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$1,075,000
Property Description
Welcome to Breezeswept Beach Estates in Ramrod Key--a canal-front Florida Keys retreat built for boating and island living. Enjoy no-bridge Atlantic access and a quick ride to open water, plus a 60' composite dock (2022) with 14,000 lb and 6,000 lb boat lifts, fillet station, and swim ladder--perfect for anglers and boating enthusiasts. Spend your days exploring Picnic Island, nearby sandbars, and the area's world-class fishing and diving, including Looe Key Reef. After a day on the water, cool off in your private in-ground saltwater pool surrounded by tropical landscaping and a spacious concrete pool deck ideal for entertaining. A large covered patio and expansive carport offer ample shaded space for relaxing, grilling, and gathering with friends and family. Upstairs, enjoy bright open-concept living with tranquil canal views and seamless flow to a full-length covered veranda--ideal for morning coffee, sunset cocktails, or dining al fresco. The kitchen features stainless steel appliances, abundant cabinetry, granite countertops, and a bar for extra seating, plus a dedicated dining area. Offered fully furnished, this property is ready for immediate enjoyment as a full-time residence, second home, or investment. With a voluntary HOA and monthly rentals allowed, it's an excellent option for buyers seeking flexibility. This Ramrod Key canal-front home offers the rare combination of boating convenience, modern upgrades, and laid-back Keys charm--minutes to open water, restaurants, and local conveniences. Key Features: 60' composite dock (2022) "¢ 14K & 6K lifts (2022) "¢ no-bridge access "¢ saltwater pool (2019) "¢ metal roof (2018) "¢ A/C (2022) "¢ lower enclosure (2021) "¢ fully furnished "¢ monthly rentals allowed "¢ Flood Zone AE9 "¢ voluntary HOA "¢ Low Flood Insurance ($520)
Full Property Details
Full Property Details for 27416 Cayman Ln
General
- Price: $1,075,000
- HOA FEE: $4/month
- HOA FEE FREQ.: Yearly
- Taxes: $8,042 (2025)
- Status: Active
- Type: Single Family
- Source: 927
- MLS ID: 619409
- Updated: 5/13/2026
- Added to Site: 35 day(s) ago
Interior
- Interior Features: Bar, Built-in Cabinets, Drapes/Blinds Incl, Granite Counter Top, Pantry, Storage
- Appliances: Stainless Steel Appliance(s), Dishwasher, Dryer, Freezer, Oven, Range, Refrigerator, Washer, Water Purification
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Laundry Room
Additional Information
- Shared Amenities: Other Area Features, Bike Paths
- Pool: Yes
- Pool Description: In Ground, Fiberglass
Exterior
- Exterior Features: Lighting, Fencing, Storage
- Deck/Patio: Open Porch/Balcony, Patio
- Porch/Patio/Deck: Open Porch/Balcony, Patio
Parking
- Parking Features: Open, Off Street, Covered
Location
- Area: 09 - Ramrod Key
- County: Monroe
- Subdivision: Breezeswept Bch Est (27.5)
- Driving Directions: On Ramrod, mile marker 27, turn oceanside onto W. Indies Dr. Continue on W. Indies to Cayman Lane. Right on Cayman and house is third on the left.
Community
- Assoc. Fees Include: Other
- Pets Allowed: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fans(s)
- Heating Type: Central
Structural Information
- Architectural Style: Above Flood
- Construction Status: Updated/Remodeled
- Construction: Frame
- Roof: Metal
- Windows/Doors: Other Windows/Doors, Sliding Glass Doors, Shutters
- Square Feet: 1,116
- Sq. Ft. Source: Property Data Card
- Year Built: 1984
- Property Condition: Updated/Remodeled
Unit Information
- Units in Building: 1
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 6,000
- Lot Size Source: Property Data Card
- Lot Dimensions: 60 x 100
- Zoning: IS - Improved Subivision District
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Canal Front
Financial Considerations
- Association Fee: Yes
- Association Fee: $50
- Assoc Fee Freq.: Yearly
- Tax Amount: $8,042.29
- Tax Year: 2025
- Terms: Cash, Conventional, FHA
Disclosures and Reports
- Legal Description: BK 15 LT 22 BREEZESWEPT BEACH ESTATES RAMROD KEY PB4-143
- Flood Zone: AE 9
- APN: 00205280-000000
Listed by Expert Realty LLC (HQ), Melissa Gibbins (305) 587-1268
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Schools
Schools serving 27416 Cayman Ln
School District:Monroe County School District, Middle Torch Key, FL
| Name | Grades | Distance |
|---|---|---|
Sugarloaf School 255 Crane Boulevard, Summerland Key, FL 33042 | PK-8 | 7.9 mi |
Key West High School 2100 Flagler Avenue, Key West, FL 33040 | 9-12 | 24.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 27416 Cayman Ln
Date
Details
Price
Change
Source
4/08/2026
Listed
$1,075,000
18.78%
MLS
2/10/2025
Sold
$905,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 27416 Cayman Ln
Year
Property Taxes
Change
Tax Assessment
Change
2024
$7,722
—
$827,920
2%
2024
$7,722
2%
$814,392
—
2023
$7,589
110%
$812,930
127%
2021
$3,620
-46%
$358,570
-49%
2022
$6,703
85%
$700,763
103%
2021
$3,620
-11%
$345,632
-5%
2019
$4,076
-4%
$363,154
-2%
2018
$4,254
6%
$372,130
3%
2017
$4,023
5%
$362,298
9%
2016
$3,824
6%
$332,480
16%
2015
$3,600
-2%
$285,583
2%
2014
$3,672
-4%
$279,920
-1%
2013
$3,806
—
$283,401
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 27416 Cayman Ln
27416 Cayman Lane, Ramrod Key, FL 33042 (MLS# 619409) is a Single Family property with 2 bedrooms and 2 full bathrooms. 27416 Cayman Lane is currently listed for $1,075,000 and was received on April 08, 2026. Want to learn more about 27416 Cayman Lane? Do you have questions about finding other Single Family real estate for sale in Ramrod Key? You can browse all Ramrod Key real estate or contact a Coldwell Banker agent to request more information.