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$425,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 1 Partial Bath
  • 2,820 Sq. Ft.
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Welcome to your new home where opportunity meets lifestyle in the sought-after Shell Cove community! Assumable VA loan at 2.99 for qualified veterans. Built in 2021 and move in ready, this spacious 3 bedroom, 2.5 bathroom with additional mother in law suite boasting an additional 1 bedroom, 1 bathroom with separate living space, kitchenette, and separate key entry, offers 2,820 sq ft of thoughtfully designed living space perfect for buyers who are ready to make it home. Step inside through the 9ft door entry to the soaring high ceilings, beautiful flooring, vaulted ceilings, and open concept layout makes living effortless. The chef's kitchen is the heart of the home, featuring granite countertops, stainless steal appliances, and a large center island that invites gatherings. Community offers resort style pool, dog park, playground, basketball court, clubhouse, and scenic walking trails. Neighborhood has Publix, Walmart, UTC Mall and Ellenton Premium Outlets, local waterfront dinning, Little Harbour Marina, local boat and jet ski rentals, Bahia Beach, Apollo Beach Nature Reserve and easy commutes to Tampa, St. Petersburg, Sarasota.

Full Property Details for 528 Ocean Spray Dr

General

  • Price: $425,000
  • HOA FEE: $7/month
  • HOA FEE FREQ.: Annually
  • Taxes: $10,267 (2024)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8481015
  • Updated: 3/26/2026
  • Added to Site: 47 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 8
  • Interior Features: Ceiling Fan(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Laundry Room

Exterior

  • Exterior Features: Hurricane Shutters, Sliding Doors

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Covered Spaces: 3

Location

  • Area: 33570 - Ruskin/Apollo Beach
  • County: Hillsborough
  • Development Name: 33570 - Ruskin/Apollo Beach
  • Subdivision: SHELL COVE PH 2
  • Driving Directions: Take I-75S to Naples. Exit 240B for FL-674W toward Ruskin. Merge onto FL-674W/College Ave. Turn right onto S. Tamiami TRL/S U.S. HWY 41. Turn left onto Shell Point Rd. Turn right onto 4th ST NW. Turn left onto 6th Ave NW. Turn left Ocean Spray Dr. Arrive at 528 Ocean Spray. Please provide POF or pre-approval with all offers.
  • Direction Faces: West

Community

  • Community Name: 33570 - Ruskin/Apollo Beach
  • Association: Yes
  • Assoc. Name: Alex Carrera
  • Number of Pets: 2
  • Pet Restrictions: One pet weighing up to 30lbs or a maximum of two pets weighing up to 30lbs total

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • Sewer: Public Sewer
  • Water: None
  • Utility Description: Public

Structural Information

  • Exterior Const.: Stucco
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 2,820
  • Sq. Ft. Source: Public Records
  • Year Built: 2021

Lot Features

  • Lot Size (Acres): 0.18
  • Lot Size (Sq. Ft.): 7,680
  • Lot Size: 7680
  • Street/Road Desc.: Asphalt

Financial Considerations

  • Association Fee: $84
  • Assoc Fee Freq.: Annually
  • Assoc Fee Desc.: Required
  • CDD: Yes
  • Tax Amount: $10,267
  • Tax Year: 2024

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: SHELL COVE PHASE 2 LOT 603
  • Flood Zone Info: AE
  • APN: U063219C0O00000000603.0
  • Property ID: U063219C0O00000000603.0

Listed by Exp Realty, Llc

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Listing agents

— 528 Ocean Spray Dr —

  • Exp Realty, Llc

  • Exp Realty, Llc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 528 Ocean Spray Dr

School District:Hillsborough County School District
NameGradesDistance
Thompson Elementary
2020 East Shell Point Road, Ruskin, FL 33570
K-52.1 mi
Shields Middle School
15732 Beth Shields Way, Ruskin, FL 33573
6-84.5 mi
Lennard High School
2002 East Shell Point Road, Ruskin, FL 33570
9-122 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 528 Ocean Spray Dr Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/26/2026
Price Reduced
$425,000
-3.19%
MLS
2/26/2026
Listed
$439,000
9.97%
MLS
10/20/2021
Sold
$399,200
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 528 Ocean Spray Dr

Year
Property Taxes
Change
Tax Assessment
Change
2025
$11,432
11%
$418,381
2%
2024
$10,267
2%
$409,765
3%
2023
$10,039
159%
$397,830
713%
2021
$3,881
-64%
$48,922
-88%
2022
$10,685
175%
$414,136
5292%
2021
$3,881
—
$7,680
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 528 Ocean Spray Dr

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Exp Realty, Llc

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528 Ocean Spray Drive, Ruskin, FL 33570 (MLS# TB8481015) is a Single Family property with 4 bedrooms, 3 full bathrooms and 1 partial bathroom. 528 Ocean Spray Drive is currently listed for $425,000 and was received on February 26, 2026. Want to learn more about 528 Ocean Spray Drive? Do you have questions about finding other Single Family real estate for sale in Ruskin? You can browse all Ruskin real estate or contact a Coldwell Banker agent to request more information.

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