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Property Description
Experience the pinnacle of waterfront-adjacent luxury at 2504 Cumberland Cliff Drive, a masterfully curated estate situated in the prestigious gated enclave of River Bend in Ruskin, FL. This residence offers an unrivaled lifestyle, combining sophisticated interior design with a private outdoor resort, all just steps from the serene Little Manatee River and the community's private dock and canoe launch. Every inch of this nearly 3,900-square-foot sanctuary has been reimagined for the modern connoisseur. The home features a complete absence of carpet, replaced by the seamless installation of luxury vinyl plank, upgraded tile, and professional high-gloss epoxy finishes. The architectural integrity is elevated by bespoke crown molding and custom-cased windowsills throughout, complemented by upgraded oversized baseboards and designer lighting that casts a warm glow across the open-concept living spaces. The gourmet chef's kitchen serves as the heart of the home, featuring premium stone surfaces, high-end stainless appliances, and a social layout that flows effortlessly into the grand family room. For the collector, a stunning custom-built, LED-backlit wine wall provides a sophisticated focal point for entertaining. Nearby, a sleek electric fireplace creates a chic atmosphere for evening relaxation. Retreat to the primary suite to discover a boutique-style luxury walk-in closet. Custom-built to showcase your finest collections, it features high-end millwork, a center organization island, and designer pendant lighting. The spa-like en-suite bath offers a garden soaking tub and a seamless glass walk-in shower. The transition to outdoor living is spectacular. Beyond the sliding glass doors lies a brand-new 2024 heated saltwater pool and integrated spa, encased in an expansive screened enclosure. The L-shaped covered lanai is ready for ultimate entertaining, featuring a built-in summer kitchen and grill area along with vast extended paver decking. As the sun sets, professional exterior landscape lighting transforms the property into a glowing oasis. Key structural upgrades include a new roof installed in 2023 for total peace of mind and a spacious 3-car garage with professional epoxy flooring. Living in the gated River Bend community grants exclusive access to a state-of-the-art fitness center, professional tennis and basketball courts, a playground, and an Olympic-size resort pool with a splash pad. Residents also enjoy a private community dock and boardwalk providing direct access to the Little Manatee River. This is more than a home; it is a turnkey masterpiece designed for those who demand the absolute best in Florida luxury living. Whether you are looking for a modern sanctuary or an entertainer's dream, this Ruskin jewel is ready for its next owner.
Full Property Details
Full Property Details for MLS# TB8484931
General
- Price: $965,000
- HOA FEE: $63/month
- HOA FEE FREQ.: Quarterly
- Taxes: $5,056 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8484931
- Updated: Today (3/20/2026)
- Added to Site: Today
Rental Information
- Min. Lease: 1-7 Days
Interior
- Number of Rooms: 12
- Interior Features: Built-in Features, Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Kitchen and Family Room Combination, Living Room/Dining Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Electric, Living Room
- Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Epoxy, Luxury Vinyl, Tile
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Additional Information
- Shared Amenities: Basketball Court, Clubhouse, Fitness Center, Playground, Pool, Security
- Pool: Yes
- Private Pool: Yes
- Pool Description: Heated, In Ground, Lighting, Pool Alarm, Screen Enclosure
- Spa: Yes
- Spa Description: Heated, In Ground
- Security/Safety: Gated Community, Smoke Detector(s)
Exterior
- Exterior Features: Hurricane Shutters, Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Rain Gutters, Sliding Doors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
Location
- Area: 33570 - Ruskin/Apollo Beach
- County: Hillsborough
- Development Name: 33570 - Ruskin/Apollo Beach
- Subdivision: SPYGLASS AT RIVER BEND
- Driving Directions: Take I-75 South to Exit 240B (Ruskin). Head West on SR-674 / E College Ave toward US-41. Turn left onto 6th Street SE, then turn right onto 21st Street SE. Turn left into the River Bend community entrance on River Briar Blvd. Continue through the gate and turn right onto Orange Mill Ave. Turn left onto Cumberland Cliff Drive and follow to the property, which will be on your right.
- Direction Faces: West
Community
- Community Name: 33570 - Ruskin/Apollo Beach
- Community Features: Dock, Fishing, River
- Optional Amenities: Basketball Court, Clubhouse, Fitness Center, Playground, Pool, Security
- Association: Yes
- Assoc. Name: SEE ATTACHED HOA ADDENDUM
- Pet Restrictions: Buyer's Agent to verify if there are any pet restrictions with the HOA.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable TV Available, Electricity Available, Phone Available, Sewer Available, Street Lights, Water Available
Structural Information
- Builder: Lennar
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: Two
- Square Feet: 3,918
- Sq. Ft. Source: Public Records
- Year Built: 2014
Lot Features
- Lot Size (Acres): 0.28
- Lot Size (Sq. Ft.): 12,244
- Lot Size: 12244
- Lot Dimensions: 85.03 x 144
- Street/Road Desc.: Asphalt
Water Features
- Water Access: Yes
- Water Access Desc: River
- Water Extras: Yes
Financial Considerations
- Association Fee: $189
- Assoc Fee Freq.: Quarterly
- Assoc Fee Desc.: Required
- CDD: Yes
- Tax Amount: $5,056.18
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: SPYGLASS AT RIVER BEND LOT 32 BLOCK 13
- Flood Zone Info: X
- APN: U20321987K00001300032.0
- Property ID: U20321987K00001300032.0
- Block/Lot/Section: 13
Listed by Compass Florida Llc
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Schools
Schools serving MLS# TB8484931
School District:Hillsborough County School District
| Name | Grades | Distance |
|---|---|---|
Doby Elementary School 6720 Covington Garden Drive, Apollo Beach, FL 33572 | PK-5 | 4.7 mi |
Shields Middle School 15732 Beth Shields Way, Ruskin, FL 33573 | 6-8 | 3.5 mi |
Lennard High School 2002 East Shell Point Road, Ruskin, FL 33570 | 9-12 | 1.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for MLS# TB8484931
Date
Details
Price
Change
Source
3/20/2026
Listed
$965,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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Estimate the Cost for MLS# TB8484931
MLS# TB8484931, Ruskin, FL 33570 (MLS# TB8484931) is a Single Family property with 4 bedrooms and 4 full bathrooms. MLS# TB8484931 is currently listed for $965,000 and was received on March 20, 2026. Want to learn more about MLS# TB8484931? Do you have questions about finding other Single Family real estate for sale in Ruskin? You can browse all Ruskin real estate or contact a Coldwell Banker agent to request more information.

