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$999,999 Sale Pending
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Property Description
Under contract-accepting backup offers. ABSOLUTELY STUNNING CUSTOM WATERFRONT POOL HOME WITH DIRECT TAMPA BAY ACCESS! This Key West-style masterpiece combines luxury, strength, and true Florida living. Built with poured concrete block from ground to roof and Hardy concrete siding, this home is virtually hurricane-proof-having sustained only minor damage through recent major storms. Offering 3,662 sq. ft. of elegant living space, this 4-bedroom, 4-bath home features a bonus room, dining/game area, and a family/great room-all designed to capture the breathtaking waterfront views from nearly every window. The gourmet kitchen is a chef's dream, boasting custom 42" cabinets with crown molding, granite countertops, and a Viking stainless steel appliance package with a new cooktop, oven, and warming drawer-plus hidden spice drawers on each side of the stove. Freshly painted inside and out, the home showcases new 36" porcelain tile flooring for a sleek, modern look. The entire third floor is a private owner's retreat complete with custom walk-in closets and a luxurious spa bath featuring dual vanities, a hydro spa tub, a massive walk-in shower, and all-new fixtures. Enjoy panoramic canal and bay views from multiple expansive balconies accessed through French doors-three of which have been newly screened with no-see-um mesh, allowing you to fully embrace the Florida lifestyle while enjoying sunsets without the bugs! These screened areas expand the home's usable living space, creating the perfect spots for morning coffee or evening relaxation.The resurfaced pool and spa include a new pool pump and elevated equipment, while the 7,000 lb boat lift makes it easy to explore Tampa Bay's best fishing waters-Tarpon, Snook, Redfish, Trout, and Grouper are all just minutes away! Two marinas with gas are within 15 minutes, and by boat, you're only 20 minutes to the St. Pete Pier and 30 minutes to the Skyway Bridge. Additional highlights include new lighting fixtures and ceiling fans, coffered and tray ceilings, crown molding, hurricane-rated windows and doors, two newer AC units, two propane tankless water heaters, a 25KW Generac propane generator, and new exterior LED Bluetooth lighting. The oversized 8+ car garage is a dream for car enthusiasts, offering ample storage and workshop potential-plus, there are multiple car shows within 30-45 minutes almost every weekend! For added peace of mind, the home has been regularly serviced by a pest control company since purchase, and a professional mosquito prevention service has been in place for the past year. Outdoors, a regulation-size basketball goal adds a fun recreational touch-perfect for those who enjoy a quick game of hoops. Conveniently located just 10 minutes from Super Walmart, 35-45 minutes from two Costco locations, 45 minutes from Tampa International Airport, and 45 minutes to Sarasota, this home offers both peace and proximity. Sunsets are truly the best on Tampa Bay, and with no HOA or CDD fees, you can live freely while enjoying all the perks of a luxury waterfront lifestyle. With 5-star reviews on Airbnb and VRBO, this home has generated nearly $50,000 in annual income-making it a smart investment as well as a showstopping residence. This is more than a home-it's a waterfront paradise offering unmatched beauty, function, and Florida luxury. Schedule your private showing today!
