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$1,275,000 Just Listed
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Property Description
3422 W Shell Point Rd, Ruskin, FL 33570 Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle. Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views. The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances. The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking. Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away. Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, hurricane shutters, vinyl fencing, and public water and sewer. Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver. ***** WHAT THE SELLERS LOVE ***** "We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted."
Full Property Details
Full Property Details for 3422 W Shell Point Rd
General
- Price: $1,275,000
- Taxes: $4,146 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8533780
- Updated: 8/4/2026
- Added to Site: 2 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 11
- Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Fireplace: Yes
- Fireplace(s): Circulating, Insert, Living Room, Wood Burning
- Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Carpet, Ceramic Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Inside, Laundry Room
Exterior
- Exterior Features: French Doors, Hurricane Shutters, Irrigation System, Lighting, Private Yard, Rain Gutters, Sliding Doors
- Deck/Patio: Covered, Patio, Rear Porch, Screened
- Porch/Patio/Deck: Covered, Patio, Rear Porch, Screened
Parking
- Parking Features: Boat, Driveway, Off Street, Open
Location
- Area: 33570 - Ruskin/Apollo Beach
- County: Hillsborough
- Development Name: 33570 - Ruskin/Apollo Beach
- Subdivision: SHELL POINT SUB
- Driving Directions: From I-75: Take Exit 240B for FL-674 W / College Ave toward Ruskin. Merge onto FL-674 W / College Ave and continue west for approximately 3 miles to US Hwy 41 N (Tamiami Trail). Turn right (north) onto US Hwy 41 N, then take an immediate left (west) onto W Shell Point Rd. Continue west on W Shell Point Rd for about 3 miles, passing Shell Point Marina. The property, 3422 W Shell Point Rd, will be on your right. From US-41: From US Hwy 41 in Ruskin, turn west onto W Shell Point Rd. Head west for approximately 3 miles toward Tampa Bay. The home will be located on the right-hand side.
- Direction Faces: Southwest
School Information
- Elementary School: Thompson Elementary
- Middle School: Shields-HB
- High School: Lennard-HB
Community
- Community Name: 33570 - Ruskin/Apollo Beach
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer, Septic Tank
- Water: Public, Well
- Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Structural Information
- Architectural Info: Florida, Ranch
- Architectural Style: Florida, Ranch
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Windows: Blinds, Shutters, Window Treatments
- Stories/Levels: One
- Square Feet: 3,100
- Sq. Ft. Source: Owner
- Year Built: 1979
Lot Features
- Property View: Water
- Lot Size (Acres): 0.18
- Lot Size (Sq. Ft.): 7,650
- Lot Size: 7650
- Frontage: Street Paved
- Street/Road Desc.: Paved, Asphalt
- Fencing (Description): Fenced, Other, Vinyl
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor, Brackish Water, Gulf/Ocean, Marina, River
- Water Extras: Yes
- Water Front Desc.: Brackish Water, River Front
Financial Considerations
- Tax Amount: $4,146
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: SHELL POINT SUBDIVISION LOT 4 AND E 1/2 OF LOT 5
- Flood Zone Info: AE
- APN: U11321818S00000000004.0
- Property ID: U11321818S00000000004.0
Listed by 27North Realty
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Schools
Schools serving 3422 W Shell Point Rd
School District:Hillsborough County School District
| Name | Grades | Distance |
|---|---|---|
Thompson Elementary 2020 East Shell Point Road, Ruskin, FL 33570 | K-5 | 4.5 mi |
Shields Middle School 15732 Beth Shields Way, Ruskin, FL 33573 | 6-8 | 6.9 mi |
Lennard High School 2002 East Shell Point Road, Ruskin, FL 33570 | 9-12 | 4.5 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3422 W Shell Point Rd
Date
Details
Price
Change
Source
8/03/2026
Listed
$1,275,000
15.91%
MLS
9/17/2024
Sold
$1,100,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3422 W Shell Point Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,164
-37%
$192,931
-45%
2024
$6,652
-9%
$351,124
-10%
2023
$7,299
6%
$389,585
8%
2021
$6,896
-7%
$361,201
-11%
2022
$7,431
8%
$404,895
16%
2021
$6,896
6%
$349,780
4%
2019
$6,489
7%
$336,037
2%
2018
$6,087
10%
$329,575
16%
2017
$5,519
6%
$284,907
13%
2016
$5,207
10%
$252,469
10%
2015
$4,719
-1%
$229,517
-1%
2014
$4,760
1%
$230,954
3%
2013
$4,726
—
$224,714
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3422 W Shell Point Rd
3422 W Shell Point Road, Ruskin, FL 33570 (MLS# TB8533780) is a Single Family property with 3 bedrooms and 3 full bathrooms. 3422 W Shell Point Road is currently listed for $1,275,000 and was received on August 03, 2026. Want to learn more about 3422 W Shell Point Road? Do you have questions about finding other Single Family real estate for sale in Ruskin? You can browse all Ruskin real estate or contact a Coldwell Banker agent to request more information.

