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$399,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,066 Sq. Ft.
  • Updated 5 days ago
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One or more photo(s) has been virtually staged. DISCOVER YOUR DREAM HOME in Deep Creek, a STUNNING 2021-built estate boasting over 2,000 sq. ft. of luxurious living space nestled on a tranquil,OVERSIZED CORNER LOT backing to a SERENE GREENBELT. This exceptional 3-bedroom, 2-bathroom residence, with a versatile den/flex room/formal dining room perfect as a 4th bedroom or office, offers the extra privacy and space you've been waiting for.The eye-catching stone-accented facade, mature landscaping, charming gingerbread trim, uniquely spacious L-shaped screened entryway and an elegant leaded glass front door create an inviting curb appeal that TRULY STANDS OUT. Step inside to an open, sunlit floor plan featuring large tile floors throughout the main living areas, sophisticated crown molding, designer lighting, and seamless sliding doors that open to a grand back screened back lanai, privately wooded on a vast greenbelt. Breathe in refreshing cross breezes as you relax or entertain overlooking a lush wooded backyard with plenty of room for a pool and a fenced side yard perfect for pets or gardening.The chef's kitchen is crafted for both everyday living and special gatherings, boasting raised panel cabinetry, stainless steel appliances, designer hardware, a generous 12-foot breakfast bar, walk-in pantry, and an adjacent dinette. The expansive great room flows effortlessly from the kitchen, creating an ideal space for entertaining family and friends.Retreat to your private primary suite, a true sanctuary featuring a tray ceiling with crown molding and ambient lighting. Pamper yourself in the spa inspired ensuite bathroom with dual vanities, a dedicated makeup area, seamless glass shower with dual shower heads, and a sizable walk in closet. Two additional guest bedrooms provide spacious closets and share a stylishly appointed bathroom.The flexible office, den, hobby room, or formal dining room situated just off the foyer invites you to personalize this space to fit your lifestyle needs. Additional conveniences include an irrigation system, water filtration, gutters, a large 3 CAR GARAGE perfect for your toys, a generously sized laundry room with extra storage, a pedestal GE washer, and a smart sensor dryer.Enjoy true Florida living in this peaceful, deed-restricted community with low yearly HOA fee and no flood zone concerns. Located close to dining, entertainment, pristine beaches, Sunseeker Resort, downtown historic Punta Gorda, I75, and Punta Gorda Airport, this home offers the perfect blend of tranquility and accessibility. DON'T LET THIS ONE SLIP AWAY , it's your chance to own an exquisite deed restricted Deep Creek retreat, priced to sell quickly. Schedule your private showing TODAY and start living the Florida lifestyle you deserve!

Full Property Details for 640 Encarnacion St

General

  • Price: $399,000
  • HOA FEE: $17/month
  • HOA FEE FREQ.: Annually
  • Taxes: $5,021 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: C7526039
  • Updated: 5/20/2026
  • Added to Site: 5 day(s) ago

Rental Information

  • Min. Lease: 1-7 Days

Interior

  • Number of Rooms: 11
  • Interior Features: Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Porcelain Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside

Exterior

  • Exterior Features: Dog Run, Hurricane Shutters, Irrigation System, Private Yard, Rain Gutters, Sliding Doors
  • Deck/Patio: Covered, Front Porch, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Front Porch, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Garage Door Opener, Golf Cart Garage, Guest, Open, Oversized

Location

  • Area: 33983 - Punta Gorda
  • County: Charlotte
  • Development Name: 33983 - Punta Gorda
  • Subdivision: PUNTA GORDA ISLES SEC 20
  • Driving Directions: Head north on US-41/Tamiami Trail. Turn right onto Rio De Janeiro Ave. Continue about 2.5 miles into Deep Creek. Turn left onto Sandhill Blvd. Turn right onto Seasons Dr. Turn right onto Encarnacion St. 640 Encarnacion St will be immediately on your right.
  • Direction Faces: East

School Information

  • Elementary School: Deep Creek Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High

Community

  • Community Name: 33983 - Punta Gorda
  • Community Features: Deed Restrictions, Golf, Park, Playground, Sidewalks
  • Association: Yes
  • Assoc. Name: Deb Barett
  • Number of Pets: 10
  • Pet Restrictions: Contact HOA

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Connected, Electricity Connected, Fire Hydrant, Public, Street Lights

Structural Information

  • Architectural Info: Florida
  • Architectural Style: Florida
  • Exterior Const.: Block, Stone, Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,066
  • Sq. Ft. Source: Public Records
  • Year Built: 2021

Additional Structures

  • Other Structures: Kennel/Dog Run

Lot Features

  • Property View: Park/Greenbelt, Trees/Woods
  • Lot Size (Acres): 0.25
  • Lot Size (Sq. Ft.): 11,025
  • Lot Size: 11025
  • Frontage: Street Paved
  • Street/Road Desc.: Paved
  • Fencing (Description): Chain Link

Financial Considerations

  • Association Fee: $200
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • Tax Amount: $5,021.37
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: PGI 020 0523 0022 PUNTA GORDA ISLES SEC20 BLK523 LT 22 737/1662 TD4417/1017 4561/1268 4769/2033 4962/1395
  • Flood Zone Info: X
  • APN: 402303358001
  • Property ID: 402303358001
  • Block/Lot/Section: 523

Listed by Re/Max Palm Realty

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Listing agents

— 640 Encarnacion St —

  • Re/Max Palm Realty

  • Re/Max Palm Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 640 Encarnacion St

School District:Charlotte County School District
NameGradesDistance
Deep Creek Elementary School
26900 Harbor View Rd, Port Charlotte, FL 33983
PK-52.3 mi
Punta Gorda Middle School
1001 Education Avenue, Punta Gorda, FL 33950
6-86.4 mi
Charlotte High School
1250 Cooper Street, Punta Gorda, FL 33950
9-126.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 640 Encarnacion St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/20/2026
Listed
$399,000
48.77%
MLS
4/23/2021
Sold
$268,200
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 640 Encarnacion St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,095
-16%
$311,422
3%
2024
$4,903
—
$302,645
3%
2023
$4,883
6%
$293,830
3%
2022
$4,615
723%
$285,272
1765%
2021
$561
—
$15,300
25%
2021
$561
34%
$12,240
242%
2019
$418
8%
$3,577
-63%
2018
$386
4%
$9,724
24%
2017
$371
—
$7,863
-3%
2016
$370
8%
$8,075
231%
2015
$344
48%
$2,443
10%
2014
$233
8%
$2,221
10%
2013
$215
—
$2,019
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Re/Max Palm Realty

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640 Encarnacion Street, Punta Gorda, FL 33983 (MLS# C7526039) is a Single Family property with 3 bedrooms and 2 full bathrooms. 640 Encarnacion Street is currently listed for $399,000 and was received on May 20, 2026. Want to learn more about 640 Encarnacion Street? Do you have questions about finding other Single Family real estate for sale in Punta Gorda? You can browse all Punta Gorda real estate or contact a Coldwell Banker agent to request more information.

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