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$350,000
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Property Description
Beautifully maintained 3-bedroom, 2-bath lakefront home in the sought-after gated River Club community of Punta Gorda. **NEW ROOF, all bedrooms are on the first floor** This move-in-ready property is being sold fully FURNISHED with newer furnishings and features a spacious upstairs bonus room ideal for a home office, media room, playroom, or guest space. Recent upgrades include a new roof (2025), newer 5-ton A/C, activated carbon whole-house water filtration system, and brand-new washer and dryer. The spacious island kitchen offers abundant storage and workspace, while the backyard provides peaceful water views and plenty of room for a private pool. Located in desirable FLOOD ZONE X, flood insurance is NOT required by most lenders. Just two homes from the community pool and fitness center, residents also enjoy lawn care and common area maintenance. Conveniently located near downtown Punta Gorda, US-41, and I-75.
Full Property Details
Full Property Details for 4284 River Bank Way
General
- Price: $350,000
- HOA FEE: $398/month
- Taxes: $4,073 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: A4695142
- Updated: 9/16/2026
- Added to Site: 137 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Washer, Water Filtration System
- Furnishings: Partially
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Shared Amenities: Fitness Center, Gated, Playground
- Security/Safety: Gated Community, Smoke Detector(s)
Exterior
- Exterior Features: Hurricane Shutters, Irrigation System, Rain Gutters, Sidewalk, Sliding Doors
- Deck/Patio: Covered, Screened
- Porch/Patio/Deck: Covered, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, Garage Door Opener
Location
- Area: 33980 - Port Charlotte
- County: Charlotte
- Development Name: 33980 - Port Charlotte
- Subdivision: RIVER CLUB
- Driving Directions: Take Harbor View Rd West, turn right on Oakview Drive, continue to the River Club gate, show QR code to open gate (agent will provide), Oakview Drive becomes River Bank Way, 4284 River Bank Way will be on the left.
- Direction Faces: East
School Information
- Elementary School: Peace River Elementary
- Middle School: Port Charlotte Middle
- High School: Charlotte High
Community
- Community Name: 33980 - Port Charlotte
- Community Features: Buyer Approval Required, Deed Restrictions, Fitness Center, Gated Community - No Guard, Irrigation-Reclaimed Water, Playground, Pool, Sidewalks
- Optional Amenities: Fitness Center, Gated, Playground
- Association: Yes
- Assoc. Name: Alliant Property Management
- Assoc. Fees Include: Cable TV, Common Area Taxes, Community Pool, Maintenance Grounds, Manager, Pool Maintenance, Recreational Facilities
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
- Water: Canal/Lake For Irrigation, Public
- Utility Description: Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Street Lights, Underground Utilities, Water Connected
Structural Information
- Exterior Const.: Block
- Roof: Tile
- Windows: Window Treatments
- Stories/Levels: Two
- Square Feet: 2,354
- Sq. Ft. Source: Public Records
- Year Built: 2007
Lot Features
- Property View: Water
- Lot Size (Acres): 0.17
- Lot Size (Sq. Ft.): 7,235
- Lot Size: 7235
- Street/Road Desc.: Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Pond
Financial Considerations
- Association Fee: $398
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $4,073.39
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: RIC 000 0000 0211 RIVER CLUB LT 211 3135/1529 RES3135/1530 E3130/1209 4875/1550 DC3278366-CMC
- Flood Zone Info: X500*
- APN: 402319379028
- Property ID: 402319379028
Buyer's Brokerage Compensation: 3%
Not binding unless confirmed by separate agreement among applicable parties.
Get Pre-Approved Today
Schools
Schools serving 4284 River Bank Way
School District:Charlotte County School District
| Name | Grades | Distance |
|---|---|---|
Peace River Elementary School 4070 Beaver Lane, Port Charlotte, FL 33952 | PK-5 | 1.7 mi |
Port Charlotte Middle School 23000 Midway Boulevard, Port Charlotte, FL 33952 | 6-8 | 2.4 mi |
Charlotte High School 1250 Cooper Street, Punta Gorda, FL 33950 | 9-12 | 3.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4284 River Bank Way
Date
Details
Price
Change
Source
8/19/2026
Price Reduced
$350,000
-6.67%
MLS
7/13/2026
Price Reduced
$375,000
-3.85%
MLS
6/21/2026
Price Reduced
$390,000
-3.7%
MLS
6/01/2026
Listed
$405,000
19.29%
MLS
11/12/2021
Sold
$339,500
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4284 River Bank Way
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,073
3%
$274,203
3%
2024
$3,964
1%
$266,475
3%
2023
$3,936
2%
$258,714
3%
2022
$3,869
98%
$251,179
97%
2021
$1,958
—
$127,559
1%
2021
$1,958
18%
$125,798
4%
2018
$1,654
1%
$120,677
2%
2017
$1,632
1%
$118,195
2%
2016
$1,618
1%
$115,764
1%
2015
$1,607
-12%
$114,959
-7%
2019
$1,818
15%
$122,970
8%
2014
$1,580
1%
$114,047
1%
2013
$1,571
—
$112,362
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4284 River Bank Way
4284 River Bank Way, Punta Gorda, FL 33980 (MLS# A4695142) is a Single Family property with 3 bedrooms and 2 full bathrooms. 4284 River Bank Way is currently listed for $350,000 and was received on June 01, 2026. Want to learn more about 4284 River Bank Way? Do you have questions about finding other Single Family real estate for sale in Punta Gorda? You can browse all Punta Gorda real estate or contact a Coldwell Banker agent to request more information.

