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$439,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 1,577 Sq. Ft.
  • Updated 5 days ago
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1097 Caravan Loop, Polk City, FLVideo Tour of 1097 Caravan Loop, Polk City, FL.
Welcome to easy Florida living in this beautifully updated 2-bedroom, 2-bath single-family home located in a sought-after active adult community in Polk City. Offering 1,758 square feet of thoughtfully designed living space, this move-in ready home has been extensively updated for comfort, style, and peace of mind. The stunning 2024 kitchen renovation features granite countertops, soft-close cabinetry, new appliances, under-cabinet lighting, updated fixtures, and GFI outlets. Tile flooring throughout, installed in 2020, provides a clean, cohesive look. The spacious screened lanai was beautifully updated in 2022 with new screens, doors, ceiling, ceiling fan, Bali sunshades, and swing hooks-creating the perfect space to relax year-round looking at the pond. Additional improvements include HVAC (2020), water heater (2020), washer and dryer (2024), TOTO toilets, water softener and reverse osmosis system (2019), attic flooring for easy HVAC access, and replacement windows and sliding glass doors (2020) with a lifetime transferable warranty. The private irrigation well was installed in 2021. The 54x14 RV Port with full hook ups to park your RV. Residents enjoy an exceptional lifestyle with two clubhouses, two community pools, fitness centers, pickleball courts, and a full calendar of social activities. This beautifully maintained home is ready for its next owner to enjoy.

Full Property Details for 1097 Caravan Loop

General

  • Price: $439,000
  • HOA FEE: $135/month
  • HOA FEE FREQ.: Annually
  • Taxes: $4,240 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: L4963740
  • Updated: 10/5/2026
  • Added to Site: 27 day(s) ago

Interior

  • Number of Rooms: 9
  • Interior Features: Ceiling Fan(s), Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
  • Appliances: Dishwasher, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Clubhouse, Fitness Center, Gated, Laundry, Maintenance, Pickleball Court(s), Pool, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)

Exterior

  • Exterior Features: Irrigation System, Lighting, Private Entrance, RV Hookup, Sliding Doors, Storage

Location

  • Area: 33868 - Polk City
  • County: Polk
  • Development Name: 33868 - Polk City
  • Subdivision: MT OLIVE SHORES NORTH
  • Driving Directions: 4 TO SR33 TO POLK CITY. TURN ONTO LAKE MARGARET BLVD AND STOP AT GUARD GATE. ALL DRIVERS MUST SHOW GUARD A VALID DRIVERS LICENSE TO GAIN ENTRANCE INTO THE COMMUNITY.
  • Direction Faces: North

Community

  • Community Name: 33868 - Polk City
  • Community Features: Community Boat Ramp, Dock, Fishing, Lake, Private Boat Ramp, Water Access, Buyer Approval Required, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Pool, Tennis Court(s)
  • Optional Amenities: Clubhouse, Fitness Center, Gated, Laundry, Maintenance, Pickleball Court(s), Pool, Security, Shuffleboard Co
  • Association: Yes
  • Assoc. Name: Mosaic Services/Elisabeth Jean Louis
  • Assoc. Fees Include: 24-Hour Guard, Community Pool, Maintenance Grounds, Manager, Pool Maintenance, Security
  • Adult Community: Yes

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public, Well
  • Utility Description: Electricity Connected

Structural Information

  • Exterior Const.: Brick
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,577
  • Sq. Ft. Source: Estimated
  • Year Built: 2000

Lot Features

  • Lot Size (Acres): 0.16
  • Lot Size (Sq. Ft.): 6,974
  • Lot Size: 6974
  • Street/Road Desc.: Paved

Water Features

  • Water Access: Yes
  • Water Access Desc: Lake, Pond
  • Water Front Desc.: Lake

Financial Considerations

  • Association Fee: $1,620
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $4,240.02
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: MT OLIVE SHORES NORTH PB 104 PGS 38 & 39 LYING IN A PORTION OF SECTIONS 31&32 T26 R25 LOT 118
  • Flood Zone Info: X
  • APN: 252631295433001180
  • Property ID: 252631295433001180

Listed by Worth Clark Realty

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Listing agent

— 1097 Caravan Loop —

  • Worth Clark Realty

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 1097 Caravan Loop

School District:Polk County School District
NameGradesDistance
Polk City Elementary School
125 South Bougainvillea Avenue, Polk City, FL 33868
PK-51.1 mi
Jere L. Stambaugh Middle School
226 Main Street, Auburndale, FL 33823
6-88 mi
Tenoroc High School
4905 Saddle Creek Road, Lakeland, FL 33801
9-127.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1097 Caravan Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/14/2026
Listed
$439,000
67.56%
MLS
4/22/2019
Sold
$262,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1097 Caravan Loop

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,442
—
$263,846
-1%
2025
$3,442
-15%
$266,248
3%
2024
$4,034
3%
$259,479
-2%
2023
$3,919
16%
$263,739
27%
2021
$3,389
-8%
$208,384
-17%
2022
$3,673
8%
$252,118
26%
2021
$3,389
16%
$199,415
16%
2019
$2,927
39%
$171,830
9%
2017
$2,107
—
$157,784
2%
2017
$2,107
2%
$154,469
2%
2016
$2,069
-1%
$151,292
1%
2015
$2,099
2%
$150,240
1%
2014
$2,050
—
$149,048
2%
2013
$2,059
—
$146,845
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Worth Clark Realty

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1097 Caravan Loop, Polk City, FL 33868 (MLS# L4963740) is a Single Family property with 2 bedrooms and 2 full bathrooms. 1097 Caravan Loop is currently listed for $439,000 and was received on September 14, 2026. Want to learn more about 1097 Caravan Loop? Do you have questions about finding other Single Family real estate for sale in Polk City? You can browse all Polk City real estate or contact a Coldwell Banker agent to request more information.

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