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$990,000
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Property Description
Owner Financing Available. Sunset bay views in the heart of Port St. Joe! This exceptional 2022 custom-built home by F & B Builders sits on a spacious 0.62-acre lot overlooking St. Joseph Bay. Designed for both everyday living and entertaining, this 4BR/3BA home features a gunite saltwater pool, new backyard putting green, gazebo for storage or shaded seating, and a full irrigation system. Future-ready plans allow for a 2-car garage, additional upstairs living space or private apartment, and a joint-use elevator. Inside, the open-concept design offers soaring ceilings, 8' doors, custom cabinetry, and a marble-surround gas fireplace. Oversized windows with blackout and automated blinds fill the home with natural light. The kitchen features quartz countertops, upgraded appliances, gas range with vented hood, smart storage, and a large island with bar seating. A custom bar and coffee station, walk-in pantry, and dedicated laundry room add convenience, while a whole-home Generac generator provides peace of mind. Enjoy a screened porch overlooking the private, fenced backyard and pool-perfect for relaxing or entertaining. The main level includes a guest bedroom and full bath. Upstairs, two bedrooms share a Jack-and-Jill bath, while the primary suite offers a walk-in closet, private balcony with stunning bay and sunset views, and a spa-like bath with floor-to-ceiling tile, granite counters, bidet, and smart fogless mirrors. Conveniently located near dining, shopping, and scenic trails, this home blends luxury, comfort, and long-term potential in a prime coastal location. Listing Agent is Property Owner.
Full Property Details
Full Property Details for 1404 Monument Ave
General
- Price: $990,000
- Status: Active
- Type: Single Family
- Source: 933
- MLS ID: 328165
- Updated: 4/27/2026
- Added to Site: 74 day(s) ago
Interior
- Rooms/Areas: Walk-in Closet(s)
- Interior Features: Bookcases, Fireplace, Gas Fireplace, Kitchen Island, Newly Painted, Pantry, Recessed Lighting, Split Bedroom, Walk-In Closet(s), Washer/Dryer Hookup
- Appliances: Dishwasher, Disposal, Dryer, Gas Oven, Microwave, Refrigerator w/Ice Maker, Tankless Water Heater, Washer
- Furnishings: Unfurnished
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Pool Description: Gunite, In Ground, Salt Water
Exterior
- Porch/Patio/Deck: Covered Porch, Enclosed Porch, Rear Porch, Screened
Parking
- Parking Features: Circular Driveway, Driveway
Location
- Area: Port St. Joe
- Subdivision: No Named Subdivision
- Driving Directions: From HWY 98 heading East take a left at the intersection of 98 and Monument. House is on right.
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Internet Available, Natural Gas Connected, Sewer Connected, Water Connected
Structural Information
- Architectural Style: 2+ Story, Custom
- Construction Status: Construction Complete
- Exterior Const.: HardiPlank Type
- Square Feet: 2,776
- Living Area: 2,776 Sq. Ft.
- Year Built: 2022
Unit Information
- Occupancy Rate: Tenant
Additional Structures
- Other Structures: Gazebo
Lot Features
- Lot Dimensions: 125 x 225
- Lot Features: Within 1/2 Mile of Water
- Fencing (Description): Back Yard, Wood
Water Features
- Water View: Yes
Disclosures and Reports
- Legal Description: ST JOSEPH ADDN UNIT NO 4 LOT 4 BLK 98 ORB 811/538 WD FR STEPHAN MAP 50D
- Flood Zone Info: AE
- Property ID: 05539-000R
Listed by 98 Real Estate Group, LLC
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Schools
Schools serving 1404 Monument Ave
School District:Gulf County School District
| Name | Grades | Distance |
|---|---|---|
Port St. Joe Elementary School 2201 Long Ave, Port St. Joe, FL 32456 | PK-6 | 0.7 mi |
Port St. Joe High School 100 Shark Dr, Port St. Joe, FL 32456 | 7-12 | 1.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1404 Monument Ave
Date
Details
Price
Change
Source
4/27/2026
Listed
$990,000
—
MLS
11/01/2023
Sold
$990,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1404 Monument Ave
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,881
—
$445,945
4%
2024
$5,881
-48%
$429,247
-42%
2023
$11,214
504%
$742,026
540%
2022
$1,856
-4%
$116,000
—
2021
$1,929
—
$116,000
29%
2021
$1,929
25%
$90,000
—
2019
$1,545
3%
$90,000
—
2018
$1,501
38%
$90,000
20%
2017
$1,088
21%
$75,000
50%
2016
$898
-2%
$50,000
—
2015
$917
4%
$50,000
—
2014
$878
2%
$50,000
—
2013
$863
—
$50,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1404 Monument Ave
1404 Monument Ave, Port Saint Joe, FL 32456 (MLS# 328165) is a Single Family property with 4 bedrooms and 3 full bathrooms. 1404 Monument Ave is currently listed for $990,000 and was received on April 27, 2026. Want to learn more about 1404 Monument Ave? Do you have questions about finding other Single Family real estate for sale in Port Saint Joe? You can browse all Port Saint Joe real estate or contact a Coldwell Banker agent to request more information.

