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$3,595,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2 Partial Baths
  • 2,344 Sq. Ft.
  • Updated 1 day ago
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A classic and charming coastal home located in the heart of Rosemary Beach. This exquisite and pristine residence with garage and carriage house was designed by architect Frank Greene. As you enter the home from the front porch you are welcomed into an inviting open living, dining and kitchen area, with an abundance of light and exposed beams. A gas fireplace in the dining area creates a warm, cozy feeling. Large kitchen marble island and designer lighting are just some of the amazing elements of this space. As you approach the second floor, you will notice the incredible custom washed pecky cypress wood wall, and the beautiful red stained glass windows that were rescued from an old home in Louisiana. This floor hosts the master bedroom with private en-suite bath, along with the two additional guest bedrooms. The peaceful and private courtyard encompasses a lounge area, summer kitchen, wood burning fireplace and water fountain features. This is one of the most charming courtyards in Rosemary. The outdoor space includes access to the carriage house located above the garage. The carriage house offers an open living, dining and kitchen space with 2nd story private bedroom and bath. This delightful space also has 2 small built-in beds in the living area that can be closed off for privacy. This immaculate residence has been lovingly and meticulously cared for with notable attention to detail. Rosemary Beach embraces the principles of traditional town planning with a pedestrian friendly design. Allow us to say welcome home... you'll be happy to be here!

Full Property Details for 190 E Water Street E

General

  • Price: $3,595,000
  • Taxes: $18,999 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 995450
  • Updated: 2/16/2026
  • Added to Site: 1 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Area, Full Bathroom, Garage, Half Bathroom, Kitchen, Living Room, Master Bathroom, Master Bedroom
  • Interior Features: Built-In Bookcases, Ceiling Beamed, Ceiling Crwn Molding, Ceiling Vaulted, Fireplace Gas, Floor Hardwood, Floor Laminate, Floor Tile, Furnished - Some, Guest Quarters, Kitchen Island, Lighting Recessed, Shelving, Washer/Dryer Hookup, Window Treatment All
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator W/IceMk, Stove/Oven Gas, Washer

Rooms

Bathrooms

  • Total Bathrooms: 5
  • Full Bathrooms: 3
  • Half Bathrooms: 2

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen
  • 2nd Kitchen: Kitchen

Additional Information

  • Shared Amenities: Beach, Community Room, Deed Access, Exercise Room, Fishing, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis, TV Cable, Waterfront
  • Pool: Yes

Exterior

  • Exterior Features: Balcony, Columns, Fenced Lot-Part, Fireplace, Guest Quarters, Patio Covered, Patio Open, Porch, Shower, Summer Kitchen

Parking

  • Garage: Yes
  • Garage Spaces: 1
  • Carports: Yes
  • Parking: Carport, Garage, Guest

Location

  • Area: 18 - 30A East
  • County: Walton
  • Subdivision: Rosemary Beach
  • Driving Directions: From Highway 30A, turn North onto E. Water Street. House is on left side of street about 2 blocks down.

School Information

  • Elementary School: Dune Lakes
  • Middle School: Emerald Coast
  • High School: South Walton

Heating & Cooling

  • Heating/Cooling: AC - 2 or More, AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable, Underground

Structural Information

  • Architectural Style: Beach House
  • Construction: Block, Concrete, Roof Metal, Stucco, Trim Wood
  • Stories/Levels: 2
  • Square Feet: 2,344
  • Sq. Ft. Source: County PA Records
  • Year Built: 2000

Lot Features

  • Lot Size (Acres): 0.06
  • Lot Dimensions: 32 x 78
  • Street/Road Desc.: Paved Road, Private Road
  • Lot Features: Restrictions, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $1,592
  • Assmt Payment Freq: Quarterly
  • Tax Amount: $18,999
  • Tax Year: 2025
  • Terms: Conventional, FHA

Disclosures and Reports

  • Legal Description: LOT 2 BLK 32 ROSEMARY BEACH PH 6 S/D PB 13-30 OR 1865-195 OR 3152-4075
  • Assessment: Yes
  • APN: 35-3S-18-16064-032-0020

Listed by Rosemary Beach Realty LLC

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Listing agent

— 190 E Water Street E —

  • Rosemary Beach Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 190 E Water Street E

School District:Walton County School District
NameGradesDistance
Bay Elementary School
6565 US Highway 98 East, Santa Rosa Beach, FL 32459
K-55.8 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-88 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-1212.2 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 190 E Water Street E Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/16/2026
Listed
$3,595,000
86.27%
MLS
7/30/2020
Sold
$1,930,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 190 E Water Street E

Year
Property Taxes
Change
Tax Assessment
Change
2024
$18,881
—
$2,257,405
-5%
2024
$18,881
6%
$2,384,690
2%
2023
$17,806
37%
$2,341,491
74%
2021
$12,989
-18%
$1,341,856
-31%
2022
$15,795
22%
$1,958,472
54%
2021
$12,989
90%
$1,269,966
75%
2019
$6,827
2%
$724,830
2%
2018
$6,721
-4%
$711,315
-4%
2017
$6,976
1%
$741,026
2%
2016
$6,892
-1%
$725,785
1%
2015
$6,952
-1%
$720,740
1%
2014
$6,993
1%
$715,020
2%
2013
$6,930
—
$704,453
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 190 E Water Street E

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NMLS#: 1598647

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Listed by Rosemary Beach Realty LLC

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190 E Water Street E, Rosemary Beach, FL 32461 (MLS# 995450) is a Single Family property with 4 bedrooms, 3 full bathrooms and 2 partial bathrooms. 190 E Water Street E is currently listed for $3,595,000 and was received on February 16, 2026. Want to learn more about 190 E Water Street E? Do you have questions about finding other Single Family real estate for sale in Rosemary Beach? You can browse all Rosemary Beach real estate or contact a Coldwell Banker agent to request more information.

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