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$985,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1,196 Sq. Ft.
  • Updated 1 day ago
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Discover exceptional peace of mind in this meticulously maintained, upgraded & truly move-in-ready waterfront home! Thoughtfully improved with an emphasis on quality, efficiency & storm protection, this property offers island living without the immediate expense & hassle of major renovations. The wide-open floor plan showcases beautiful soaring wood ceilings, a stunning slate accent wall, custom solid wood doors & LifeProof plank flooring throughout. The updated kitchen features custom solid maple cabinetry with soft-close drawers, quartz countertops & new appliances, while the beautifully renovated bathroom boasts floor-to-ceiling porcelain tile with designer details. Freshly painted & exceptionally well cared for, this home features a new 3-ton, 18 SEER Daikin Fit HVAC system with all-new ductwork & 4 years of remaining warranty. The 2023 metal roof includes reinforced roof-to-wall attachments, secondary water resistance & high-density foam insulation. Impact windows & doors, supplemented by additional shutters, provide multiple layers of storm protection. Boaters will appreciate 51' of dockage (35' concrete & 16' wood), a 10,000 lb boat lift installed in 2024 & quick access to Looe Key Reef, world-class fishing, diving, the backcountry, sandbars & waterfront dining. Enjoy beautiful sunsets & salt pond views from the rear deck, with no immediate neighbors directly in front or behind. Additional features include an outdoor shower, 50-amp RV/EV hookup & abundant parking for boats, RVs & trailers. The spacious property offers tremendous flexibility for future expansion, including room for a pool, additional living space or reconfiguration into a 2/2 or potentially 3/2 layout. The downstairs area also offers potential for FULL enclosure. Whether seeking a full-time residence or island getaway, this is an exceptional opportunity to own a beautifully maintained, extensively improved waterfront property that's ready to enjoy from day one! Windstorm-$3,894, HO-$650 +/-

Full Property Details for 27322 St Martin Ln

General

  • Price: $985,000
  • Taxes: $887 (2025)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 621638
  • Updated: 10/15/2026
  • Added to Site: 1 day(s) ago

Interior

  • Interior Features: Utility Room, Drapes/Blinds Incl, Quartz Countertops, Smoke Alarms, Storage
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Dryer, Oven, Range, Refrigerator, Washer
  • Flooring: Wood

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Exterior Features: Fencing, Lanai, Outdoor Shower, Privacy Wall/Fence
  • Deck/Patio: Open Porch/Balcony, Deck, Patio
  • Porch/Patio/Deck: Open Porch/Balcony, Deck, Patio

Parking

  • Attached garage: Yes
  • Parking Features: Off Street, Carport, Attached

Location

  • Area: 09 - Ramrod Key
  • County: Monroe
  • Subdivision: Breezeswept Bch Est (27.5)
  • Driving Directions: West Indies to Saint Martin, Go R, House on L (second from end)

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Structural Information

  • Architectural Style: Above Flood
  • Construction: CBS, Concrete
  • Roof: Metal
  • Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window, Shutters
  • Square Feet: 1,196
  • Sq. Ft. Source: Tax Records
  • Year Built: 1974

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.13
  • Lot Size (Sq. Ft.): 6,000
  • Lot Dimensions: 60 x 100
  • Zoning: IS - Improved Subivision District

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Canal Front

Financial Considerations

  • Tax Amount: $887.4
  • Tax Year: 2025
  • Terms: Cash, Conventional, VA Loan, FHA

Disclosures and Reports

  • Legal Description: Bk 8 Lt 15 Breezeswept Beach Estates Pb4-143 Ramrod Key Or518-874 Or637-630 Or819-2433 Or1030-2023 Or1686-769 Or2017-190
  • Flood Zone: AE
  • APN: 203510000000

Listed by LoKation Real Estate, Brian Kruszewski (954) 591-6290

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Listing agent

— 27322 St Martin Ln —

  • Brian Kruszewski

    LoKation Real Estate

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 27322 St Martin Ln

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Sugarloaf School
255 Crane Boulevard, Summerland Key, FL 33042
PK-87.8 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1224.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 27322 St Martin Ln Get Price Alerts and Save Property

Date
Details
Price
Change
Source
10/15/2026
Listed
$985,000
9.44%
MLS
5/22/2023
Sold
$900,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 27322 St Martin Ln

Year
Property Taxes
Change
Tax Assessment
Change
2025
$887
3%
$754,366
3%
2024
$859
-88%
$729,190
1%
2023
$6,894
54%
$724,030
76%
2021
$4,486
-24%
$412,510
-36%
2022
$5,888
31%
$645,961
66%
2021
$4,486
7%
$388,595
4%
2019
$4,180
-5%
$374,370
-4%
2018
$4,411
5%
$388,578
2%
2017
$4,203
4%
$379,663
6%
2016
$4,029
7%
$358,508
19%
2015
$3,768
-2%
$302,137
2%
2014
$3,840
-4%
$295,842
-1%
2013
$3,983
—
$299,647
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 27322 St Martin Ln

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NMLS#: 1598647

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Listed by LoKation Real Estate, Brian Kruszewski (954) 591-6290

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27322 Saint Martin Lane, Ramrod Key, FL 33042 (MLS# 621638) is a Single Family property with 3 bedrooms and 1 full bathroom. 27322 Saint Martin Lane is currently listed for $985,000 and was received on October 15, 2026. Want to learn more about 27322 Saint Martin Lane? Do you have questions about finding other Single Family real estate for sale in Ramrod Key? You can browse all Ramrod Key real estate or contact a Coldwell Banker agent to request more information.

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