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$289,900
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Property Description
Welcome home to Harbor Heights! This charming 3-bedroom, 2-bathhome offers the space, updates, and outdoor living you've been looking for-plus plenty of room to make it your own. With a 2021 roof, city water, and a newer septic system installed in 2013, some of the big-ticket items are already taken care of. Step inside to a bright, open-concept living space designed for everyday living and easy entertaining. The updated kitchen features beautiful wood cabinetry, granite countertops, and stainless steel appliances, with the kitchen opening directly to the dining and living areas so everyone stays connected. The appliances are approximately 4 years old. French doors open to the screened-in lanai, extending your living space outdoors and creating the perfect spot for morning coffee, an evening glass of wine, or simply enjoying Florida's year-round lifestyle. And the backyard is where this home really shines! The large, fully fenced yard offers plenty of room for kids, pets, play, gardening, or backyard gatherings. A 12' x 25' concrete patio is ready for grilling and entertaining, while the impressive 24' x 12' electrically wired shed provides a fantastic bonus space for storage, a workshop, hobbies, projects, or even a dedicated workspace. The spacious primary suite features a walk-in closet and private bath with generous counter space. An interior laundry room with utility sink adds everyday convenience, with the flexibility to relocate the laundry to the garage if desired. Additional updates include exterior paint approximately 4 years ago and overhead plumbing approximately 1 year old. Ideally located near Deep Creek Elementary School and I-75, this home offers easy access to everyday conveniences and commuting routes while giving you the space to truly enjoy life at home. Whether you're looking for room to grow, a fantastic fenced yard for the kids and pets, space to entertain, or a home with a workshop/storage area, this Harbor Heights gem deserves a look!
Full Property Details
Full Property Details for 3242 Cardiff St
General
- Price: $289,900
- Taxes: $3,539 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: A4701474
- Updated: 9/9/2026
- Added to Site: 54 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 5
- Interior Features: Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Other, Tray Ceiling(s), Walk-In Closet(s)
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Room
Exterior
- Exterior Features: Private Yard, Storage
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 33983 - Punta Gorda
- County: Charlotte
- Development Name: 33983 - Punta Gorda
- Subdivision: HRBR HEIGHTS
- Driving Directions: Heading South on 41 take a Left on Harborview. Take Harborview until it turns into Sunnybrook then take a right on Cardiff. The house will be on the left.
- Direction Faces: West
School Information
- Elementary School: East Elementary
Community
- Community Name: 33983 - Punta Gorda
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Septic Tank
- Water: Public
- Utility Description: Cable Connected, Electricity Connected
Structural Information
- Architectural Info: Contemporary, Patio, Traditional
- Architectural Style: Contemporary, Patio, Traditional
- Exterior Const.: Block
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,490
- Sq. Ft. Source: Public Records
- Year Built: 1983
Additional Structures
- Other Structures: Shed(s)
Lot Features
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10
- Lot Size: 10
- Frontage: Private Road
- Street/Road Desc.: Paved
- Fencing (Description): Wood
Financial Considerations
- Tax Amount: $3,539
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: HBH 004 0101 0016 HRBR HTS SEC4 PART 1 BLK101 LTS 16 & 17 348/963 627/1338 DC657
- Flood Zone Info: AE
- APN: 402322158007
- Property ID: 402322158007
- Block/Lot/Section: 101
Listed by Realtyteam.Com, Inc.
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Schools
Schools serving 3242 Cardiff St
School District:Charlotte County School District
| Name | Grades | Distance |
|---|---|---|
Deep Creek Elementary School 26900 Harbor View Rd, Port Charlotte, FL 33983 | PK-5 | 0.4 mi |
Punta Gorda Middle School 1001 Education Avenue, Punta Gorda, FL 33950 | 6-8 | 4 mi |
Charlotte High School 1250 Cooper Street, Punta Gorda, FL 33950 | 9-12 | 4.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3242 Cardiff St
Date
Details
Price
Change
Source
9/09/2026
Price Reduced
$289,900
-1.7%
MLS
7/29/2026
Listed
$294,900
15.69%
MLS
8/26/2021
Sold
$254,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3242 Cardiff St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,687
-3%
$229,850
1%
2024
$3,814
1%
$227,903
3%
2023
$3,783
3%
$221,265
3%
2022
$3,682
127%
$213,932
157%
2021
$1,620
—
$83,110
1%
2021
$1,620
18%
$81,963
4%
2018
$1,375
1%
$78,626
2%
2017
$1,356
1%
$77,009
2%
2016
$1,341
1%
$75,425
1%
2015
$1,324
-11%
$74,901
-7%
2019
$1,493
42%
$80,120
8%
2014
$1,049
-37%
$74,307
6%
2013
$1,662
—
$70,409
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3242 Cardiff St
3242 Cardiff St, Punta Gorda, FL 33983 (MLS# A4701474) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3242 Cardiff St is currently listed for $289,900 and was received on July 29, 2026. Want to learn more about 3242 Cardiff St? Do you have questions about finding other Single Family real estate for sale in Punta Gorda? You can browse all Punta Gorda real estate or contact a Coldwell Banker agent to request more information.

