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$749,900
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Property Description
COASTAL CHIC STEPS TO THE BEACH! Discover a truly special coastal retreat just a short stroll from one of the Gulf Coast's most secluded and pristine shorelines. Surrounded by natural beauty, this 2020 custom-built 2-bedroom, 2-bath cottage, designed by an Interior Designer, blends relaxed coastal style with everyday comfort. From arrival, the home offers an easy, flowing layout transitioning from covered parking and generous storage below to inviting outdoor living spaces above. A covered deck provides the perfect spot to unwind while overlooking a private lagoon preserve in the backyard, offering peaceful views and a natural buffer for added privacy. Inside, vaulted ceilings enhance the open living and kitchen areas, creating a bright, welcoming space ideal for gathering and entertaining. The serene primary suite features private access to outdoor decking-perfect for morning coffee or winding down at sunset. A second bedroom and a versatile loft designed for sleeping or games make this home comfortable and functional for guests of all ages. Furnishings are thoughtfully curated with a mix of antiques, repurposed pieces, and handmade accents, creating a warm, one-of-a-kind coastal atmosphere. Located just 200 steps from Indian Pass Beach with a dedicated boardwalk, this home enjoys easy access to quiet, uncrowded, and dog-friendly sands ideal for long walks, shelling, and peaceful beach days. Outdoor adventures abound with nearby kayaking, paddleboarding, fishing, and the Indian Pass boat launch just minutes away-opening access to St. Joseph Bay and the Gulf. After a day on the water, enjoy dinner and live entertainment at the iconic Indian Pass Raw Bar, or take a short drive to Port St. Joe for marina access, waterfront dining, boutique shopping, and local music. Whether as a primary residence, beach getaway, or investment, this property delivers true coastal living. Call for your private tour and LIVE THE BEACH LIFE.
Full Property Details
Full Property Details for 129 Cottage Ln
General
- Price: $749,900
- Taxes: $6,234 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 784133
- Updated: 2/12/2026
- Added to Site: 65 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Loft
- Appliances: Electric Range, Electric Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Shared Amenities: Beach Rights
- Pool: Yes
- Pool Description: Community
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Porch
- Porch/Patio/Deck: Covered, Open, Patio, Porch, Screened
Parking
- Covered Spaces: 2
- Parking Features: Paved
Location
- County: Gulf
- Subdivision: Cottages @ Indian Summer
- Driving Directions: Hwy 98 East to slight right on CR-30A to the Cottages at Indian Summer, just west of the Indian Pass Raw Bar. Right onto Barefoot Ln. Left onto Cottage Ln. Home is on the left in the cul de sac. Look for sign.
School Information
- Elementary School: Port St. Joe
- Middle School: Port St. Joe
- High School: Port St. Joe
Community
- Community Name: 07 - Gulf County
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric
Utilities
- Utility Description: Cable Connected, Electricity Available, High Speed Internet Available
Structural Information
- Architectural Style: Coastal
- Construction: HardiPlank Type
- Roof: Metal
- Sq. Ft. Source: Appraiser
- Year Built: 2018
Lot Features
- Property View: Gulf
- Lot Size (Acres): 0.72
- Lot Size (Sq. Ft.): 31,363
- Lot Size: .72
- Lot Dimensions: IRR
- Lot Features: Cul-De-Sac, Paved
- Zoning: County, Resid Single Family
Water Features
- Water Front: Yes
- Water View: Yes
Financial Considerations
- Tax Amount: $6,234
- Tax Year: 2025
Disclosures and Reports
- Legal Description: S 20 T 9 R 10 THE COTTAGES AT INDIAN SUMMER PHASE II LOT 22 ORB 323/320 FR PARVEY DEVELOPM ENT CORPORATION ORB 513/855
- Property ID: 03186-305R
Listed by Beach Properties Real Estate
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Schools
Schools serving 129 Cottage Ln
School District:Gulf County School District
| Name | Grades | Distance |
|---|---|---|
Port St. Joe Elementary School 2201 Long Ave, Port St. Joe, FL 32456 | PK-6 | 7.6 mi |
Port St. Joe High School 100 Shark Dr, Port St. Joe, FL 32456 | 7-12 | 7.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 129 Cottage Ln
Date
Details
Price
Change
Source
1/24/2026
Listed
$749,900
2172.42%
MLS
7/25/2016
Sold
$33,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 129 Cottage Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,234
—
$675,992
29%
2024
$6,234
24%
$524,381
13%
2023
$5,041
26%
$462,278
57%
2021
$3,985
-19%
$294,337
-34%
2022
$4,911
23%
$448,216
54%
2021
$3,985
2%
$290,608
4%
2019
$3,926
835%
$279,004
830%
2018
$420
-2%
$30,000
—
2017
$429
19%
$30,000
11%
2016
$362
19%
$27,000
35%
2015
$305
6%
$20,000
—
2014
$287
-24%
$20,000
-26%
2013
$380
—
$27,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 129 Cottage Ln
129 Cottage Lane, Port Saint Joe, FL 32456 (MLS# 784133) is a Single Family property with 2 bedrooms and 2 full bathrooms. 129 Cottage Lane is currently listed for $749,900 and was received on January 24, 2026. Want to learn more about 129 Cottage Lane? Do you have questions about finding other Single Family real estate for sale in Port Saint Joe? You can browse all Port Saint Joe real estate or contact a Coldwell Banker agent to request more information.

