Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$5,493,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 3,052 Sq. Ft.
  • Updated 13 days ago
See This Home
Save This Home
See This Home
Save This Home
Oceanfront luxury living in Islamorada. Experience the ultimate in coastal elegance with this breathtaking 4-bedroom, 4-bath oceanfront estate in the heart of Islamorada, offering 3,052 square feet of beautifully crafted living space. Nestled on over half an acre, this three-story residence boasts unobstructed 180-degree views of the Atlantic, deep water dockage, a rare, private boat ramp and room for a pool -- the perfect blend of privacy, luxury, and island lifestyle. Enjoy peace of mind with high-impact, missile-rated windows and doors on all three floors, built to withstand up to 240 mph winds. Inside, the home features a mix of wood and tile flooring, including custom pine and tile floors in the luxurious third-floor master suite, complete with panoramic ocean vistas and private balcony access. Additional upgrades include a newer roof replaced in 2019, fresh landscaping, and two new AC units replaced in 2025 on the second and third floors ensuring year-round comfort and efficiency. The expansive entertainment areas, large balconies, and open-concept living spaces make this home ideal for hosting and relaxing in style. This is more than a home -- it's an oceanfront sanctuary built for comfort, security, and the best of Florida Keys living. This is not a drive by, must see to appreciate!

Full Property Details for 120 Toner Ln

General

  • Price: $5,493,000
  • Taxes: $24,469 (2024)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 615862
  • Updated: 5/13/2026
  • Added to Site: 311 day(s) ago

Interior

  • Interior Features: Entrance Foyer, Walk-in Closet(s), Bar, Granite Counter Top, Smoke Alarms, Wet Bar
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Wood, Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Laundry Room

Exterior

  • Exterior Features: Sprinkler System
  • Deck/Patio: Open Porch/Balcony, Patio
  • Porch/Patio/Deck: Open Porch/Balcony, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Parking Features: Attached

Location

  • Area: 25 - Plantation Key
  • County: Monroe
  • Subdivision: Toners Nautical Sh (87.0)

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Ductless, Central Air, Ceiling Fans(s)
  • Heating Type: Central

Structural Information

  • Architectural Style: Above Flood
  • Construction: CBS
  • Roof: Metal
  • Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window, Sliding Glass Doors
  • Square Feet: 3,052
  • Sq. Ft. Source: Appraisal
  • Year Built: 1979

Lot Features

  • Property View: Open Water View, Ocean
  • Lot Size (Acres): 0.55
  • Lot Size (Sq. Ft.): 23,995
  • Lot Size Source: Property Data Card
  • Zoning: R1 - Residential Single Family

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Oceanfront, Open Water

Financial Considerations

  • Tax Amount: $24,469.1
  • Tax Year: 2024
  • Terms: Cash, Conventional

Disclosures and Reports

  • Legal Description: LT 8 TONERS NAUTICAL SHORES PLANTATION KEY PB4-36 OR540-865 OR753-453 OR1880-333 OR2170-2268 OR2332-794
  • Flood Zone: VE, AE, VE
  • APN: 00412210-000000

Listed by Ocean Sotheby's International Realty, Kim Bagnell Thaler (305) 393-2787

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agent

— 120 Toner Ln —

  • Kim Bagnell Thaler

    Ocean Sotheby's International Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 120 Toner Ln

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Plantation Key School
100 Lake Road, Tavernier, FL 33070
PK-83.1 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1280.7 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 120 Toner Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/20/2025
Listed
$5,493,000
133.74%
MLS
11/19/2007
Sold
$2,350,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 120 Toner Ln

Year
Property Taxes
Change
Tax Assessment
Change
2024
$24,469
—
$3,452,281
—
2024
$24,469
3%
$3,460,534
—
2023
$23,688
36%
$3,464,622
97%
2021
$17,376
-14%
$1,755,428
-33%
2022
$20,272
17%
$2,620,534
48%
2021
$17,376
26%
$1,769,447
38%
2019
$13,805
16%
$1,281,207
10%
2018
$11,904
-21%
$1,164,734
-27%
2017
$15,135
6%
$1,593,125
18%
2016
$14,301
7%
$1,355,282
5%
2015
$13,342
1%
$1,286,830
9%
2014
$13,236
15%
$1,183,991
10%
2013
$11,513
—
$1,076,356
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 120 Toner Ln

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Ocean Sotheby's International Realty, Kim Bagnell Thaler (305) 393-2787

Similar Properties near 120 Toner Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

142 Guilford Ct, Key Largo, FL 33070 - Photo 1
$5,499,000

142 Guilford Ct  Key Largo, FL 33070

  • Single Family
  • Active
  • Updated 9 days ago
  • 5
    Beds
  • 5
    Total Baths
  • 3,458
    Sq. Ft.
Listed by American Caribbean Real Estate, Christie's International Real Estate, Ernesto Portuondo and American Caribbean Real Estate, Christie's International Real Estate, Brooke Vega
117 Leoni Dr, Plantation Key, FL 33036 - Photo 1 Price Reduced
-$350,000 (-7.07%)
$4,600,000

117 Leoni Dr  Plantation Key, FL 33036

  • Single Family
  • Active
  • Updated 5 days ago
  • 5
    Beds
  • 6
    Total Baths
  • 4,100
    Sq. Ft.
Listed by Fairchild Partners, Inc., Michael Jones
128 Leoni Dr, Plantation Key, FL 33036 - Photo 1
$4,799,000

