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$350,000
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Property Description
Riverfront property with just over 4 acres, no HOA, and plenty of room for boats, RVs, equipment, and outdoor recreation. Located near the Choctawhatchee River Bridge and public boat ramps, this property offers the space and flexibility that's becoming increasingly difficult to find. This 3-bedroom, 2-bath brick home offers 2,278 square feet with a spacious floor plan, updated kitchen, large living area with fireplace, and an enclosed sunroom overlooking the property. The kitchen features custom cabinetry, stainless steel appliances, a gas range, and center island. The primary suite includes a walk-in closet and updated bath with double vanities. Outside, you'll find multiple outbuildings, workshop space, storage buildings, oversized covered parking for boats and RVs, and plenty of room for hobbies, projects, and recreational equipment. A private well, septic system, natural gas, metal roof, and abundant parking add to the property's appeal. An additional parcel (36-1N-17-04040-00B-0050) containing approximately 0.247 acres is included in the sale, bringing the total acreage to approximately 4.07 acres. Whether you're looking for a full-time residence, weekend retreat, or a property with room to spread out and enjoy the outdoors, this unique property offers endless possibilities.
Full Property Details
Full Property Details for 92 Howell Bluff Rd
General
- Price: $350,000
- Taxes: $937 (2025)
- Status: Active
- Type: Single Family
- Source: Emerald_Coast
- MLS ID: 1005753
- Updated: 8/5/2026
- Added to Site: 69 day(s) ago
Interior
- Number of Rooms: 5
- Interior Features: Breakfast Bar, Fireplace, Kitchen Island
- Appliances: Dishwasher, Refrigerator
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Exterior
- Porch/Patio/Deck: Patio Enclosed
Parking
- Parking Features: Boat, Carport Detached, Oversized
Location
- Area: 20 - Freeport
- County: Walton
- Subdivision: Howell Bluff
- Driving Directions: Follow Highway 20 East through Bruce and Hwy 81, continue east to the foot of the Choctawhatchee River Bridge. Boat Ramp Rd/Big Cedar Rd and Cowford Landing are located on the south side of Hwy 20, Howell Bluff is on the north side. Left on Howell Bluff Rd
School Information
- Elementary School: Freeport
- Middle School: Freeport
- High School: Freeport
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
- Heating/Cooling: Central, Central Air
Utilities
- Sewer: Septic Tank
- Water: Well
- Well: Yes
- Utility Description: Electric, Gas - Natural
Structural Information
- Architectural Style: Ranch
- Construction: Brick
- Exterior Const.: Brick
- Stories/Levels: 1
- Square Feet: 2,278
- Sq. Ft. Source: County PA Records
- Year Built: 1961
Lot Features
- Property View: River
- Lot Size (Acres): 3.82
- Lot Size (Sq. Ft.): 166,399.2
- Lot Dimensions: 3.82
- Street/Road Desc.: Paved
- Lot Features: Addl Land Available, Within 1/2 Mile to Water
- Zoning: Resid Single Family
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Type: River
Financial Considerations
- Tax Amount: $937.4
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Accept Backup Offers
- Legal Description: COM NE/C OF NE1/4 OF NW1/4 GOVT LOT 4 S 00 DEG 40 MIN 12 SEC W 639.80 FT FOR POB CONT S 00 DEG 40 MIN 12 SEC W 680.31 FT S 89 DEG 56 MIN 20 SEC W 352.91 FT TO EDGE OF PUBLIC RD NELY ALONG RD 770 FT TO POB OR 93-341 ALSO COM NW/C NE4, S 03 DEG 90'58''W 1289.89 FT TO POB, S 88 DEG 19 MIN 25 SEC E 483.78 FT TO RIVER BANK, SOUTH ALONG BANK 30 FT, N 88 DEG 19 MIN 25 SEC W 484.43 FT, N 03 DEG 09 MIN 58
- APN: 36-1N-17-04000-031-0010
- Property ID: 36-1N-17-04000-031-0010
Listed by Gulf Life Real Estate Inc
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Schools
Schools serving 92 Howell Bluff Rd
School District:Walton County School District
| Name | Grades | Distance |
|---|---|---|
Freeport Elementary School 15381 U.S. 331, Freeport, FL 32439 | PK-5 | 13.4 mi |
Freeport Middle School 360 Kylea Laird Drive, Freeport, FL 32439 | 6-8 | 14.3 mi |
Freeport Senior High School 12615 U.S. 331, Freeport, FL 32439 | 9-12 | 14.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 92 Howell Bluff Rd
Date
Details
Price
Change
Source
6/18/2026
Listed
$350,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 92 Howell Bluff Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$937
20%
$115,723
37%
2024
$781
5%
$84,730
—
2023
$747
16%
$84,730
33%
2021
$643
-10%
$63,572
-21%
2022
$718
12%
$80,652
40%
2021
$643
4%
$57,607
-3%
2019
$620
727%
$59,390
51%
2018
$75
—
$39,409
2%
2016
$75
—
$38,598
2%
2016
$75
—
$37,804
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 92 Howell Bluff Rd
92 Howell Bluff Road, Ponce de Leon, FL 32455 (MLS# 1005753) is a Single Family property with 3 bedrooms and 2 full bathrooms. 92 Howell Bluff Road is currently listed for $350,000 and was received on June 18, 2026. Want to learn more about 92 Howell Bluff Road? Do you have questions about finding other Single Family real estate for sale in Ponce de Leon? You can browse all Ponce de Leon real estate or contact a Coldwell Banker agent to request more information.

