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$419,900
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Property Description
Welcome to this move-in ready 2022-built lakefront home in the highly desirable Trailmark subdivision of St. Augustine, FL! Featuring 3 bedrooms and 2 bathrooms, this beautifully upgraded home offers modern comfort, stylish finishes, peaceful lake views, and thoughtful details throughout. Step inside to high ceilings, luxury vinyl plank flooring throughout the main living areas, and neutral carpet in the bedrooms for added comfort. The open-concept layout is bright and inviting, with large clear sliding glass doors that showcase beautiful lake views from inside the home and create a seamless connection to the outdoor living spaces. The kitchen is a true standout with all-new stainless steel appliances, a gas range, gorgeous granite countertops, and a large kitchen island with bar seating-perfect for cooking, dining, entertaining, or gathering with family and friends. You'll also love the separate cabinet and coffee bar area, complete with an outlet for all your kitchen essentials, plus a great dedicated space for an electronic calendar, small TV, or command center. A walk-in pantry provides plenty of storage and convenience. The spacious primary bedroom features a beautiful accent wall and a large bay window that perfectly frames the peaceful lake view, creating a relaxing retreat at the end of the day. The primary bathroom offers two walk-in closets, a separate linen closet, a large walk-in shower, and beautiful new fixtures for a fresh, modern feel. Additional upgrades include a tankless water heater, water softener, and a designated drop zone just inside the garage entry-ideal for jackets, shoes, books, keys, pet accessories, and everyday essentials.Outside, enjoy the best of Florida coastal living with established young Queen Palms, front and back sprinklers, a screened porch, an additional open covered porch area, and an open brick-paver patio-perfect for grilling, relaxing by a firepit, or entertaining guests. The backyard is fenced with wrought iron fencing and multiple gates, allowing you to enjoy the beautiful open lake views while helping keep your little ones and pets safely contained. The spacious 2-car garage provides plenty of room for parking and storage, while the ample driveway offers convenient additional parking for guests. Trailmark offers a multitude of impressive neighborhood amenities, all for a very low annual HOA fee! Residents enjoy an expansive resort-style pool, lap pool, Camp House, fitness center, sand volleyball, basketball and pickleball courts, playground, kayak launch, dog park, and scenic walking trails-creating the perfect blend of recreation, relaxation, and community living. With its lakefront setting, newer construction, upgraded features, outdoor living spaces, exceptional neighborhood amenities, and ideal location in Trailmark, this home is ready for you to move right in and enjoy the best of St. Augustine living.
Full Property Details
Full Property Details for 98 Ferndale Wy
General
- Price: $419,900
- HOA FEE: $8/month
- HOA FEE FREQ.: Annually
- Taxes: $7,042 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: OM729508
- Updated: 7/31/2026
- Added to Site: 22 day(s) ago
Interior
- Number of Rooms: 9
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
- Appliances: Tankless Water Heater
- Furnishings: Unfurnished
- Flooring: Carpet, Luxury Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
Additional Information
- Shared Amenities: Clubhouse, Fitness Center
Exterior
- Exterior Features: Irrigation System, Permeable Paving, Sidewalk
- Deck/Patio: Covered, Front Porch, Patio, Rear Porch, Screened
- Porch/Patio/Deck: Covered, Front Porch, Patio, Rear Porch, Screened
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
Location
- Area: 32092 - Saint Augustine
- County: St Johns
- Development Name: 32092 - Saint Augustine
- Subdivision: WHISPER CRK PH 8
- Driving Directions: From I-95, take exit 323. travel west on International Golf Pkwy - approx 2.1 miles through SR 16, then right on Pacetti for another 2.6 miles to Trailmark. Take Trailmark Dr to Ferndale Dr. Home will be on your right.
- Direction Faces: Northwest
School Information
- Middle School: Pacetti Bay Middle
- High School: Tocoi Creek High School
Community
- Community Name: 32092 - Saint Augustine
- Optional Amenities: Clubhouse, Fitness Center
- Association: Yes
- Assoc. Name: Kevin Lesh
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable TV Available
Structural Information
- Architectural Info: Traditional
- Architectural Style: Traditional
- Exterior Const.: HardiPlank Type
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 1,908
- Sq. Ft. Source: Public Records
- Year Built: 2020
Lot Features
- Property View: Water
- Lot Size (Acres): 0.14
- Lot Size (Sq. Ft.): 6,098
- Lot Size: 6098
- Street/Road Desc.: Asphalt
- Fencing (Description): Other
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Lake
- Water Front Desc.: Lake Front
Financial Considerations
- Association Fee: $100
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- CDD: Yes
- Tax Amount: $7,042
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: 92/37-45 WHISPER CREEK PHASE 8 LOT 729 OR5973/585
- Flood Zone Info: X
- APN: 290117290
- Property ID: 290117290
- Block/Lot/Section: 7290
Listed by Sellstate Next Generation Realty
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Schools
Schools serving 98 Ferndale Wy
School District:St. Johns County School District
| Name | Grades | Distance |
|---|---|---|
Picolata Crossing Elementary School 2675 Pacetti Rd, St. Augustine, FL 32092 | PK-5 | 1.3 mi |
Pacetti Bay Middle School 245 Meadowlark Ln, St. Augustine, FL 32092 | 6-8 | 1.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 98 Ferndale Wy
Date
Details
Price
Change
Source
7/31/2026
Listed
$419,900
0.21%
MLS
6/11/2024
Sold
$419,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 98 Ferndale Wy
Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,042
32%
$349,347
-3%
2024
$5,354
—
$361,584
38%
2024
$5,354
—
$262,950
3%
2023
$5,342
2%
$255,291
6%
2021
$5,231
—
$240,636
-3%
2022
$5,252
—
$247,855
351%
2021
$5,231
74%
$55,000
—
2019
$2,998
—
$55,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 98 Ferndale Wy
98 Ferndale Way, Saint Augustine, FL 32092 (MLS# OM729508) is a Single Family property with 3 bedrooms and 2 full bathrooms. 98 Ferndale Way is currently listed for $419,900 and was received on July 31, 2026. Want to learn more about 98 Ferndale Way? Do you have questions about finding other Single Family real estate for sale in Saint Augustine? You can browse all Saint Augustine real estate or contact a Coldwell Banker agent to request more information.

