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$249,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,537 Sq. Ft.
  • Updated 6 hours ago
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This home is one of the original builds in Midtown Oaks, completed before the builder transitioned to lower-end finishes, and it stands apart in both quality and detail. Constructed with durable Hardie board siding, the home features quartz countertops, stainless steel appliances, all window blinds, a washer and dryer, and some furnishings, including a large living room TV and some bedroom furniture, making it truly move-in or rent-ready. Designed with the highly desirable Palm floor plan, the open-concept layout seamlessly connects the living, dining, and kitchen areas, creating a welcoming space for everyday living and entertaining. The kitchen offers a spacious breakfast bar, pantry, and modern finishes that balance style and function. Upstairs, the primary suite provides a peaceful retreat with a walk-in closet and a private en-suite bath featuring a double vanity, walk-in shower, and linen closet. Smart Home technology, an alarm system, fabric hurricane window and door protection, and a one-car garage add comfort and peace of mind. The backyard is fenced on two sides, with only a small section needed to create a fully private outdoor space. A rare opportunity in today's market, this home offers an assumable low-interest loan at approximately 4.5% for qualified buyers. With low HOA fees that include termite protection and a community that allows rentals with no restrictions, the property is ideal for investors or owner-occupants alike. Located in North Pensacola, Midtown Oaks offers exceptional convenience-just minutes from the University of West Florida, West Florida Hospital, shopping, dining, the airport, and Pensacola's beautiful beaches. It also serves as a convenient midway point between NAS Pensacola/Corey Station and Whiting Field and offers easy access to I-10, making commuting simple for military members and professionals alike. Whether you're a first-time buyer, investor, or someone seeking a low-maintenance prime location, this checks the box.

Full Property Details for 2946 Overcup St

General

  • Price: $249,900
  • HOA FEE: $523
  • Status: Active
  • Type: Single Family
  • Source: Pensacola
  • MLS ID: 676379
  • Updated: Today (1/20/2026)
  • Added to Site: Today

Interior

  • Interior Features: Baseboards, Ceiling Fan(s), High Ceilings, Smart Thermostat
  • Appliances: Electric Water Heater, Dryer, Washer, Built In Microwave, Dishwasher, Disposal, Refrigerator, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Water Heater
  • Flooring: Carpet

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Bathroom: 3 x 8.83, First Level
  • Bathroom 1: Second Level

Bedrooms

  • Total Bedrooms: 3
  • Bedroom 1: 9.3 x 13.67, Second Level, 127.131 Sq. Ft.
  • Bedroom 2: 9.3 x 13.67, Second Level, 127.131 Sq. Ft.

Other Rooms

  • Kitchen: Not Updated, Kitchen Island, Pantry, 18.83 x 9.58, First Level, 180.3914 Sq. Ft.
  • Dining Room: Breakfast Bar, Living/Dining Combo
  • Laundry: Inside, W/D Hookups, Laundry Room

Additional Information

  • Security/Safety: Security System, Smoke Detector(s)

Exterior

  • Deck/Patio: Patio, Porch

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Total Spaces: 1
  • Parking Features: Garage, Front Entrance, Guest, Garage Door Opener

Location

  • County: Escambia - Fl
  • Subdivision: Midtown Oaks
  • Driving Directions: Starting from N Davis Hwy, turn onto E Johnson Ave. Continue straight, and Midtown Oaks will be on the right

School Information

  • Elementary School: Ferry Pass
  • Middle School: FERRY PASS
  • High School: Washington

Community

  • Association: Yes

Heating & Cooling

  • Cooling Type: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
  • Heating Type: Central, ENERGY STAR Qualified Equipment

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Traditional
  • Construction: Frame
  • Roof: Shingle
  • Stories/Levels: 2
  • Square Feet: 1,537
  • Year Built: 2024
  • Property Condition: Resale

Lot Features

  • Lot Size (Acres): 0.03
  • Street/Road Desc.: Paved
  • Road Maintenance: County Maintained Road
  • Lot Features: Central Access
  • Zoning: County
  • Fencing (Description): Back Yard

Financial Considerations

  • Price Per Sq. Ft.: $162.59
  • Association Fee: $523

Disclosures and Reports

  • Property ID: 171S301251002002

Listed by Engel & Volkers Pensacola

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Listing agent

— 2946 Overcup St —

  • Engel & Volkers Pensacola

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 2946 Overcup St

School District:Escambia County School District, Cantonment, FL
NameGradesDistance
Ferry Pass Elementary School
8310 North Davis Highway, Pensacola, FL 32514
PK-50.9 mi
Ferry Pass Middle School
8355 Yancey Lane, Pensacola, FL 32514
6-80.3 mi
Pine Forest High School
2500 Longleaf Drive, Pensacola, FL 32526
9-126 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2946 Overcup St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/20/2026
Listed
$249,900
8.7%
MLS
9/23/2024
Sold
$229,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2946 Overcup St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$123
—
$229,114
4385%
2024
$123
—
$5,109
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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Listed by Engel & Volkers Pensacola

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2946 Overcup St, Pensacola, FL 32514 (MLS# 676379) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 2946 Overcup St is currently listed for $249,900 and was received on January 20, 2026. Want to learn more about 2946 Overcup St? Do you have questions about finding other Single Family real estate for sale in Pensacola? You can browse all Pensacola real estate or contact a Coldwell Banker agent to request more information.

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