128 Leoni Dr  Plantation Key, FL 33036

  • Single Family
  • Active
  • Updated 13 days ago
  • 5
    Beds
  • 5
    Total Baths
  • 3,556
    Sq. Ft.
Listed by Real Estate Sales Force - Coral Gables, Emily Romberg
171 Kahiki Dr, Plantation Key, FL 33070 - Photo 1
$4,799,000

171 Kahiki Dr  Plantation Key, FL 33070

  • Single Family
  • Active
  • Updated 12 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 2,876
    Sq. Ft.
Listed by Ocean Sotheby's International Realty, Walters Luxury Group Gloria, Rachel and Michaela Walters

Just Listed near 120 Toner Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

265 Pueblo St, Tavernier, FL 33070 - Photo 1 Just Listed
$6,600,000

265 Pueblo St  Tavernier, FL 33070

  • Single Family
  • Active
  • Updated 5 days ago
  • 5
    Beds
  • 3
    Total Baths
  • 2,752
    Sq. Ft.
87851 Old Hwy, Islamorada, FL 33036 - Photo 1 Just Listed
$1,525,000

87851 Old Hwy  #M42  Islamorada, FL 33036

  • Condo
  • Active
  • Updated 1 day ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,736
    Sq. Ft.
220 W Indies Rd, Key Largo, FL 33070 - Photo 1 Just Listed
$714,900

220 W Indies Rd  Key Largo, FL 33070

  • Duplex
  • Active
  • Updated 4 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 1,541
    Sq. Ft.
Listed by Lokation Real Estate, Jamie K Caudill
5 Bowen Dr, Key Largo, FL 33037 - Photo 1 Just Listed
$792,800

5 Bowen Dr  Key Largo, FL 33037

  • Single Family
  • Active
  • Updated 5 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,320
    Sq. Ft.

Price Reduced near 120 Toner Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

97501 Overseas Hwy, Key Largo, FL 33037 - Photo 1 Price Reduced
-$75,000 (-4.29%)
$1,675,000

97501 Overseas Hwy  #334  Key Largo, FL 33037

  • Condo
  • Active
  • Updated 5 days ago
  • 2
    Beds
  • 3
    Total Baths
  • 1,876
    Sq. Ft.
Listed by Coldwell Banker Schmitt Islamorada, Brett Newman
167 Valois Blvd, Key Largo, FL 33037 - Photo 1 Price Reduced
-$24,000 (-2.18%)
$1,075,000

167 Valois Blvd  Key Largo, FL 33037

  • Single Family
  • Active
  • Updated 18 hours ago
  • 2
    Beds
  • 2
    Total Baths
500 Burton Dr, Key Largo, FL 33070 - Photo 1 Price Reduced
-$46,000 (-6.61%)
$649,900

500 Burton Dr  ## 2212  Key Largo, FL 33070

  • Condo
  • Active
  • Updated 5 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 826
    Sq. Ft.
Listed by Pedrin of Miami Realty, Inc., Diana Valbuena
500 Burton Dr, Key Largo, FL 33070 - Photo 1 Price Reduced
-$5,001 (-0.67%)
$739,999

500 Burton Dr  #5308  Key Largo, FL 33070

  • Condo
  • Active
  • Updated 4 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 841
    Sq. Ft.
Listed by Homecoin.com, Jonathan Minerick

Recent Sales near 120 Toner Ln

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

118 Villa Bella Dr, Plantation Key, FL 33036 - Photo 1 Sold
$6,050,000

118 Villa Bella Dr  Plantation Key, FL 33036

  • Single Family
  • Closed
  • Updated 12 days ago
  • 5
    Beds
  • 6
    Total Baths
  • 5,195
    Sq. Ft.
Listed and Sold by Ocean Sotheby's International Realty, Karan Moeller, PA
134 N Rolling Hill Rd, Plantation Key, FL 33070 - Photo 1 Sold
$5,925,000

134 N Rolling Hill Rd  Plantation Key, FL 33070

  • Single Family
  • Closed
  • Updated 12 days ago
  • 4
    Beds
  • 5
    Total Baths
  • 2,346
    Sq. Ft.
Listed by American Caribbean Real Estate, Christie's International Real Estate, Rhonda L. Simonds-Brewer
Sold by Ocean Sotheby's International Realty, Jocelyn Tiedemann
206 Plantation Ave, Plantation Key, FL 33070 - Photo 1 Sold
$5,700,000

206 Plantation Ave  Plantation Key, FL 33070

  • Single Family
  • Closed
  • Updated 12 days ago
  • 5
    Beds
  • 6
    Total Baths
  • 3,945
    Sq. Ft.
Listed and Sold by Fairchild Partners, Inc., Michael Jones
32600 SW 217th Ave, Homestead, FL 33030 - Photo 1 Sold
$5,000,000

32600 SW 217th Ave  Homestead, FL 33030

  • Commercial Land
  • Closed
  • 80
    Acres

120 Toner Lane, Plantation Key, FL 33036 (MLS# 615862) is a Single Family property with 4 bedrooms and 4 full bathrooms. 120 Toner Lane is currently listed for $5,493,000 and was received on July 20, 2025. Want to learn more about 120 Toner Lane? Do you have questions about finding other Single Family real estate for sale in Plantation Key? You can browse all Plantation Key real estate or contact a Coldwell Banker agent to request more information.

Tour this property