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$539,000
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Property Description
This beautiful 3-bedroom, 2 bath home located in the desirable 55+coommunity of Mt Olive Shores North offers a range of premium features and upgrades. The kitchen is designed with wood cabinetry, granite countertops, double oven and new appliances, with a skylight that fills the space with natural light. The spacious living and dining area includes a built-in bar, perfect for entertaining. The two sets of French doors lead to a Florida room, providing additional living space. Upgrades include a NEW ROOF (2024), WATER HEATER (2023) and Air conditioning serviced (2023). The property also has its own well for irrigation, providing cost effective yard maintenance. The home has an RV pert that measures 60X15, carport that measures 2011 as well as a garage providing plenty of parking space. Located in Central Florida, it is close to shopping, medical facilities and area attractions.
Full Property Details
Full Property Details for 402 Cruisers Dr
General
- Price: $539,000
- HOA FEE: $135/month
- HOA FEE FREQ.: Annually
- Taxes: $3,248 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: L4956231
- Updated: 2/2/2026
- Added to Site: 129 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Ceiling Fan(s)
- Appliances: Dishwasher, Disposal
- Flooring: Luxury Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Laundry Room
Exterior
- Exterior Features: Irrigation System
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 1
- Carports: Yes
- Carport: 1
- Carport Spaces: 1
- Covered Spaces: 2
Location
- Area: 33868 - Polk City
- County: Polk
- Development Name: 33868 - Polk City
- Subdivision: MT OLIVE SHORES NORTH ADD 02
- Driving Directions: 4 TO SR33 TO POLK CITY. TURN ONTO LAKE MARGARET BLVD AND STOP AT GUARD GATE. ALL DRIVERS MUST SHOW GUARD A VALID DRIVERS LICENSE TO GAIN ENTRANCE INTO THE COMMUNITY.
- Direction Faces: East
Community
- Community Name: 33868 - Polk City
- Community Features: Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard
- Association: Yes
- Assoc. Name: Elisabeth Jean Louis
- Adult Community: Yes
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Heat Pump
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Connected, Electricity Connected
Structural Information
- Exterior Const.: Block
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,674
- Sq. Ft. Source: Public Records
- Year Built: 2005
Lot Features
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,145
- Lot Size: 10145
- Street/Road Desc.: Paved
Water Features
- Water Access: Yes
- Water Access Desc: Lake, Pond
Financial Considerations
- Association Fee: $1,620
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $3,248.6
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: MT OLIVE SHORES NORTH SECOND ADDITION PB 122 PGS 21 & 22 LOT 252
- Flood Zone Info: X
- APN: 252706298367002520
- Property ID: 252706298367002520
Listed by Worth Clark Realty
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Schools
Schools serving 402 Cruisers Dr
School District:Polk County School District
| Name | Grades | Distance |
|---|---|---|
Polk City Elementary School 125 South Bougainvillea Avenue, Polk City, FL 33868 | PK-5 | 1.3 mi |
Jere L. Stambaugh Middle School 226 Main Street, Auburndale, FL 33823 | 6-8 | 7.7 mi |
Tenoroc High School 4905 Saddle Creek Road, Lakeland, FL 33801 | 9-12 | 7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 402 Cruisers Dr
Date
Details
Price
Change
Source
1/13/2026
Price Reduced
$539,000
-3.58%
MLS
10/27/2025
Listed
$559,000
18.94%
MLS
5/07/2007
Sold
$470,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 402 Cruisers Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,655
-18%
$245,549
3%
2024
$3,249
6%
$238,629
3%
2023
$3,065
3%
$231,679
6%
2021
$2,976
—
$218,380
-3%
2022
$2,962
—
$224,931
4%
2021
$2,976
6%
$215,365
4%
2017
$2,797
—
$206,598
2%
2017
$2,797
1%
$202,349
2%
2016
$2,760
-1%
$198,187
1%
2015
$2,802
-4%
$196,809
-7%
2019
$2,913
6%
$210,523
8%
2014
$2,749
-1%
$195,247
1%
2013
$2,765
—
$192,362
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 402 Cruisers Dr
402 Cruisers Drive, Polk City, FL 33868 (MLS# L4956231) is a Single Family property with 2 bedrooms and 2 full bathrooms. 402 Cruisers Drive is currently listed for $539,000 and was received on October 27, 2025. Want to learn more about 402 Cruisers Drive? Do you have questions about finding other Single Family real estate for sale in Polk City? You can browse all Polk City real estate or contact a Coldwell Banker agent to request more information.

