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Property Description
The vibe here is barefoot luxury - where artistic flair meets beachside ease on Indian Pass. Whether you're entertaining on the porches, lounging by the pool, or heading out to the beach, this home invites you to slow down and soak in the salt air. Recently constructed and custom-built for efficiency, elegance, and coastal durability, this thoughtfully designed home features a gourmet kitchen, open concept living and dining area, 2 bedrooms, 2 full bathrooms, a bonus office/loft area and expansive wraparound porches overlooking an elevated pool. Interior attractions include high-end appliances, butcher block countertops and stylish cabinetry, gas fireplace in the living room, chic tile work with walk-in showers, designer fixtures, barn doors & shiplap walls with custom natural wood accents and calming earthy tones. This unique coastal cottage sits on an oversized, 100' wide 1/2 acre lot which provides privacy, a large yard, and a natural surrounding buffer of live oaks, palms and pines. There is no HOA here, and the beach access path is a short walk away at the end of the street. Don't miss this opportunity to have your own Indian Pass getaway, perfect for full-time living or vacation escape.
Full Property Details
Full Property Details for 181 Neptune St
General
- Price: $799,000
- Taxes: $6,518 (2025)
- Status: Active
- Type: Single Family
- Source: 933
- MLS ID: 326273
- Updated: 2/5/2026
- Added to Site: Today
Interior
- Rooms/Areas: Drapes, Walk-in Closet(s)
- Interior Features: Breakfast Bar, Drapery Rods, Gas Fireplace, Recessed Lighting, Smoke Detector, Walls Paneled, Walk-In Closet(s), Washer/Dryer Hookup, Window Treatment All, Woodwork Painted, Woodwork Stained
- Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Oven, Gas Water Heater, Microwave, On Demand Water Heater, Range Hood, Refrigerator w/Ice Maker, Tankless Water Heater, Washer
- Furnishings: Furnished
- Flooring: Luxury Vinyl, Simulated Wood, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Pool: Yes
- Pool Description: Above Ground, Salt Water, Vinyl
Exterior
- Exterior Features: Shower
- Porch/Patio/Deck: Covered Porch, Deck, Rear Porch, Wrap Around
Parking
- Parking Features: Covered, Driveway, Golf Cart-Covered, Under House With Pad
Location
- Area: Cape San Blas/S. Gulf
- Subdivision: No Named Subdivision
- Driving Directions: Turn onto Indian Pass Road and continue east until you reach Neptune Street, turn R and 181 will be the last house on the R before Apalachee Dr.
Heating & Cooling
- Cooling Type: Central Air, Electric
- Heating Type: Central, Electric
Utilities
- Sewer: Septic Tank
- Water: Public
- Utility Description: Cable Available, Electricity Connected, Internet Available, Propane, Underground Utilities, Water Connected
Structural Information
- Architectural Style: Beach House, Custom, Florida
- Builder: F&B Builders
- Construction Status: Construction Complete
- Exterior Const.: Frame, HardiPlank Type
- Square Feet: 1,228
- Living Area: 1,228 Sq. Ft.
- Year Built: 2022
Unit Information
- Occupancy Rate: Owner
Lot Features
- Lot Dimensions: 100' x 224'
- Frontage: 100'
- Lot Features: Coastal Barrier Zone, Survey Available, Unrecorded Subdivision, Within 1/2 Mile of Water
Financial Considerations
- Tax Amount: $6,518
- Tax Year: 2025
- Terms: Cash, Conventional, VA Loan
Disclosures and Reports
- Special Conditions: As Is
- Legal Description: S 21 T 9 R 10 PARCEL P-5, JONES MINOR REPLAT ORB 265/747, BEING 100 X 224.3 FT LOT ORB 801/75 FR STUART MAP 90C
- Flood Zone Info: AE
- Property ID: 03187-325R
- Block/Lot/Section: Parcel P-5
Listed by 98 Real Estate Group - CSB
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Schools
Schools serving 181 Neptune St
School District:Gulf County School District
| Name | Grades | Distance |
|---|---|---|
Port St. Joe Elementary School 2201 Long Ave, Port St. Joe, FL 32456 | PK-6 | 8.5 mi |
Port St. Joe High School 100 Shark Dr, Port St. Joe, FL 32456 | 7-12 | 8.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 181 Neptune St
Date
Details
Price
Change
Source
2/05/2026
Listed
$799,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 181 Neptune St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,789
—
$632,091
3%
2024
$6,789
5%
$614,277
10%
2023
$6,488
179%
$559,618
211%
2022
$2,324
51%
$180,000
58%
2021
$1,543
—
$114,000
4%
2021
$1,543
23%
$109,250
37%
2019
$1,253
5%
$79,860
10%
2018
$1,194
2%
$72,600
-27%
2017
$1,167
31%
$100,000
67%
2016
$892
-2%
$60,000
—
2015
$914
6%
$60,000
—
2014
$862
2%
$60,000
—
2013
$844
—
$60,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 181 Neptune St
181 Neptune St, Port Saint Joe, FL 32456 (MLS# 326273) is a Single Family property with 2 bedrooms and 2 full bathrooms. 181 Neptune St is currently listed for $799,000 and was received on February 05, 2026. Want to learn more about 181 Neptune St? Do you have questions about finding other Single Family real estate for sale in Port Saint Joe? You can browse all Port Saint Joe real estate or contact a Coldwell Banker agent to request more information.

