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$565,000
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Property Description
RARE OPPORTUNITY for X Flood Zone on DOUBLE LOT in SOUTH GULF COVE ~ This is a MUST SEE! Welcome to 10498 Bay State, a Well-Designed 4-Bedroom 3-Bath 3-Car Garage Home with Private Home office, Workshop in Garage and HEATED POOL on a DOUBLE X ZONE LOT in the highly desired Gulf Access community, South Gulf Cove! This property is located on a rare double lot that backs to a greenbelt, offers sunrise views from your Lanai, and offers unobstructed views of the Santa Cruz Waterway from your pool and backyard. With nearly 2,700 square feet of living space, this home offers plenty of room for family and guests, and a possible in-law suite for those looking for multi-generational home options. The foyer is welcoming, with ample space for a book nook or console table and leads to 2 Guest Rooms that share a Full Bath and Linen Closet. Across the hall, you'll be pleasantly surprised to find a very large Laundry Room with Cabinets and Storage, adjacent to an En-Suite / In-Law Suite with Full Bath and Walk In Closet. Proceed to the main living spaces, your Kitchen features a large island with Bar Height seating, lots of cabinets, farmhouse sink, and built in shelving in the WALK-IN Pantry. The Living Room and Dining Room flank the Kitchen and Breakfast nook, maintaining a seamless flow for conversations and natural light. But wait, there's more! The frosted glass French Doors open to a Home Office / Study, with quick access through the living rooms sliders to the Lanai and Pool Deck. The Primary Bedroom is generous in size and offers a complete En Suite with Dual Sinks, Garden Tub, and large Walk In Closet. The home boasts a host of recent updates, including a new roof and new HVAC system, providing peace of mind and energy efficiency. The property is also located in an X Flood Zone, meaning no flood insurance is required! For those with furry friends, the fenced dog run offers a safe and secure space to play. The 3-car garage is a true standout, featuring mini split AC system, workbench, overhead lighting and retractable extension cord, as well as built-in storage components - making it an ideal space for projects and hobbies. This property is ideally situated just minutes from several public boat ramps, providing easy access to the community's waterways, the Intracoastal Waterway, and the Gulf. Whether you're an avid boater or just love coastal living, you'll find everything you need right at your doorstep. You're only 15 minutes drive to Gulf Beaches, world-class fishing, 99 holes of golf, shopping, dining, and the Tampa Bay Rays' Spring training facility! Enjoy the benefits of an optional HOA at just $120 per year, minimal deed restrictions, and several pocket parks and walking paths, providing flexibility while still enjoying the community's perks. Whether you're seeking a peaceful retreat, investment property or a home with room to grow, this property has it all. Don't miss out - schedule your showing today and make this paradise yours!
