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Property Description
One or more photo(s) has been virtually staged. Experience the best of waterfront living in this pool home located in the highly sought-after community of Punta Gorda Isles. Set along a peaceful canal with 44 feet of water frontage, this property offers the perfect blend of comfort, functionality, and Florida outdoor living. From the bright open interior to the private dock and sparkling pool, every space is designed to embrace the relaxed coastal lifestyle. RESIDENCE OVERVIEW: "¢ 3 Bedrooms | 2 Bathrooms "¢ 2-car garage "¢ Waterfront pool home "¢ 44 feet of canal frontage "¢ 15' x 4' concrete dock with water and electricity "¢ Room to add a boat lift "¢ Split bedroom floor plan "¢ Open-concept living and dining areas INTERIOR FEATURES: "¢ Bright and open layout ideal for entertaining "¢ Tile flooring throughout main living areas "¢ High vaulted ceilings "¢ Spacious living and dining room with glass slider to lanai "¢ Seamless indoor-outdoor flow "¢ Abundant natural light throughout CULINARY SPACE: "¢ Kitchen with white appliances "¢ Granite countertops "¢ Ample cabinetry for storage "¢ Breakfast bar for casual dining "¢ Dinette area overlooking living spaces PRIVATE OWNER'S RETREAT: "¢ Spacious primary suite with private lanai access via glass slider "¢ Dual walk-in closets "¢ En-suite bathroom featuring: - Split vanities - Jetted soaking tub - Walk-in shower - Private water closet GUEST ACCOMMODATIONS: "¢ Guest bedrooms situated on split floor plan for added privacy "¢ Walk-in closets in guest bedrooms "¢ Nearby full guest bathroom ELEVATED OUTDOOR LIVING: "¢ Covered lanai with generous entertaining space "¢ Private pool overlooking the canal "¢ Expansive pool deck with room for lounging in the sun "¢ Peaceful waterfront views creating the perfect outdoor retreat WATERFRONT FEATURES: "¢ 44 feet of waterfrontage on canal "¢ Private 15' x 4' concrete dock with water and electricity "¢ Room to install a boat lift "¢ Ideal for launching a kayak, paddleboard, or canoe "¢ Enjoy boating and waterfront living right from your backyard AREA HIGHLIGHTS: "¢ Located in the desirable waterfront community of Punta Gorda Isles "¢ Convenient access to boating, fishing, and waterfront recreation "¢ Minutes to Fishermen's Village, parks, shopping, and dining "¢ Close to downtown Punta Gorda events, entertainment, and local boutiques "¢ Easy access to nearby golf courses, walking and biking paths, and area beaches A wonderful opportunity to own a waterfront pool home with private canal access and inviting indoor-outdoor living in beautiful Punta Gorda Isles.
Full Property Details
Full Property Details for 1128 Rum Cay Ct
General
- Price: $500,000
- Taxes: $9,914 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: C7525778
- Updated: 5/7/2026
- Added to Site: 5 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 7
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Built-In Oven, Dishwasher, Dryer, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Gunite, Heated, In Ground, Lighting, Screen Enclosure, Solar Heat
Exterior
- Exterior Features: Hurricane Shutters, Irrigation System, Lighting, Rain Gutters, Sliding Doors
- Deck/Patio: Rear Porch, Screened
- Porch/Patio/Deck: Rear Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Circular Driveway, Driveway
Location
- Area: 33950 - Punta Gorda
- County: Charlotte
- Development Name: 33950 - Punta Gorda
- Subdivision: PUNTA GORDA ISLES SEC 11
- Driving Directions: US-41 South, Right on W Marion Ave, Left on Shreve St, Right on W Henry st, Left on Garvin St, Left on Rum Cay Ct
- Direction Faces: South
School Information
- Elementary School: Sallie Jones Elementary
- Middle School: Punta Gorda Middle
- High School: Charlotte High
Community
- Community Name: 33950 - Punta Gorda
- Community Features: Deed Restrictions
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Tile
- Windows: Storm Window(s)
- Stories/Levels: One
- Square Feet: 2,071
- Sq. Ft. Source: Public Records
- Year Built: 1994
Lot Features
- Property View: Pool, Water
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 9,848
- Lot Size: 9848
- Lot Dimensions: 120 x 138 x 44 x 120
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor, Canal - Brackish, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay, Intracoastal Waterway, Lagoon, River
- Water Extras: Yes
- Water Front Desc.: Saltwater Canal
Financial Considerations
- Tax Amount: $9,914.17
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: PGI 011 0094 0003 PUNTA GORDA ISLES SEC11 BLK94 LT3 779/1002 994/1868 1047/938 1329/172 POA3500/246-WER 3500/258 UNREC DC-WER 4015/625 DC4548/934-GER 3195166 DC3452608-JWR AFF3452610
- Flood Zone Info: AE
- APN: 412212328005
- Property ID: 412212328005
- Block/Lot/Section: 94
Listed by Kw Peace River Partners
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Schools
Schools serving 1128 Rum Cay Ct
School District:Charlotte County School District
| Name | Grades | Distance |
|---|---|---|
Sallie Jones Elementary School 1230 Narranja Street, Punta Gorda, FL 33950 | PK-5 | 1.4 mi |
Punta Gorda Middle School 1001 Education Avenue, Punta Gorda, FL 33950 | 6-8 | 1.8 mi |
Charlotte High School 1250 Cooper Street, Punta Gorda, FL 33950 | 9-12 | 1.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1128 Rum Cay Ct
Date
Details
Price
Change
Source
5/07/2026
Listed
$500,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1128 Rum Cay Ct
Year
Property Taxes
Change
Tax Assessment
Change
2025
$8,564
74%
$515,340
81%
2024
$4,909
4%
$285,118
3%
2023
$4,715
4%
$275,811
3%
2022
$4,546
8%
$268,751
3%
2021
$4,208
—
$260,923
1%
2021
$4,208
-3%
$257,321
2%
2019
$4,325
7%
$251,536
2%
2018
$4,025
3%
$246,846
2%
2017
$3,899
—
$241,769
2%
2016
$3,889
-1%
$236,796
1%
2015
$3,924
1%
$235,150
1%
2014
$3,886
—
$233,284
2%
2013
$3,873
—
$229,836
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1128 Rum Cay Ct
1128 Rum Cay Court, Punta Gorda, FL 33950 (MLS# C7525778) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1128 Rum Cay Court is currently listed for $500,000 and was received on May 07, 2026. Want to learn more about 1128 Rum Cay Court? Do you have questions about finding other Single Family real estate for sale in Punta Gorda? You can browse all Punta Gorda real estate or contact a Coldwell Banker agent to request more information.

