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$1,595,000
Property Description
Nestled on the picturesque shores of Ramrod Key, this stunning waterfront property is the epitome of tropical luxury. With 3 bedrooms, 2 bathrooms, and 2,229 square feet of thoughtfully designed living space, this home offers an ideal blend of comfort and high-end amenities on a spacious 9,000 square foot lot. Completely remodeled in 2018, including a new roof, this property is ready for immediate enjoyment. Step into an open-concept living area featuring 10-foot ceilings, while the master bedroom boasts soaring cathedral ceilings with beautiful whitewashed cypress, adding a coastal charm to the elegant interior. The kitchen is a chef's dream, featuring quartz countertops, cherry hardwood cabinets with self-closing doors, a gas cooktop, and a convection oven. The master bathroom includes a luxurious 6-foot jetted tub with an on-demand water heater, creating the perfect place to unwind. Outdoor living is equally impressive, with a heated pool, two tiki huts featuring custom bars, and a spacious wrap-around deck offering panoramic open-water and sunset views. Boaters will appreciate the property's 14,000-pound boat lift, excellent boating access, and 50-amp shore power along with RV hookup complete with sewer connection. Relax by the gas fire pit, pick fresh fruit from the yard, and entertain with ease thanks to the exterior and interior sound systems. This fenced property, perfect for pets, also includes underground power, Wi-Fi, a 50-amp RV hookup, and plenty of storage. For the avid angler there's a fish-cleaning station and an outdoor shower. Combining privacy, luxury, and functionality, this Ramrod Key Oceanside gem is a slice of paradise waiting to be enjoyed. Easy and fun to show!!!
Full Property Details
Full Property Details for 643 Indies Rd
General
- Price: $1,595,000
- Taxes: $5,412 (2025)
- Status: Active
- Type: Single Family
- Source: 927
- MLS ID: 618915
- Updated: 5/13/2026
- Added to Site: 70 day(s) ago
Interior
- Appliances: Dishwasher, Oven, Range, Refrigerator
- Flooring: Wood, Tile, Carpet
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Heated, In Ground
Exterior
- Exterior Features: Chickee Hut, Fencing, Storage
- Deck/Patio: Open Porch/Balcony, Patio
- Porch/Patio/Deck: Open Porch/Balcony, Patio
Parking
- Parking Features: Off Street, Covered, Carport
Location
- Area: 09 - Ramrod Key
- County: Monroe
- Subdivision: Breezeswept Bch Est (27.5)
Community
- Assoc. Fees Include: None
- Pets Allowed: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Structural Information
- Architectural Style: Above Flood
- Construction Status: Updated/Remodeled
- Construction: Frame
- Roof: Metal
- Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window
- Square Feet: 1,995
- Sq. Ft. Source: Tax Records
- Year Built: 1992
- Property Condition: Updated/Remodeled
Lot Features
- Property View: Canal, Open Water View
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 9,000
- Lot Size Source: Tax Records
- Lot Dimensions: 90 x 100
- Zoning: IS - Improved Subivision District
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Canal Front
Financial Considerations
- Tax Amount: $5,412.44
- Tax Year: 2025
- Terms: Cash, Conventional
Disclosures and Reports
- Legal Description: BK 2 LT 53 BREEZESWEPT BEACH ESTATES RAMROD KEY PB4-143 OR315-35 OR754-1519 OR1062-1311 OR1102-241 OR1130-157 OR1228-508
- Flood Zone: AE
- APN: 00201450-000000
Listed by Internet Realty of the Florida Keys, Gregory A Maclaren (305) 872-8442
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Schools
Schools serving 643 Indies Rd
School District:Monroe County School District, Middle Torch Key, FL
| Name | Grades | Distance |
|---|---|---|
Sugarloaf School 255 Crane Boulevard, Summerland Key, FL 33042 | PK-8 | 7.7 mi |
Key West High School 2100 Flagler Avenue, Key West, FL 33040 | 9-12 | 24.2 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 643 Indies Rd
Date
Details
Price
Change
Source
3/04/2026
Listed
$1,595,000
219%
MLS
12/21/2010
Sold
$500,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 643 Indies Rd
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,141
—
$565,560
3%
2024
$5,141
4%
$549,621
3%
2023
$4,932
—
$533,613
6%
2021
$4,932
3%
$502,982
-3%
2022
$4,798
-3%
$518,071
4%
2021
$4,932
39%
$496,038
43%
2019
$3,538
-14%
$346,552
-14%
2018
$4,131
-14%
$400,937
-16%
2017
$4,794
-1%
$474,612
2%
2016
$4,830
-3%
$464,851
1%
2015
$4,963
-6%
$461,620
-2%
2014
$5,259
-1%
$471,559
2%
2013
$5,329
—
$464,590
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 643 Indies Rd
643 Indies Road, Ramrod Key, FL 33042 (MLS# 618915) is a Single Family property with 3 bedrooms and 2 full bathrooms. 643 Indies Road is currently listed for $1,595,000 and was received on March 04, 2026. Want to learn more about 643 Indies Road? Do you have questions about finding other Single Family real estate for sale in Ramrod Key? You can browse all Ramrod Key real estate or contact a Coldwell Banker agent to request more information.