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$949,000 -$10,000 (-1.04%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 3 Full Baths
  • 2,361 Sq. Ft.
  • Updated 4 days ago
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Right in the heart of downtown Pensacola, this one puts you exactly where you want to be. Step outside and you're just moments from local dining, nightlife, galleries, and waterfront strolls. It's the kind of location where weekends plan themselves and everything feels within reach. This custom-built home was thoughtfully designed by the owner to make the most of downtown living, with a front balcony and an upstairs terrace that capture the energy and views of the city. Whether it's morning coffee above the rooftops or evenings soaking it all in, this home keeps you connected to the best of Pensacola. The layout offers incredible flexibility. Use it as a primary residence, income-producing property, guest-friendly setup, or a mix of all three. With separate living possibilities built in, it easily adapts to your needs. Take the elevator up to the second floor and you'll find a true highlight: a spacious terrace made for entertaining and unwinding. An outdoor kitchen, bar area, lounge space, and hot tub create your own private retreat in the middle of downtown. Inside, both levels offer generous laundry rooms and ample storage throughout. The fourth bedroom is set up with bunk beds to comfortably host extra guests, making it ideal for visiting friends or short-term stays. An oversized garage adds even more function, complete with a built-in overhead storage deck. If you've been looking for a downtown home that blends lifestyle, flexibility, and a fun sense of place, this one stands out in all the right ways.

Full Property Details for 400 N Palafox St

General

  • Price: $949,000
  • HOA FEE: $150
  • Status: Active
  • Type: Single Family
  • Source: Pensacola
  • MLS ID: 681991
  • Updated: 6/17/2026
  • Added to Site: 51 day(s) ago

Interior

  • Interior Features: Ceiling Fan(s), Elevator, Recessed Lighting
  • Appliances: Gas Water Heater, Built In Microwave, Dishwasher, Disposal, Refrigerator
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 5
  • Primary Bedroom: 9 x 13, First Level, 117 Sq. Ft.
  • Bedroom 1: 8 x 10, First Level, 80 Sq. Ft.
  • Bedroom 2: 10 x 12, Second Level, 120 Sq. Ft.

Other Rooms

  • Living Room: 10 x 11, First Level, 110 Sq. Ft.
  • Kitchen: Not Updated, Kitchen Island, 12 x 18, First Level, 216 Sq. Ft.
  • Eat-in kitchen: Yes
  • Dining Room: Eat-in Kitchen
  • Office: 5 x 7, Second Level, 35 Sq. Ft.
  • Laundry: W/D Hookups, Laundry Room

Additional Information

  • Spa: Yes
  • Security/Safety: Smoke Detector(s)

Exterior

  • Deck/Patio: Covered Deck, Covered Porch

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Total Spaces: 2
  • Parking Features: 2 Car Garage, Garage Door Opener

Location

  • County: Escambia - Fl
  • Subdivision: Belmont Tract
  • Driving Directions: From Cervantes, turn south onto Palafox Street. Head South on Palafox. Home is at the corner of Palafox and Belmont

School Information

  • Elementary School: Global Learning Academy
  • Middle School: WORKMAN
  • High School: Pensacola

Community

  • Association: Yes

Heating & Cooling

  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public

Structural Information

  • Architectural Style: Contemporary
  • Construction: Frame
  • Roof: Metal
  • Stories/Levels: 2
  • Square Feet: 2,361
  • Year Built: 2020
  • Property Condition: Resale

Lot Features

  • Lot Size (Acres): 0.06
  • Road Maintenance: Public Maintained Road
  • Lot Features: Central Access
  • Zoning: City

Financial Considerations

  • Price Per Sq. Ft.: $401.95
  • Association Fee: $150

Disclosures and Reports

  • Property ID: 000S009010028010

Listed by Assist 2 Sell Real Estate

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Listing agent

— 400 N Palafox St —

  • Assist 2 Sell Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 400 N Palafox St

School District:Escambia County School District, Cantonment, FL
NameGradesDistance
Global Learning Academy
100 North P Street, Pensacola, FL 32505
PK-51.6 mi
J. H. Workman Middle School
6299 Lanier Drive, Pensacola, FL 32504
6-84.8 mi
Pensacola High School
500 West Maxwell Street, Pensacola, FL 32501
9-121.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 400 N Palafox St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/17/2026
Price Reduced
$949,000
-1.04%
MLS
5/02/2026
Listed
$959,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 400 N Palafox St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$9,169
—
$602,966
3%
2024
$9,169
2%
$585,973
3%
2023
$9,004
6%
$568,906
9%
2021
$8,532
-3%
$524,113
-5%
2022
$8,795
3%
$552,336
944%
2021
$8,532
—
$52,920
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Assist 2 Sell Real Estate

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400 N Palafox St, Pensacola, FL 32501 (MLS# 681991) is a Single Family property with 5 bedrooms and 3 full bathrooms. 400 N Palafox St is currently listed for $949,000 and was received on May 02, 2026. Want to learn more about 400 N Palafox St? Do you have questions about finding other Single Family real estate for sale in Pensacola? You can browse all Pensacola real estate or contact a Coldwell Banker agent to request more information.

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