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$549,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 4 Full Baths
  • 3,020 Sq. Ft.
  • Updated 8 days ago

Next open house:

Open House: 12:00 PM - 3:00 PM

Saturday 6/20 12:00 PM - 3:00 PM

1638 Mira Lago Circle,Ruskin, FL 33570

1638 Mira Lago CircleRuskinFL33570

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Welcome to this exceptional waterfront pool home in the gated community of Mira Lago, offering over 3,000 square feet of beautifully updated living space with stunning lake views and an incredible outdoor lifestyle. From the moment you arrive, the oversized 3-car garage, lush landscaping, and inviting entry create a lasting first impression. Inside, you'll find a bright, open floor plan filled with natural light, soaring ceilings, plantation shutters throughout, and elegant crown molding that adds a refined touch to every room. The kitchen serves as the heart of the home, featuring quartz countertops, stainless steel appliances, a large center island with breakfast bar, abundant cabinetry, and a spacious closet pantry. It flows seamlessly into the living and dining areas, making entertaining effortless. Offering 4 bedrooms, 4 full bathrooms, and a large loft/bonus room that could easily serve as a 5th bedroom, media room, or home office, this versatile floor plan provides space for everyone. The spacious owner's suite offers a private retreat with dual vanities, a soaking tub, separate shower, and generous walk-in closets. Step outside and experience what truly sets this property apart. The screened lanai overlooks a heated pool and spa, creating the perfect setting for year-round enjoyment. Beyond the pool, you'll discover one of the home's most unique features: a private beach-style retreat overlooking Mira Lago's largest lake. Whether you're enjoying your morning coffee, watching local wildlife, or taking in breathtaking sunset views across the water, this space captures the very best of Florida living. Recent updates, including a NEW ROOF and A/C system, provide peace of mind, while LOW CDD fees and NO FLOOD INSURANCE REQUIRED (X Flood Zone) enhance the home's overall value. Mira Lago is a gated community offering resort-style amenities including a community pool, playground, and basketball courts. Conveniently located near Bahia Beach, E.G. Simmons Regional Park, public boat ramps, Tampa Bay waterfront recreation, shopping, dining, and major commuter routes including US-41 and I-75, this home offers the perfect combination of waterfront living, convenience, and lifestyle.

Full Property Details for 1638 Mira Lago Cir

General

  • Price: $549,900
  • HOA FEE: $98/month
  • HOA FEE FREQ.: Quarterly
  • Taxes: $4,716 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8494933
  • Updated: 6/10/2026
  • Added to Site: 51 day(s) ago

Rental Information

  • Min. Lease: 8-12 Months

Interior

  • Number of Rooms: 3
  • Interior Features: Ceiling Fan(s)
  • Appliances: Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Basketball Court
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Heated, In Ground
  • Spa: Yes
  • Spa Description: Heated, In Ground

Exterior

  • Exterior Features: Hurricane Shutters, Irrigation System, Private Mailbox, Sidewalk
  • Deck/Patio: Covered, Screened
  • Porch/Patio/Deck: Covered, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Covered Spaces: 3

Location

  • Area: 33570 - Ruskin/Apollo Beach
  • County: Hillsborough
  • Development Name: 33570 - Ruskin/Apollo Beach
  • Subdivision: MIRA LAGO WEST PH 2A
  • Driving Directions: I-75 South to Exit 240B (Ruskin). Exit right onto SR674. Turn Right onto South US HWY 41 and go about 1.0 mile to 11th Ave. NW; make a Left. Go to Mira Lago's main gate and turn Right onto York Dale Dr. Turn Right onto Mira Lago Circle, continue around the bend. House is on the left.
  • Direction Faces: North

School Information

  • Elementary School: Thompson Elementary
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB

Community

  • Community Name: 33570 - Ruskin/Apollo Beach
  • Community Features: Deed Restrictions, Gated Community - No Guard, Park, Playground, Pool, Sidewalks
  • Optional Amenities: Basketball Court
  • Association: Yes
  • Assoc. Name: Excelsior Community Management LLC-Jen Robertson
  • Pet Restrictions: Buyer and buyers agent to verify

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Structural Information

  • Exterior Const.: Stucco
  • Roof: Shingle
  • Stories/Levels: Two
  • Square Feet: 3,020
  • Sq. Ft. Source: Public Records
  • Year Built: 2006

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.19
  • Lot Size (Sq. Ft.): 8,468
  • Lot Size: 8468
  • Frontage: Private Road
  • Street/Road Desc.: Asphalt, Paved

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Pond

Financial Considerations

  • Association Fee: $294
  • Assoc Fee Freq.: Quarterly
  • Assoc Fee Desc.: Required
  • CDD: Yes
  • Tax Amount: $4,716
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: MIRA LAGO WEST PHASE 2A LOT 286
  • Flood Zone Info: X500
  • APN: U01321882200000000286.0
  • Property ID: U01321882200000000286.0
  • Block/Lot/Section: 0/286

Listed by Keller Williams South Shore

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— 1638 Mira Lago Cir —

  • Keller Williams South Shore

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 1638 Mira Lago Cir

School District:Hillsborough County School District
NameGradesDistance
Thompson Elementary
2020 East Shell Point Road, Ruskin, FL 33570
K-53 mi
Shields Middle School
15732 Beth Shields Way, Ruskin, FL 33573
6-85.1 mi
Lennard High School
2002 East Shell Point Road, Ruskin, FL 33570
9-123 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1638 Mira Lago Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/03/2026
Price Reduced
$549,900
-4.35%
MLS
4/29/2026
Listed
$574,900
35.27%
MLS
10/20/2006
Sold
$425,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1638 Mira Lago Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$4,427
—
$203,746
3%
2024
$4,427
3%
$198,004
3%
2023
$4,295
7%
$192,237
6%
2021
$4,026
-1%
$181,202
-3%
2022
$4,076
1%
$186,638
4%
2021
$4,026
5%
$178,700
2%
2019
$3,838
1%
$174,682
2%
2018
$3,783
1%
$171,425
2%
2017
$3,742
1%
$167,899
2%
2016
$3,712
-3%
$164,446
1%
2015
$3,818
1%
$163,303
1%
2014
$3,793
—
$162,007
1%
2013
$3,797
—
$159,613
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Keller Williams South Shore

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1638 Mira Lago Circle, Ruskin, FL 33570 (MLS# TB8494933) is a Single Family property with 4 bedrooms and 4 full bathrooms. 1638 Mira Lago Circle is currently listed for $549,900 and was received on April 29, 2026. Want to learn more about 1638 Mira Lago Circle? Do you have questions about finding other Single Family real estate for sale in Ruskin? You can browse all Ruskin real estate or contact a Coldwell Banker agent to request more information.

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