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$374,000 -$1,000 (-0.27%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,066 Sq. Ft.
  • Updated 12 minutes ago
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One or more photo(s) has been virtually staged. Virtually staged. DISCOVER YOUR DREAM HOME in Deep Creek! This STUNNING 2021-BUILT ESTATE offers over 2,000 SQ. FT. of luxurious living space on a TRANQUIL OVERSIZED CORNER LOT backing to a SERENE GREENBELT. This exceptional 3 bedroom, 2 bathroom home also features a versatile DEN/FLEX ROOM perfect for a 4TH BEDROOM, OFFICE, or FORMAL DINING ROOM. The eye-catching STONE-ACCENTED EXTERIOR, mature landscaping, charming gingerbread trim, spacious L-SHAPED SCREENED ENTRYWAY, and elegant leaded glass front door create CURB APPEAL THAT TRULY STANDS OUT. Inside, enjoy an OPEN SUNLIT FLOOR PLAN with large tile flooring, CROWN MOLDING, designer lighting, and sliding glass doors leading to a GRAND SCREENED LANAI overlooking peaceful wooded views. Plenty of room for a POOL plus a FENCED SIDE YARD perfect for pets or gardening! The CHEF'S KITCHEN is designed for entertaining with RAISED PANEL CABINETRY, STAINLESS STEEL APPLIANCES, DESIGNER HARDWARE, a massive 12-FOOT BREAKFAST BAR, WALK-IN PANTRY, and adjacent dinette. The spacious GREAT ROOM flows seamlessly for gatherings and everyday living. Retreat to the luxurious PRIMARY SUITE featuring a TRAY CEILING with crown molding and ambient lighting. The SPA-INSPIRED ENSUITE includes DUAL VANITIES, makeup area, SEAMLESS GLASS SHOWER with dual shower heads, and a LARGE WALK-IN CLOSET. Guest bedrooms are generously sized with stylish shared bath access. Additional upgrades include IRRIGATION SYSTEM, WATER FILTRATION, GUTTERS, LARGE 3-CAR GARAGE, oversized laundry room with extra storage. Located in a peaceful DEED-RESTRICTED COMMUNITY with LOW HOA FEES and NO FLOOD ZONE concerns, just minutes from dining, entertainment, pristine beaches, Sunseeker Resort, downtown Punta Gorda, I-75, and Punta Gorda Airport. DON'T LET THIS ONE SLIP AWAY. Items that do not convey with the property are as follows: washer, dryer, and gray storage cabinet. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!

Full Property Details for 640 Encarnacion St

General

  • Price: $374,000
  • HOA FEE: $17/month
  • HOA FEE FREQ.: Annually
  • Taxes: $5,021 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: C7526039
  • Updated: 7/10/2026
  • Added to Site: 51 day(s) ago

Rental Information

  • Min. Lease: 1-7 Days

Interior

  • Number of Rooms: 11
  • Interior Features: Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Carpet, Porcelain Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside

Exterior

  • Exterior Features: Dog Run, Hurricane Shutters, Irrigation System, Private Yard, Rain Gutters, Sliding Doors
  • Deck/Patio: Covered, Front Porch, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Front Porch, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Garage Door Opener, Golf Cart Garage, Guest, Open, Oversized

Location

  • Area: 33983 - Punta Gorda
  • County: Charlotte
  • Development Name: 33983 - Punta Gorda
  • Subdivision: PUNTA GORDA ISLES SEC 20
  • Driving Directions: Head north on US-41/Tamiami Trail. Turn right onto Rio De Janeiro Ave. Continue about 2.5 miles into Deep Creek. Turn left onto Sandhill Blvd. Turn right onto Seasons Dr. Turn right onto Encarnacion St. 640 Encarnacion St will be immediately on your right.
  • Direction Faces: East

School Information

  • Elementary School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High

Community

  • Community Name: 33983 - Punta Gorda
  • Community Features: Deed Restrictions, Golf, Park, Playground, Sidewalks
  • Association: Yes
  • Assoc. Name: Deb Barett
  • Number of Pets: 10
  • Pet Restrictions: Contact HOA

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Connected, Electricity Connected, Fire Hydrant, Public, Street Lights

Structural Information

  • Architectural Info: Florida
  • Architectural Style: Florida
  • Exterior Const.: Block, Stone, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,066
  • Sq. Ft. Source: Public Records
  • Year Built: 2021

Additional Structures

  • Other Structures: Kennel/Dog Run

Lot Features

  • Property View: Park/Greenbelt, Trees/Woods
  • Lot Size (Acres): 0.25
  • Lot Size (Sq. Ft.): 11,025
  • Lot Size: 11025
  • Frontage: Street Paved
  • Street/Road Desc.: Paved
  • Fencing (Description): Chain Link

Financial Considerations

  • Association Fee: $200
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $5,021.37
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: PGI 020 0523 0022 PUNTA GORDA ISLES SEC20 BLK523 LT 22 737/1662 TD4417/1017 4561/1268 4769/2033 4962/1395
  • Flood Zone Info: X
  • APN: 402303358001
  • Property ID: 402303358001
  • Block/Lot/Section: 523

Listed by Re/Max Palm Realty

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Listing agents

— 640 Encarnacion St —

  • Re/Max Palm Realty

  • Re/Max Palm Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 640 Encarnacion St

School District:Charlotte County School District
NameGradesDistance
Deep Creek Elementary School
26900 Harbor View Rd, Port Charlotte, FL 33983
PK-52.3 mi
Punta Gorda Middle School
1001 Education Avenue, Punta Gorda, FL 33950
6-86.4 mi
Charlotte High School
1250 Cooper Street, Punta Gorda, FL 33950
9-126.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 640 Encarnacion St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/10/2026
Price Reduced
$374,000
-0.27%
MLS
6/09/2026
Price Reduced
$375,000
-6.02%
MLS
5/20/2026
Listed
$399,000
48.77%
MLS
4/23/2021
Sold
$268,200
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 640 Encarnacion St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,095
-16%
$311,422
3%
2024
$4,903
—
$302,645
3%
2023
$4,883
6%
$293,830
3%
2022
$4,615
723%
$285,272
1765%
2021
$561
—
$15,300
25%
2021
$561
34%
$12,240
242%
2019
$418
8%
$3,577
-63%
2018
$386
4%
$9,724
24%
2017
$371
—
$7,863
-3%
2016
$370
8%
$8,075
231%
2015
$344
48%
$2,443
10%
2014
$233
8%
$2,221
10%
2013
$215
—
$2,019
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 640 Encarnacion St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Re/Max Palm Realty

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640 Encarnacion Street, Punta Gorda, FL 33983 (MLS# C7526039) is a Single Family property with 3 bedrooms and 2 full bathrooms. 640 Encarnacion Street is currently listed for $374,000 and was received on May 20, 2026. Want to learn more about 640 Encarnacion Street? Do you have questions about finding other Single Family real estate for sale in Punta Gorda? You can browse all Punta Gorda real estate or contact a Coldwell Banker agent to request more information.

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