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$574,900 -$25,000 (-4.17%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,580 Sq. Ft.
  • Updated 6 days ago
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Newly Priced at $574,900 - Plus $25,000 in Seller Concessions. Some homes are just addresses. This one is a lifestyle. Nestled along the open bay with direct water access, this beautifully reimagined Tampa Bay retreat delivers the effortless waterfront living you've been searching for - and the serious infrastructure to back it up. The seller means business. Freshly repriced and motivated, the seller is offering $25,000 toward your closing costs and/or rate buydown - putting real money back in your pocket on day one and potentially lowering your monthly payment for the life of the loan. At today's rates, that kind of buydown can make a meaningful difference. This is a rare opportunity to get into a turnkey waterfront home with less out of pocket than you'd expect. Across 1,580 square feet of thoughtfully refreshed living space, three bedrooms and two redesigned bathrooms strike the perfect balance of comfort and style. The completely renovated kitchen is the heart of the home, featuring crisp white shaker cabinets, gleaming granite countertops, and top-of-the-line appliances - equally suited for quiet mornings with a bay view or entertaining after a day on the water. Step outside and the property truly comes into its own. A brand-new boat lift (2023) sits ready at the water's edge, with generous RV and boat parking that serious boaters will immediately appreciate. The backyard blends function with charm: custom-built raised vegetable gardens bring a rare, grounded beauty to the space, while a versatile work shed - easily converted to a private home office - adds flexibility for however you choose to live. A spacious carport completes the picture. Peace of mind is built in, not bolted on. Every major system has been addressed: a 50-year metal roof (2020), new AC (2021), full whole-house replumb to the street (2022), and hurricane-impact windows and doors (2024) mean you inherit quality, not projects. This is Tampa Bay waterfront living at its finest - move-in ready, meticulously upgraded, and priced with a motivated seller ready to make a deal. Your next chapter starts here. And right now, the seller is helping you get there.

Full Property Details for 106 Steven St

General

  • Price: $574,900
  • Taxes: $6,322 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8501771
  • Updated: 6/3/2026
  • Added to Site: 45 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 6
  • Interior Features: Ceiling Fan(s), Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Window Treatments
  • Appliances: Built-In Oven, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Softener
  • Furnishings: Unfurnished
  • Flooring: Ceramic Tile, Terrazzo

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside, Laundry Room

Additional Information

  • Security/Safety: Closed Circuit Camera(s), Security Fencing/Lighting/Alarms, Smoke Detector(s)

Exterior

  • Exterior Features: Irrigation System, Lighting, Private Mailbox, Storage

Parking

  • Carport: 1
  • Carport Spaces: 1
  • Covered Spaces: 1
  • Parking Features: Boat, Covered, Driveway, Golf Cart Parking, Guest, Oversized, RV Parking

Location

  • Area: 33570 - Ruskin/Apollo Beach
  • County: Hillsborough
  • Development Name: 33570 - Ruskin/Apollo Beach
  • Subdivision: COLLURA SUB
  • Driving Directions: Shellpoint to Steven St. Home is on the right
  • Direction Faces: East

School Information

  • Elementary School: Thompson Elementary
  • Middle School: Shields-HB
  • High School: Lennard-HB

Community

  • Community Name: 33570 - Ruskin/Apollo Beach

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric, Heat Pump

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Water Connected

Structural Information

  • Exterior Const.: Block
  • Roof: Metal
  • Stories/Levels: One
  • Square Feet: 1,580
  • Sq. Ft. Source: Public Records
  • Year Built: 1965

Additional Structures

  • Other Structures: Shed(s), Storage, Workshop

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.21
  • Lot Size (Sq. Ft.): 9,100
  • Lot Size: 9100
  • Lot Dimensions: 65 x 140
  • Frontage: Street Dead-End, Street Paved
  • Street/Road Desc.: Paved, Asphalt

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Bay/Harbor, Canal - Saltwater, Gulf/Ocean
  • Water Extras: Yes
  • Water Front Desc.: Saltwater Canal

Financial Considerations

  • Tax Amount: $6,322.82
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: COLLURA SUB LOT 18
  • Flood Zone Info: AE
  • APN: U11321818V00000000018.0
  • Property ID: U11321818V00000000018.0

Listed by Powell Realty

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Listing agents

— 106 Steven St —

  • Powell Realty

  • Powell Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 106 Steven St

School District:Hillsborough County School District
NameGradesDistance
Thompson Elementary
2020 East Shell Point Road, Ruskin, FL 33570
K-54.1 mi
Shields Middle School
15732 Beth Shields Way, Ruskin, FL 33573
6-86.5 mi
Lennard High School
2002 East Shell Point Road, Ruskin, FL 33570
9-124.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 106 Steven St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/03/2026
Price Reduced
$574,900
-4.17%
MLS
4/25/2026
Listed
$599,900
23.44%
MLS
7/29/2022
Sold
$486,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 106 Steven St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,323
—
$281,945
-15%
2024
$6,323
7%
$332,157
7%
2023
$5,910
24%
$309,687
27%
2021
$4,777
-11%
$244,735
-22%
2022
$5,367
12%
$315,475
196%
2021
$4,777
236%
$106,511
2%
2019
$1,420
4%
$104,116
2%
2018
$1,370
2%
$102,175
2%
2017
$1,341
2%
$100,073
2%
2016
$1,316
-1%
$98,015
1%
2015
$1,329
2%
$97,334
1%
2014
$1,305
—
$96,562
1%
2013
$1,303
—
$95,135
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Powell Realty

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106 Steven Street, Ruskin, FL 33570 (MLS# TB8501771) is a Single Family property with 3 bedrooms and 2 full bathrooms. 106 Steven Street is currently listed for $574,900 and was received on April 25, 2026. Want to learn more about 106 Steven Street? Do you have questions about finding other Single Family real estate for sale in Ruskin? You can browse all Ruskin real estate or contact a Coldwell Banker agent to request more information.

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