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$725,000
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Property Description
This is what you have been looking for in a Southwest Gulf Coast Florida Boating home. Wait! This home has an option to ASSUME a VA LOAN at 2.625! Call for important information on this opportunity. This three bedroom two bath pool home with a Den sits on the Santa Cruz Waterway which takes you directly to the Lock System out to the Charlotte Harbor. Whether fishing or engaging in leisure water activities your journey can take you to the Intercoastal Waterway and out to the Gulf, making this an ideal location. The bridges (10 ft high with the water depth of 6-9 feet) makes this the perfect boating experience to accommodate your Dream Boat. A Sea Wall is in place already at the home for you to envision your Dock with a Lift and is already equipped with a light post, electric and water. Rinse off after your excursion in the outdoor shower by the expansive pool area. The Lanai where you will relax by your salt water pool with a sundeck and beautiful pavers boasts a panoramic screen inviting you to the beautiful water views and the nature that abounds in the area. Inside the home is an open concept where your entertaining area unites with a kitchen that has been expanded with additional Custom Wood Cabinetry, Granite counter tops, and a four panel slider pocket door that harmoniously brings the outdoors inside. The home has porcelain tile wood plank throughout, plantation shutters and coffered ceilings. The home is a split floor plan allowing your family and guests to experience privacy and access to the pool area. Peace of mind comes with all windows and doors impact rated, spray foam insulation in the attic, an irrigation system and the home is pre-wired for a generator. The driveway pavers lead you to the three car garage and around the side of the house to the relaxing pool area. Bring your golf cart, water toys and extra cars with plenty of room to store them here. Just down the street is The Learning Garden Park, an area to gather under a pavilion with a grilling area and a plant sharing alcove for the residents to enjoy or to just take a stroll among nature. HOA Voluntary and provides a clubhouse, social events, parks and trails and recreational courts. See website for full amenities. Near beaches and shopping yet secluded in a peaceful quiet neighborhood this is the home begging you to make it your personal waterfront retreat. Although the HOA is optional you may want to visit the website to see how your dues enhance your Community experience. Don't let this one slip away! Call for your private showing. Back on the market due to the buyer cancelling contract.
Full Property Details
Full Property Details for 8634 Santa Cruz Dr
General
- Sold For: $725,000
- HOA FEE: $10/month
- HOA FEE FREQ.: Annually
- Taxes: $1,137 (2025)
- Status: Closed
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: N6142268
- Added to Site: 138 day(s) ago
Rental Information
- Min. Lease: 1-7 Days
Interior
- Number of Rooms: 7
- Interior Features: Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
- Furnishings: Negotiable
- Flooring: Porcelain Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Deck, Gunite, In Ground, Lighting
Exterior
- Exterior Features: Irrigation System, Lighting, Private Mailbox, Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
Location
- Area: 33981 - Port Charlotte
- County: Charlotte
- Development Name: 33981 - Port Charlotte
- Subdivision: PORT CHARLOTTE SEC 058
- Driving Directions: West 771 from 776. Turn left, South on Ingram Blvd. Turn Right, West on to Santa Cruz.
- Direction Faces: West
School Information
- Elementary School: Myakka River Elementary
- Middle School: L.A. Ainger Middle
- High School: Lemon Bay High
Community
- Community Name: 33981 - Port Charlotte
- Association: Yes
- Assoc. Name: Volunteers
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
- Water District: SANTA CRUZ WATERWAY
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Structural Information
- Builder: DM Dean Inc
- Exterior Const.: Block
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 2,139
- Sq. Ft. Source: Public Records
- Living Area: 2,139 Sq. Ft.
- Year Built: 2022
Lot Features
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,000
- Lot Size: 10000
- Lot Dimensions: 80 x 125
- Street/Road Desc.: Paved
Water Features
- Water Front: Yes
- Water Extras: Yes
- Water Front Name: SANTA CRUZ WATERWAY
- Water Front Desc.: Canal - Brackish
Financial Considerations
- Association Fee: $120
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Optional
- Tax Amount: $1,137
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: PCH 058 4269 0004 PORT CHARLOTTE SEC58 BLK4269 LT 4 1143/432 1377/2086 1399/1821 2083/880 2124/1481 CD4596/1614 4596/1633 4952/1285
- Flood Zone Info: AE
- APN: 412116358004
- Property ID: 412116358004
- Block/Lot/Section: 4269
Listed by Paradise Exclusive Inc
Sold by Iq Realty Inc
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Schools
Schools serving 8634 Santa Cruz Dr
School District:Charlotte County School District
| Name | Grades | Distance |
|---|---|---|
Myakka River Elementary School 12650 Willmington Boulevard, Port Charlotte, FL 33981 | PK-5 | 2.9 mi |
L. A. Ainger Middle School 245 Cougar Way, Rotonda West, FL 33947 | 6-8 | 4.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8634 Santa Cruz Dr
Date
Details
Price
Change
Source
4/14/2026
Sold
$725,000
-3.31%
MLS
1/09/2026
Listed
$749,850
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
8634 Santa Cruz Drive, Port Charlotte, FL 33981 (MLS# N6142268) is a Single Family property that was sold at $725,000 on April 14, 2026. Want to learn more about 8634 Santa Cruz Drive? Do you have questions about finding other Single Family real estate for sale in Port Charlotte? You can browse all Port Charlotte real estate or contact a Coldwell Banker agent to request more information.

