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$424,999

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,066 Sq. Ft.
  • Updated 3 days ago
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REDUCED OVER $21,000!!!!! BEST DEAL IN DEEP CREEK! This stone accent beauty with a front porch has it all!!! 3/2 PLUS FLEX ROOM!!!! Built in 2021 on a premium corner lot backing onto a greenbelt, this beautifully upgraded home offers 3 bedrooms, 2 bathrooms, and a spacious three-car garage. At the heart of the home is the stunning kitchen, featuring fresh white cabinetry, granite countertops, stainless steel appliance package, large 12-foot island w/barstools, and large pantry perfect for entertaining or simply enjoying everyday life in style. The kitchen flows seamlessly into the open-concept great room, which boasts crown molding, LED lighting, and sliding glass doors that lead to a screened lanai at the back of the home with coveted western exposure ideal for relaxing with a drink and taking in the gorgeous sunsets. The primary suite is a private sanctuary with a tray ceiling, upgraded lighting, a spa-like bathroom with his/her vanities, a large glass shower w/dual shower heads, and generous walk-in closet. The two guest bedrooms are well-sized and share a bathroom, while the laundry room includes a GE washer and smart-sensor dryer with pedestal drawers. The flex room off the foyer, finished with crown molding, is perfect for a more formal dining area or office. Upgrades include premium tile flooring, crown molding, stone exterior accents, two garage openers, irrigation system, gutters, water filtration and a fenced yard.

Full Property Details for 640 Encarnacion St

General

  • Price: $424,999
  • HOA FEE: $17/month
  • HOA FEE FREQ.: Annually
  • Taxes: $4,903 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: A4670334
  • Updated: 1/13/2026
  • Added to Site: 79 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 3
  • Interior Features: Ceiling Fan(s), Solid Surface Counters, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Basketball Court, Park, Tennis Court(s)

Exterior

  • Exterior Features: Lighting

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Carports: Yes
  • Covered Spaces: 3
  • Parking Features: Guest

Location

  • Area: 33983 - Punta Gorda
  • County: Charlotte
  • Development Name: 33983 - Punta Gorda
  • Subdivision: PUNTA GORDA ISLES SEC 20
  • Driving Directions: Exit 170 to East on Kings Highway, Right Sandhill Blvd, to Seasons and turn right on Encarnacion Street, first house on right
  • Direction Faces: North

School Information

  • Elementary School: Deep Creek Elementary
  • Middle School: Port Charlotte Middle
  • High School: Charlotte High

Community

  • Community Name: 33983 - Punta Gorda
  • Community Features: Deed Restrictions, Park, Tennis Court(s)
  • Optional Amenities: Basketball Court, Park, Tennis Court(s)
  • Association: Yes
  • Assoc. Name: Deborah Barrett

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Connected

Structural Information

  • Exterior Const.: Block, Concrete, Stone
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,066
  • Sq. Ft. Source: Public Records
  • Year Built: 2021

Lot Features

  • Property View: Park/Greenbelt
  • Lot Size (Acres): 0.25
  • Lot Size (Sq. Ft.): 11,025
  • Lot Size: 11025
  • Street/Road Desc.: Paved
  • Fencing (Description): Fenced

Financial Considerations

  • Association Fee: $200
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $4,903.02
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: PGI 020 0523 0022 PUNTA GORDA ISLES SEC20 BLK523 LT 22 737/1662 TD4417/1017 4561/1268 4769/2033 4962/1395
  • Flood Zone Info: x
  • APN: 402303358001
  • Property ID: 402303358001
  • Block/Lot/Section: 523

Listed by Flatfee.Com

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Listing agent

— 640 Encarnacion St —

  • Flatfee.Com

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 640 Encarnacion St

School District:Charlotte County School District
NameGradesDistance
Deep Creek Elementary School
26900 Harbor View Rd, Port Charlotte, FL 33983
PK-52.3 mi
Punta Gorda Middle School
1001 Education Avenue, Punta Gorda, FL 33950
6-86.4 mi
Charlotte High School
1250 Cooper Street, Punta Gorda, FL 33950
9-126.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 640 Encarnacion St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/09/2026
Price Reduced
$424,999
-4.71%
MLS
10/30/2025
Listed
$445,998
66.29%
MLS
4/23/2021
Sold
$268,200
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 640 Encarnacion St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,095
-16%
$311,422
3%
2024
$4,903
—
$302,645
3%
2023
$4,883
6%
$293,830
3%
2022
$4,615
723%
$285,272
1765%
2021
$561
—
$15,300
25%
2021
$561
34%
$12,240
242%
2019
$418
8%
$3,577
-63%
2018
$386
4%
$9,724
24%
2017
$371
—
$7,863
-3%
2016
$370
8%
$8,075
231%
2015
$344
48%
$2,443
10%
2014
$233
8%
$2,221
10%
2013
$215
—
$2,019
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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640 Encarnacion Street, Punta Gorda, FL 33983 (MLS# A4670334) is a Single Family property with 3 bedrooms and 2 full bathrooms. 640 Encarnacion Street is currently listed for $424,999 and was received on October 30, 2025. Want to learn more about 640 Encarnacion Street? Do you have questions about finding other Single Family real estate for sale in Punta Gorda? You can browse all Punta Gorda real estate or contact a Coldwell Banker agent to request more information.

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