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$329,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 22 hours ago
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Welcome to your next favorite beach getaway! This charming 3-bedroom, 2-bathroom coastal cottage is sitting pretty in the Highlands at St. Joe Beach, and it's ready to steal your heart. Inside you'll find 1,200 square feet of laid-back living with an open concept layout that just feels right. The vaulted ceiling in the living room gives everything an airy, breezy vibe, while the primary bedroom features a gorgeous coffered ceiling that adds a touch of elegance. Wood laminate flooring flows throughout the home, and the bathrooms are decked out with modern tile and updated fixtures. The kitchen comes equipped with stainless steel appliances, making meal prep a breeze after a long day soaking up the sun. Speaking of sun, you're less than half a mile from the beach. Grab your golf cart because this community is totally golf cart friendly. Windmark Public Beach access is just a short distance away, so sandy toes are practically guaranteed. Outside, you'll love the screened front porch for sipping morning coffee, a privacy-fenced backyard for hanging out, and a detached storage building for all your beach toys and gear. The home connects to city water and sewage, and here's the cherry on top -- no homeowners association fees to worry about. Painted in beautiful coastal colors and perfectly positioned in one of Florida's most relaxed beach communities, this cottage is calling your name. Don't let someone else answer first -- schedule your showing today!

Full Property Details for 130 Gulf Terrace Ln

General

  • Price: $329,000
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 788243
  • Updated: 4/13/2026
  • Added to Site: 1 day(s) ago

Interior

  • Number of Rooms: 10
  • Appliances: Electric Range
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Security/Safety: Carbon Monoxide Detector(s), Smoke Detector(s)

Exterior

  • Exterior Features: Patio, Rain Gutters
  • Porch/Patio/Deck: Enclosed, Patio

Location

  • County: Gulf
  • Subdivision: Highlands At St Joe Beach
  • Driving Directions: From the St Joe Bridge, Head West 5 miles, Make right onto Pine Street, Follow till 2nd stop sign, make right onto Georgia Ave , Then left onto Gulf Terrace Lane--- **From Tyndall Airforce , Head East on HWY 98 for 19 miles, Take left onto Pine Street, Follow till 2nd stop sign, make right onto Georgia Ave , Then left onto Gulf Terrace Lane---

Community

  • Community Name: 07 - Gulf County

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available, Underground Utilities

Structural Information

  • Architectural Style: Florida
  • Construction: Vinyl Siding, Wood Frame
  • Roof: Composition, Shingle
  • Windows: Storm Window(s)
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 2014

Additional Structures

  • Other Structures: Shed(s)

Lot Features

  • Lot Size (Acres): 0.26
  • Lot Size (Sq. Ft.): 11,326
  • Lot Size: .26
  • Lot Dimensions: 22 x 205 x 95 x 260
  • Lot Features: Cul-De-Sac, Paved
  • Zoning: County, Resid Single Family
  • Fencing (Description): Fenced, Partial, Privacy

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: LOT 14 of HIGHLANDS AT ST JOE BEACH
  • Property ID: 03816-670R

Listed by Overstreet Realty

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Listing agent

— 130 Gulf Terrace Ln —

  • Overstreet Realty

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 130 Gulf Terrace Ln

School District:Gulf County School District
NameGradesDistance
Port St. Joe Elementary School
2201 Long Ave, Port St. Joe, FL 32456
PK-67.8 mi
Port St. Joe High School
100 Shark Dr, Port St. Joe, FL 32456
7-128.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 130 Gulf Terrace Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/13/2026
Listed
$329,000
-21.87%
MLS
10/14/2025
Sold
$421,100
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 130 Gulf Terrace Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
100%
$376,781
—
2024
-100%
$376,781
78%
2023
$2,161
-1%
$212,073
6%
2021
$2,184
1%
$199,900
-3%
2022
$2,160
-1%
$205,896
16%
2021
$2,184
1%
$177,662
15%
2019
$2,166
4%
$153,911
2%
2018
$2,079
-7%
$151,623
-3%
2017
$2,234
-2%
$156,062
2%
2016
$2,281
2%
$153,476
5%
2015
$2,233
678%
$146,488
632%
2014
$287
2%
$20,000
—
2013
$281
—
$20,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Overstreet Realty

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130 Gulf Terrace Lane, Port Saint Joe, FL 32456 (MLS# 788243) is a Single Family property with 3 bedrooms and 2 full bathrooms. 130 Gulf Terrace Lane is currently listed for $329,000 and was received on April 13, 2026. Want to learn more about 130 Gulf Terrace Lane? Do you have questions about finding other Single Family real estate for sale in Port Saint Joe? You can browse all Port Saint Joe real estate or contact a Coldwell Banker agent to request more information.

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