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$377,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,768 Sq. Ft.
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Welcome to this beautifully upgraded 4-bedroom, 2-bath home located in the highly desirable Palmetto Bluff community! Designed with an open-concept layout, the home offers a spacious kitchen with granite countertops, a large island, a tile backsplash, and under-cabinet lighting for added style and function. Step outside to enjoy a fully fenced backyard with lush landscaping, colorful flowers, and striking Sylvester palm trees-all easily maintained with a shallow water well irrigation system. Relax year-round on the screened-in back porch, perfect for morning coffee or evening unwinding. Additional features include a aqua pro filtration system and enhanced privacy fencing. Palmetto Bluff residents enjoy low HOA fees and access to great amenities such as pickleball courts, a playground, and scenic boardwalks. Just minutes from the white sandy beaches, this home blends coastal charm with modern upgrades for easy Florida living.

Full Property Details for 292 Cove Ln

General

  • Price: $377,900
  • HOA FEE: $29/month
  • HOA FEE FREQ.: Annually
  • Taxes: $4,706 (2024)
  • Status: Active
  • Type: Single Family
  • Source: 933
  • MLS ID: 322496
  • Updated: 10/15/2025
  • Added to Site: 191 day(s) ago

Interior

  • Rooms/Areas: Blinds
  • Interior Features: Kitchen Island, Pantry, Security System, Walk-in Closet, Washer/Dryer Hookup
  • Appliances: Auto Garage Door Opener, Clothes Dryer, Clothes Washer, Dishwasher, Refrigerator, Stove/Oven Electric, Water Heater Electric
  • Furnishings: Unfurnished
  • Flooring: Luxury Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Parking

  • Parking Features: Driveway, Garage Attached

Location

  • Area: Port St. Joe
  • Subdivision: Retreat at Palmetto Bluff
  • Driving Directions: Traveling on Hwy 98 East, turn left onto Long Ave. Then turn on to Palmetto Bluff Trail and Right on Cove Ln.

Heating & Cooling

  • Cooling Type: Central Electric
  • Heating Type: Central Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Available, Electricity Connected, Internet Available, Sewer Connected, Water Connected

Structural Information

  • Architectural Style: Open Floor Plan, Traditional
  • Construction Status: Construction Complete
  • Exterior Const.: HardiPlank Type
  • Square Feet: 1,768
  • Living Area: 1,768 Sq. Ft.
  • Year Built: 2023

Unit Information

  • Occupancy Rate: Owner

Lot Features

  • Lot Dimensions: 50 x 122
  • Lot Features: Sidewalks

Financial Considerations

  • Association Fee: $345
  • Assoc Fee Freq.: Annually
  • Tax Amount: $4,706.42
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: 13 T8S R11W LOT 33 OF COVE AT PALMETTO BLUFF ORB 819/454 SW FR DR HORTON MAP 51A
  • Flood Zone Info: X

Listed by 98 Real Estate Group, LLC

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Listing agent

— 292 Cove Ln —

  • 98 Real Estate Group, LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 292 Cove Ln

School District:Gulf County School District
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 292 Cove Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/15/2025
Price Reduced
$377,900
-0.53%
MLS
9/08/2025
Price Reduced
$379,900
-1.32%
MLS
7/11/2025
Listed
$385,000
9.69%
MLS
2/22/2024
Sold
$350,975
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 292 Cove Ln

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,590
638%
$315,842
690%
2023
$622
398%
$40,000
235%
2022
$125
—
$11,939
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by 98 Real Estate Group, LLC

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292 Cove Lane, Port Saint Joe, FL 32456 (MLS# 322496) is a Single Family property with 4 bedrooms and 2 full bathrooms. 292 Cove Lane is currently listed for $377,900 and was received on July 11, 2025. Want to learn more about 292 Cove Lane? Do you have questions about finding other Single Family real estate for sale in Port Saint Joe? You can browse all Port Saint Joe real estate or contact a Coldwell Banker agent to request more information.

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