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$899,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,036 Sq. Ft.
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Beautifully renovated canal-front home on an oversized corner lot in the heart of Breezeswept Beach Estates on Ramrod Key, ideally located on one of only two flow-through canals in the neighborhood. This exceptional property offers a rare combination of quality construction, thoughtful upgrades, and excellent boating access The owners spared no expense in the renovation, which includes a standing-seam metal roof, impact doors and windows, and engineered wood flooring throughout. The open kitchen is both stylish and functional, featuring marble countertops, a large center island with electric and USB connections, a 5-burner propane stove, perfect for entertaining. All three bedrooms are comfortably sized, and both bathrooms have been beautifully remodeled with high-end finishes and bidet toilets. The elevated home provides a bright, airy interior and a comfortable retreat above the ground level. Downstairs, the outdoor living space is designed for relaxed Florida Keys living. A spacious covered lanai with bar and multiple seating areas creates an inviting place to gather, while the fully fenced 7,131 sq. ft. oversized corner lot offers privacy and room to enjoy the outdoors. Additional features include a gas fire pit, outdoor shower with hot water, lemon and lime trees, and convenient boat tie-downs. Boaters will appreciate the composite dock with 11,000-lb davits and quick access to deep water via the clear flow-through canal. This turnkey property is an excellent opportunity to enjoy the Lower Keys lifestyle with modern upgrades, exceptional boating, and outstanding outdoor amenities.

Full Property Details for 420 W Indies Dr

General

  • Price: $899,000
  • Taxes: $4,791 (2025)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 617696
  • Updated: 5/13/2026
  • Added to Site: 201 day(s) ago

Interior

  • Interior Features: Bar, Drapes/Blinds Incl, Security System, Storage
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Dryer, Gas Appliances, Ice Machine, Microwave, More Appliances, Oven, Range, Refrigerator, Washer
  • Flooring: Wood

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Shared Amenities: Fire Hydrant, Bike Paths
  • Security/Safety: On Premises System

Exterior

  • Exterior Features: Bar, Fencing, Storage
  • Deck/Patio: Open Porch/Balcony, Deck
  • Porch/Patio/Deck: Open Porch/Balcony, Deck

Parking

  • Parking Features: Off Street

Location

  • Area: 09 - Ramrod Key
  • County: Monroe
  • Subdivision: Breezeswept Bch Est (27.5)
  • Driving Directions: From Overseas Highway, turn toward oceanside, remain on W Indies to property.

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fans(s)

Structural Information

  • Architectural Style: Above Flood
  • Construction Status: Updated/Remodeled
  • Construction: Combo Construction
  • Roof: Metal
  • Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window, Sliding Glass Doors
  • Square Feet: 1,036
  • Sq. Ft. Source: Property Data Card
  • Year Built: 1985
  • Property Condition: Updated/Remodeled

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.16
  • Lot Size (Sq. Ft.): 7,131
  • Lot Size Source: Property Data Card
  • Zoning: IS - Improved Subivision District

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Canal Front

Financial Considerations

  • Tax Amount: $4,791.47
  • Tax Year: 2025
  • Terms: Cash, Conventional

Disclosures and Reports

  • Legal Description: BK 8 LT 1 BREEZESWEPT BEACH ESTATES RAMROD KEY PB4-143
  • APN: 00203370-000000

Listed by Coldwell Banker Schmitt Real Estate Co, Lisa H Ferringo (305) 797-1221

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Listing agent

— 420 W Indies Dr —

  • Lisa H Ferringo

    Coldwell Banker Schmitt Real Estate Co

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 420 W Indies Dr

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Sugarloaf School
255 Crane Boulevard, Summerland Key, FL 33042
PK-87.9 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1224.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 420 W Indies Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/13/2025
Listed
$899,000
173.25%
MLS
10/15/2018
Sold
$329,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 420 W Indies Dr

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,323
—
$603,337
10%
2024
$4,323
-2%
$550,273
-17%
2023
$4,397
21%
$660,481
53%
2021
$3,624
-10%
$432,956
-25%
2022
$4,007
11%
$574,493
35%
2021
$3,624
37%
$425,519
103%
2019
$2,652
-2%
$209,442
—
2018
$2,712
-32%
$210,406
-42%
2017
$3,992
4%
$364,120
5%
2016
$3,836
8%
$345,849
23%
2015
$3,550
-2%
$280,584
2%
2014
$3,609
—
$273,949
4%
2013
$3,598
—
$264,340
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Coldwell Banker Schmitt Real Estate Co, Lisa H Ferringo (305) 797-1221

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420 W Indies Drive, Ramrod Key, FL 33042 (MLS# 617696) is a Single Family property with 3 bedrooms and 2 full bathrooms. 420 W Indies Drive is currently listed for $899,000 and was received on December 13, 2025. Want to learn more about 420 W Indies Drive? Do you have questions about finding other Single Family real estate for sale in Ramrod Key? You can browse all Ramrod Key real estate or contact a Coldwell Banker agent to request more information.

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