Full Property Details
Full Property Details for 3523 W Shell Point Rd
General
- Price: $999,999
- Taxes: $20,075 (2025)
- Status: Pending
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8442486
- Updated: 1/15/2026
- Added to Site: 79 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 9
- Interior Features: Built-in Features, Ceiling Fan(s), Crown Molding, High Ceilings, Kitchen and Family Room Combination, Open Floorplan, Split Bedroom, Stone Counters, Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Family Room, Gas
- Appliances: Bar Fridge, Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator, Wine Refrigerator
- Flooring: Porcelain Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Inside
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Gunite, In Ground, Solar Power Pump
- Spa: Yes
- Security/Safety: Security System Owned, Smoke Detector(s)
Exterior
- Exterior Features: Balcony, French Doors, Irrigation System
- Deck/Patio: Covered, Deck, Patio, Porch
- Porch/Patio/Deck: Covered, Deck, Patio, Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 8
- Covered Spaces: 8
- Parking Features: Ground Level, Oversized, Tandem
Location
- Area: 33570 - Ruskin/Apollo Beach
- County: Hillsborough
- Development Name: 33570 - Ruskin/Apollo Beach
- Subdivision: SHELL POINT 1ST ADD
- Driving Directions: South on 41, head West on Shell Point Rd to home on the right
- Direction Faces: Northwest
School Information
- Middle School: Shields-HB
- High School: Lennard-HB
Community
- Community Name: 33570 - Ruskin/Apollo Beach
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Natural Gas
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable TV Available, Electricity Connected, Public
Structural Information
- Architectural Info: Key West
- Architectural Style: Key West
- Exterior Const.: Block, Stucco
- Roof: Metal
- Windows: Blinds
- Stories/Levels: Two
- Square Feet: 3,662
- Sq. Ft. Source: Appraiser
- Year Built: 2008
Lot Features
- Property View: Water
- Lot Size (Acres): 0.29
- Lot Size (Sq. Ft.): 12,772
- Lot Size: 12772
- Lot Dimensions: 62 x 208
- Street/Road Desc.: Paved
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor, Canal - Saltwater, Gulf/Ocean, Gulf/Ocean to Bay
- Water Extras: Yes
- Water Front Desc.: Saltwater Canal
Financial Considerations
- Assoc Fee Desc.: None
- Tax Amount: $20,075
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: SHELL POINT 1ST ADDITION TO LOT 15
- Flood Zone Info: AE
- APN: U02321818T00000000015.0
- Property ID: U02321818T00000000015.0
Listed by Dalton Wade Inc
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Schools
Schools serving 3523 W Shell Point Rd
School District:Hillsborough County School District
| Name | Grades | Distance |
|---|---|---|
Thompson Elementary 2020 East Shell Point Road, Ruskin, FL 33570 | K-5 | 4.5 mi |
Shields Middle School 15732 Beth Shields Way, Ruskin, FL 33573 | 6-8 | 6.9 mi |
Lennard High School 2002 East Shell Point Road, Ruskin, FL 33570 | 9-12 | 4.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3523 W Shell Point Rd
Date
Details
Price
Change
Source
1/12/2026
Price Reduced
$999,999
-13.04%
MLS
12/16/2025
Price Reduced
$1,150,000
-4.17%
MLS
11/29/2025
Price Reduced
$1,200,000
-7.69%
MLS
11/17/2025
Price Reduced
$1,300,000
-6.81%
MLS
11/14/2025
Price Reduced
$1,395,000
-3.46%
MLS
11/11/2025
Price Reduced
$1,445,000
-3.34%
MLS
11/03/2025
Listed
$1,495,000
52.55%
MLS
4/13/2021
Sold
$980,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3523 W Shell Point Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$20,911
4%
$1,113,004
-1%
2024
$20,051
5%
$1,124,046
5%
2023
$19,025
82%
$1,071,255
78%
2021
$10,462
-40%
$602,153
-38%
2022
$17,312
65%
$964,124
62%
2021
$10,462
3%
$593,839
2%
2019
$10,131
1%
$580,488
2%
2018
$10,062
1%
$569,664
2%
2017
$9,953
—
$557,947
2%
2016
$9,904
6%
$546,471
17%
2015
$9,350
25%
$467,486
14%
2014
$7,483
—
$410,495
1%
2013
$7,510
—
$404,429
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3523 W Shell Point Rd
3523 W Shell Point Road, Ruskin, FL 33570 (MLS# TB8442486) is a Single Family property with 4 bedrooms and 4 full bathrooms. 3523 W Shell Point Road is currently listed for $999,999 and was received on November 03, 2025. Want to learn more about 3523 W Shell Point Road? Do you have questions about finding other Single Family real estate for sale in Ruskin? You can browse all Ruskin real estate or contact a Coldwell Banker agent to request more information.

