billiards & Bowling as fun for the whole family on property, five pools (one zero-entry, heated, and a dedicated kiddie pool), two hot tubs, a state-of-the-art fitness center, and a putting green. Enjoy the convenience of multiple onsite dining options and a boardwalk that showcases a stunning nightly water fountain light show. Don't miss this opportunity to own a piece of paradise with solid rental returns and endless coastal charm! All measurements to be verified by buyer if deemed important.
Full Property Details
Full Property Details for 9902 S Thomas Dr #130
General
- Price: $419,000
- Taxes: $4,255 (2024)
- Status: Active
- Type: Condo
- Source: Bay_County
- MLS ID: 784170
- Updated: 1/25/2026
- Added to Site: 26 day(s) ago
Interior
- Number of Rooms: 6
- Appliances: Washer/Dryer Stacked, Electric Oven, Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Stacked
Additional Information
- Shared Amenities: Beach Rights, Gated, Gazebo, Picnic Area
- Pool: Yes
- Pool Description: Gunite, In Ground, Community
- Security/Safety: 24 Hour Security, Security Guard, Smoke Detector(s), Security Service
Exterior
- Porch/Patio/Deck: Balcony
Parking
- Parking Features: Parking Lot, Community Structure
Location
- County: Bay
- Subdivision: Laketown Wharf
- Driving Directions: From Front Beach Road and Hutchison Blvd, continue west on Hwy 98 and turn left at the next traffic light, then turn left into Laketown Wharf parking. Unit 130 is on the south end of the unit, so the main elevator or parking garage elevator will bring you to the first floor.
School Information
- Elementary School: Breakfast Point
- Middle School: Breakfast Point
- High School: Arnold
Community
- Community Name: 03 - Bay County - Beach
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Utility Description: Cable Connected
Structural Information
- Architectural Style: High Rise
- Elevator: Yes
- Sq. Ft. Source: Appraiser
- Year Built: 2007
- Other Struct. Feat.: Dumpster
Lot Features
- Property View: Gulf, Lake
- Lot Dimensions: condo
Water Features
- Water Front: Yes
- Water View: Yes
Financial Considerations
- Tax Amount: $4,255
- Tax Year: 2024
Disclosures and Reports
- Legal Description: LAKETOWN WHARF UNIT 130 TYPE B BLDG 1 ORB 2994 P 1890 3BR 2BA ORB 4532 P 2033 1262 TOTAL SF
- Property ID: 40001-000-024
Listed by Beachy Beach Real Estate
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Schools
Schools serving 9902 S Thomas Dr #130
School District:Bay County School District
| Name | Grades | Distance |
|---|---|---|
Breakfast Point Academy 601 N Richard Jackson Boulevard, Panama City Beach, FL 32407 | K-8 | 1.1 mi |
J.R. Arnold High School 550 North Alf Coleman Road, Panama City Beach, FL 32407 | 9-12 | 2.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 9902 S Thomas Dr #130
Date
Details
Price
Change
Source
1/25/2026
Listed
$419,000
7.44%
MLS
12/17/2021
Sold
$390,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 9902 S Thomas Dr #130
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,969
-30%
$272,000
-18%
2024
$4,255
-1%
$330,225
—
2023
$4,302
69%
$330,225
64%
2021
$2,547
-33%
$201,875
-39%
2022
$3,829
50%
$330,225
97%
2021
$2,547
21%
$167,620
—
2019
$2,100
-15%
$167,620
-15%
2018
$2,469
14%
$197,965
1%
2017
$2,171
13%
$195,925
19%
2016
$1,924
35%
$165,155
45%
2015
$1,429
10%
$114,164
10%
2014
$1,302
25%
$103,785
10%
2013
$1,039
—
$94,350
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 9902 S Thomas Dr #130
9902 S Thomas Drive #130, Panama City, FL 32408 (MLS# 784170) is a Condo property with 2 bedrooms and 2 full bathrooms. 9902 S Thomas Drive #130 is currently listed for $419,000 and was received on January 25, 2026. Want to learn more about 9902 S Thomas Drive #130? Do you have questions about finding other Condo real estate for sale in Panama City? You can browse all Panama City real estate or contact a Coldwell Banker agent to request more information.