Full Property Details
Full Property Details for 10498 Baystate Dr
General
- Price: $565,000
- HOA FEE: $10/month
- HOA FEE FREQ.: Annually
- Taxes: $5,413 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: D6141174
- Updated: 12/22/2025
- Added to Site: 308 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 11
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Split Bedroom, Walk-In Closet(s)
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Furnishings: Partially
- Flooring: Carpet, Ceramic Tile, Engineered Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Shared Amenities: Clubhouse, Recreation Facilities
- Pool: Yes
- Private Pool: Yes
- Pool Description: Gunite, In Ground, Indoor, Lighting
- Spa Description: In Ground
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Dog Run, Garden, Hurricane Shutters, Private Mailbox, Rain Gutters, Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
- Parking Features: Driveway, Garage Door Opener, Workshop in Garage
Location
- Area: 33981 - Port Charlotte
- County: Charlotte
- Development Name: 33981 - Port Charlotte
- Subdivision: PORT CHARLOTTE SEC 085
- Driving Directions: From Englewood Beach, travel East on SR 775 S McCall Road, turn right onto Gasparilla Road, CR 771, travel south to Appleton Blvd, turn left into South Gulf Cove. Turn right on Bay State Drive, property at the end of the street on the left. Look for sign
- Direction Faces: West
School Information
- Elementary School: Myakka River Elementary
- Middle School: L.A. Ainger Middle
- High School: Lemon Bay High
Community
- Community Name: 33981 - Port Charlotte
- Community Features: Community Boat Ramp, Public Boat Ramp, Water Access, Deed Restrictions, Park, Playground, Sidewalks
- Optional Amenities: Clubhouse, Recreation Facilities
- Association: Yes
- Assoc. Name: President
- Assoc. Fees Include: Recreational Facilities
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Electricity Connected, Fiber Optics, Mini Sewer, Public, Sewer Connected, Water Connected
Structural Information
- Exterior Const.: Block, Stone, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 2,685
- Sq. Ft. Source: Public Records
- Year Built: 2016
Lot Features
- Property View: Park/Greenbelt, Pool, Trees/Woods, Water
- Lot Size (Acres): 0.48
- Lot Size (Sq. Ft.): 20,985
- Lot Size: 20985
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
- Fencing (Description): Vinyl
Water Features
- Water View: Yes
Financial Considerations
- Association Fee: $120
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Optional
- Tax Amount: $5,413.11
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: PCH 085 4625 0053 PORT CHARLOTTE SEC 85 BLK 4625 LT 53 608/396 792/520 794/1754 840/1297 877/968 1031/2136 1086/304 1305/1210 1399/890 TD1502/1689 3987/135 4008/240 4142/179 PCH 085 4625 0054 PORT CHARLOTTE SEC85 BLK4625 LT54 550/1230 633/4
- Flood Zone Info: X
- APN: 412129454010
- Property ID: 412129454010
- Block/Lot/Section: 4625
Listed by Exp Realty Llc
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Schools
Schools serving 10498 Baystate Dr
School District:Charlotte County School District
| Name | Grades | Distance |
|---|---|---|
Myakka River Elementary School 12650 Willmington Boulevard, Port Charlotte, FL 33981 | PK-5 | 4.7 mi |
L. A. Ainger Middle School 245 Cougar Way, Rotonda West, FL 33947 | 6-8 | 4.6 mi |
Lemon Bay High School 2201 Placida Road, Englewood, FL 34224 | 9-12 | 7.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 10498 Baystate Dr
Date
Details
Price
Change
Source
11/19/2025
Price Reduced
$565,000
-2.25%
MLS
9/22/2025
Price Reduced
$578,000
-3.67%
MLS
6/19/2025
Price Reduced
$599,999
-7.69%
MLS
4/28/2025
Price Reduced
$650,000
-3.7%
MLS
3/16/2025
Listed
$675,000
220.16%
MLS
10/31/2016
Sold
$210,830
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 10498 Baystate Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,440
-18%
$330,649
3%
2024
$5,413
2%
$321,330
4%
2023
$5,322
5%
$308,249
2%
2022
$5,074
-3%
$302,884
3%
2021
$5,225
—
$294,062
16%
2021
$5,225
36%
$253,406
4%
2018
$3,855
1%
$243,162
2%
2017
$3,823
-13%
$238,161
-4%
2019
$4,387
981%
$247,709
3138%
2016
$406
488%
$7,650
65%
2014
$69
—
$4,630
10%
2014
$69
—
$4,209
10%
2013
$69
—
$3,826
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 10498 Baystate Dr
10498 Bay State Drive, Port Charlotte, FL 33981 (MLS# D6141174) is a Single Family property with 4 bedrooms and 3 full bathrooms. 10498 Bay State Drive is currently listed for $565,000 and was received on March 16, 2025. Want to learn more about 10498 Bay State Drive? Do you have questions about finding other Single Family real estate for sale in Port Charlotte? You can browse all Port Charlotte real estate or contact a Coldwell Banker agent to request more information.

