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$530,000 Just Listed
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Property Description
Beautifully updated lakefront home featuring a 2023 roof, impact windows throughout, and an open floor layout with high ceilings. The home offers a modern kitchen with pullout drawers, tankless water heater, central water filtration system, closet organizers, attic storage, and an attic solar fan for energy efficiency. Enjoy neutral interior colors, a screened patio with outdoor deck, and beautiful lake views. Located in a well-maintained low HOA community with internet and cable included.
Full Property Details
Full Property Details for 109 Derby Ln
General
- Price: $530,000
- HOA FEE: $140/month
- Taxes: $7,192 (2025)
- Status: Active
- Type: Single Family
- Source: Regional
- MLS ID: B26033715
- Updated: Today (5/28/2026)
- Added to Site: Today
Interior
- Number of Rooms: 6
- Interior Features: Dual Sinks, Eat-in Kitchen, High Ceilings, Living/Dining Room, Main Level Primary, Pantry, Split Bedrooms, Separate Shower, Walk-In Closet(s)
- Appliances: Dryer, Dishwasher, Electric Range, Electric Water Heater, Free-Standing Freezer, Ice Maker, Microwave, Refrigerator, Water Heater, Washer
- Furnishings: Unfurnished
- Flooring: Ceramic Tile, Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Main Floor Baths: 2
Bedrooms
- Total Bedrooms: 3
- Bedrooms Main: 3
Other Rooms
- Laundry: Inside
Additional Information
- Shared Amenities: Pool, Sidewalks, Tennis Court(s), Trail(s)
- Pool: Yes
- Pool Description: Association
Exterior
- Exterior Features: Outdoor Living Area, Porch
- Porch/Patio/Deck: Patio, Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Total Spaces: 4
- Parking Features: Attached, Garage, Garage Door Opener
Location
- County: Palm Beach
- Subdivision: SARATOGA AT ROYAL PALM 5
- Direction Faces: North
School Information
- Elementary School: H. L. Johnson
- Middle School: Crestwood
- High School: Royal Palm Beach
Community
- Community Name: 5530
- Association: Yes
- Assoc. Fees Include: Cable TV, Internet
- Pets Allowed: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Electric
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Sewer Available, Water Available
Structural Information
- Structure Type: House
- Construction: Block
- Roof: Spanish Tile
- Windows: Blinds, Drapes, Sliding
- Entry Location: Entry Level Living Area Y
- Stories/Levels: 1
- Building Size: 2300
- Square Feet: 1,610
- Sq. Ft. Source: Other
- Living Area: 1,610 Sq. Ft.
- Year Built: 2001
- Property Condition: Resale
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.14
- Street Lights: Yes
- Lot Features: 1/4 Acre
- Zoning: PUD (city)
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake Front
- Water Front View: Lake Front
- Lake Front: Yes
Financial Considerations
- Association Fee: $140
- Assoc Fee Freq.: Monthly
- Assessment Amount: $425,996
- Tax Amount: $7,192.02
- Tax Year: 2025
- Terms: Cash, Conventional
Disclosures and Reports
- Special Conditions: Standard
- Legal Description: SARATOGA AT ROYAL PALM PL 5
- Property ID: 72414315050001970
Listed by LoKation
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Schools
Schools serving 109 Derby Ln
School District:Palm Beach County School District
| Name | Grades | Distance |
|---|---|---|
H. L. Johnson Elementary School 1000 Crestwood Boulevard North, Royal Palm Beach, FL 33411 | PK-5 | 0.4 mi |
Crestwood Community Middle School 64 Sparrow Drive, Royal Palm Beach, FL 33411 | 6-8 | 1.8 mi |
Royal Palm Beach High School 10600 Okeechobee Boulevard, Royal Palm Beach, FL 33411 | 9-12 | 1.8 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 109 Derby Ln
Date
Details
Price
Change
Source
5/28/2026
Listed
$530,000
4.33%
MLS
8/09/2023
Sold
$508,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 109 Derby Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,195
1%
$425,996
1%
2024
$7,089
62%
$420,231
56%
2023
$4,368
1%
$269,108
3%
2022
$4,310
1%
$261,270
3%
2021
$4,278
—
$253,660
1%
2021
$4,278
-14%
$250,158
2%
2019
$4,983
4%
$244,373
1%
2018
$4,812
5%
$242,373
7%
2017
$4,588
5%
$227,373
9%
2016
$4,383
5%
$208,571
10%
2015
$4,155
11%
$189,610
10%
2014
$3,747
7%
$172,373
7%
2013
$3,507
—
$160,373
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 109 Derby Ln
109 Derby Lane, Royal Palm Beach, FL 33411 (MLS# B26033715) is a Single Family property with 3 bedrooms and 2 full bathrooms. 109 Derby Lane is currently listed for $530,000 and was received on May 28, 2026. Want to learn more about 109 Derby Lane? Do you have questions about finding other Single Family real estate for sale in Royal Palm Beach? You can browse all Royal Palm Beach real estate or contact a Coldwell Banker agent to request more information.

