27369 St Vincent Ln Ramrod Key, FL 33042

Easy to show on short notice, call listing agent. Rare opportunity to step into instant equity with this custom built home in the desirable Lower Keys boating community. Owner spared no expense hardening this waterfront home, hardie board siding (2015), impact windows & doors (2013), metal roof (2013). One of the higher elevated lots in the neighborhood. Major capital improvements already completed: Concrete seawall poured to the max allowable height w/full 50' dock plumbed/ready for water/electric connection (2019), 14,000 lb boat lift (2019), Class-A rated bahama/hurricane shutters, 2025 water heater- Infrastructure that would be costly & time consuming to replicate today. Tented every 10 years (2023). Inside, vaulted ceilings & an open floor plan make the nearly 1,600sqft living area feel large, open, & ideal for entertaining, featuring dedicated dining space, laundry room, + flex space that can convert to a 3rd/4th bedroom, additional bath. Enclosed storage downstairs & relaxed outdoor patio entertaining area. The home has seen only light seasonal use. Rare privacy with two vacant canal lots across the water & 150' lot next door, palms & shade trees create a calm island setting. No bridges to open water & just minutes to Looe Key Reef, world class fishing, Bahia Honda State Park, Picnic Island, waterfront dining, & local sandbars. This hardened waterfront home combines structural integrity, boating infrastructure, & true upside potential. Insurance Quotes: HO & Wind Combined $7,684, Assumable Flood $675 (primary), $1,118 (non-primary). 2020-Cobia 237 w/ 300HP Yamaha & trailer also for sale.