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$4,350,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 3,120 Sq. Ft.
  • Updated 9 days ago
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Truly turnkey and fully furnished, this newly completed coastal-modern residence delivers approximately 3,100 square feet of refined luxury, with four bedrooms and four bathrooms. Completed in 2025 and professionally curated by Wright Interiors, the home showcases custom millwork, designer finishes and integrated technology, with impact glass and a sleek metal roof, a quality build by CBT Construction. Seamless indoor-outdoor living unfolds across a summer kitchen, outdoor bar, heated and chilled pool, lush tropical landscaping, and two climate-controlled garages, with elevator shaft ready for install. Approximately 60 feet of concrete dockage beneath custom composite decking is expertly configured for both a center console and skiff, with direct Florida Bay access, a 20,000-pound boat lift, shore power and custom fish-cleaning station. Positioned within one of Islamorada's premier close-knit boating neighborhoods, with A-rated schools nearby, this exceptional residence offers an elevated Keys lifestyle for both weekend escapes and full-time living. Optional HOA membership extends access to a private bayfront park and boat ramp.

Full Property Details for 226 Navajo St

General

  • Price: $4,350,000
  • HOA FEE: $17/month
  • HOA FEE FREQ.: Annually
  • Taxes: $22,948 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Greater_Miami
  • MLS ID: A12100206
  • Updated: 10/4/2026
  • Added to Site: 19 day(s) ago

Interior

  • Interior Features: First Floor Entry, Second Floor Entry, Bar, Closet Cabinetry, Entrance Foyer, Vaulted Ceiling(s), Wet Bar, Family Room, Separate Guest/In-Law Quarters, Media Room, Storage, Utility Room/Laundry, Workshop
  • Appliances: Dishwasher, Dryer, Gas Range, Ice Maker, Microwave, Other Equipment/Appliances, Refrigerator, Washer
  • Furnishings: Furnished, Turn Key Furnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Primary Bathroom: Dual Sinks, Shower Only

Bedrooms

  • Total Bedrooms: 4
  • Bedroom Features: At Least 1 Bedroom Ground Level, Entry Level, Primary Bath Shower, Primary Bedroom Upstairs

Other Rooms

  • Living Room: Family Room, Separate Gues Sq. Ft.
  • Eat-in kitchen: Yes
  • Dining Room: Breakfast Area, Dining/Living Room, Eat-In Kitchen, Kitchen Dining, Snack Bar/Counter
  • Laundry: Utility Room/Laundry

Additional Information

  • Pool: Yes
  • Pool Description: Concrete, Heated, 12x24
  • Equipment: Automatic Garage Door Opener

Exterior

  • Exterior Features: Built-In Grill, Lighting, Open Balcony, Outdoor Shower
  • Deck/Patio: Open Balcony, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Additional Spaces Available, Driveway, Golf Cart Parking, Guest, Rv/Boat Parking

Location

  • Area: Indian Waterways
  • County: Monroe County
  • Subdivision: INDIAN WATERWAYS
  • Building Name: INDIAN WATERWAYS
  • Direction Faces: Southwest

Community

  • Community Name: Indian Waterways
  • Association: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Air
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Water: Municipal Water

Structural Information

  • Architectural Style: Attached, Two Story, Split Level
  • Structure Type: House
  • Detached/Attached: Detached
  • Construction: CBS Construction
  • Roof: Metal Roof
  • Windows: Clear Impact Glass, Complete Impact Glass, Blinds, High Impact Windows, Impact Glass, Plantation Shutters
  • Doors: High Impact Doors
  • Entry Location: Foyer
  • Building Size: 4636
  • Square Feet: 3,120
  • Living Area: 3,120 Sq. Ft.
  • Year Built: 2024
  • Property Condition: New Construction

Lot Features

  • Property View: Canal, Water
  • Lot Size (Sq. Ft.): 6,600
  • Lot Dimensions: 60 x 110
  • Frontage Feet: 60
  • Lot Features: Less Than 1/4 Acre Lot
  • Zoning: R1M
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Ocean Access, Canal Front, Canal Width 1-80 Feet, No Fixed Bridges

Financial Considerations

  • Price Per Sq. Ft.: $1,394.23
  • Association Fee: $200
  • Assoc Fee Freq.: Annually
  • Tax Amount: $22,948
  • Tax Year: 2025
  • Terms: All Cash, Conventional

Disclosures and Reports

  • Legal Description: BK 5 LT 24 INDIAN WATERWAYS PB4-29 PLANTATION KEY OR409-532 OR423-235 OR475-771 OR475-472 OR761-1859 OR841-2499 OR910-1774 OR914-1291 OR957-
  • Restrictions: Ok To Lease With Res, Other Restrictions
  • Inclusions: Boatlift, Community Boat Dock, Community Boat Ramp, Private Dock, Unrestricted Salt Water Access, Community Ramp, Dock Owned/Included, Electric Available, Lift, Private Dock
  • Property ID: 00424090-000100

Listed by Ocean Sothebys Intl Realty

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Listing agent

— 226 Navajo St —

  • Ocean Sothebys Intl Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 226 Navajo St

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Plantation Key School
100 Lake Road, Tavernier, FL 33070
PK-80.4 mi
Coral Shores High School
89901 Old Highway, Tavernier, FL 33070
9-120.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 226 Navajo St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/24/2026
Listed
$4,350,000
35.94%
MLS
1/26/2024
Sold
$3,200,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 226 Navajo St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$22,948
30%
$2,511,948
30%
2024
$17,649
272%
$1,930,543
269%
2023
$4,748
59%
$522,929
17%
2022
$2,989
16%
$446,232
44%
2021
$2,566
—
$310,139
40%
2021
$2,566
—
$221,965
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 226 Navajo St

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NMLS#: 1598647

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Listed by Ocean Sothebys Intl Realty

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226 Navajo St, Plantation Key, FL 33070 (MLS# A12100206) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 226 Navajo St is currently listed for $4,350,000 and was received on September 24, 2026. Want to learn more about 226 Navajo St? Do you have questions about finding other Single Family real estate for sale in Plantation Key? You can browse all Plantation Key real estate or contact a Coldwell Banker agent to request more information.

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