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$354,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,278 Sq. Ft.
  • Updated 1 day ago
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Privacy, space, and nature come together on nearly 4 acres, just a short walk from the Choctawhatchee River in this beautifully updated brick home. The home has received significant updates, including new ceilings, updated flooring, and thoughtfully renovated kitchen and bathrooms. The kitchen features newer stainless steel appliances and a spacious island with additional seating. A warm wood-burning fireplace welcomes you as you enter, while the expansive sunroom showcases large windows that flood the space with natural light and bring the outdoors in. The bedrooms are generously sized and offer excellent storage throughout. Outside, you'll find a large outbuilding with endless potential for a workshop, RV/boat storage, or hobbies, along with a covered front-yard carport. Additional features include a metal roof, private well and septic system, and natural gas. With unmatched privacy and wide-open land, this property is truly a dream for those seeking space and tranquility.

Full Property Details for 92 Howell Bluff Rd

General

  • Price: $354,000
  • Taxes: $937 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 995305
  • Updated: 2/18/2026
  • Added to Site: 1 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Covered Porch, Full Bathroom, Master Bedroom
  • Interior Features: Breakfast Bar, Fireplace, Kitchen Island
  • Appliances: Dishwasher, Refrigerator

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Porch: Covered Porch

Exterior

  • Exterior Features: Patio Enclosed

Parking

  • Carports: Yes
  • Parking: Boat, Carport Detached, Detached, Oversized, RV

Location

  • Area: 23 - North Walton County
  • County: Walton
  • Subdivision: Howell Bluff
  • Driving Directions: Follow Highway 20 East through Bruce and Hwy 81, continue east to the foot of the Choctawhatchee River Bridge. Boat Ramp Rd/Big Cedar Rd and Cowford Landing are located on the south side of Hwy 20, Howell Bluff is on the north side. Left on Howell Bluff Rd

School Information

  • Elementary School: Freeport
  • Middle School: Freeport
  • High School: Freeport

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Heat Cntrl Electric

Utilities

  • Utility Description: Electric, Gas - Natural, Private Well, Septic Tank

Structural Information

  • Architectural Style: Ranch
  • Construction: Brick, Roof Metal
  • Stories/Levels: 1
  • Square Feet: 2,278
  • Sq. Ft. Source: County PA Records
  • Year Built: 1961

Lot Features

  • Property View: River
  • Lot Size (Acres): 3.82
  • Lot Dimensions: 470 x 1000 x 42 x 680 x 370 x 125
  • Street/Road Desc.: Paved Road
  • Lot Features: Within 1/2 Mile to Water, Wooded
  • Zoning: Resid Single Family

Water Features

  • Water Front Type: River

Financial Considerations

  • Tax Amount: $937
  • Tax Year: 2025
  • Terms: Conventional, FHA

Disclosures and Reports

  • Legal Description: Com Ne/C Of Ne1/4 Of Nw1/4 Govt Lot 4 S 00 Deg 40 Min 12 Sec W 639.80 Ft For Pob Cont S 00 Deg 40 Min 12 Sec W 680.31 Ft S 89 Deg 56 Min 20 Sec W 352.91 Ft To Edge Of Public Rd Nely Along Rd 770 Ft To Pob Or 93-341 Also Com Nw/C Ne4, S 03 Deg 90'58
  • APN: 361N17040000310010

Listed by Keller Williams Success Realty

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— 92 Howell Bluff Rd —

  • Keller Williams Success Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 92 Howell Bluff Rd

School District:Walton County School District
NameGradesDistance
Freeport Elementary School
15381 U.S. 331, Freeport, FL 32439
PK-513.4 mi
Freeport Middle School
360 Kylea Laird Drive, Freeport, FL 32439
6-814.3 mi
Freeport Senior High School
12615 U.S. 331, Freeport, FL 32439
9-1214.2 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 92 Howell Bluff Rd Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/18/2026
Listed
$354,000
254%
MLS
9/04/2025
Sold
$100,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 92 Howell Bluff Rd

Year
Property Taxes
Change
Tax Assessment
Change
2024
$781
—
$115,723
37%
2024
$781
5%
$84,730
—
2023
$747
16%
$84,730
33%
2021
$643
-10%
$63,572
-21%
2022
$718
12%
$80,652
40%
2021
$643
4%
$57,607
-3%
2019
$620
727%
$59,390
51%
2018
$75
—
$39,409
2%
2016
$75
—
$38,598
2%
2016
$75
—
$37,804
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 92 Howell Bluff Rd

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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Listed by Keller Williams Success Realty

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92 Howell Bluff Road, Ponce de Leon, FL 32455 (MLS# 995305) is a Single Family property with 3 bedrooms and 2 full bathrooms. 92 Howell Bluff Road is currently listed for $354,000 and was received on February 18, 2026. Want to learn more about 92 Howell Bluff Road? Do you have questions about finding other Single Family real estate for sale in Ponce de Leon? You can browse all Ponce de Leon real estate or contact a Coldwell Banker agent to request more information.

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