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$1,375,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1,196 Sq. Ft.
  • Updated 5 days ago
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A Bayfront Escape for All Seasons- whether you're here for summer boating, autumn fishing or winter sunsets, this spacious waterfront retreat has it all. Expansive decks for entertaining, guest - friendly spaces and your own private covered deep water dock with a boat lift (approx 7,000 lbs)set the stage for unforgettable coastal living. Enjoy white sand beach frontage, a private swimming pool and the convenience of a cargo lift. The welcoming entry features a covered deck with comfortable outdoor seating, a ceramic tiled foyer with washer & dryer and ample storage areas. The first living level offers a bayfront king master suite, a guest bedroom and bath and an amazing cathedral ceiling living room with panoramic water views. The open dining area flows into a thoughtfully designed kitchen with a gas stove, island with extra seating & 2 utility closets. Ceramic tile runs throughout, leading to a spacious outdoor deck of the living area, plus a covered lower deck perfect for a porch swing, hammock and additional seating (approx 10'x32') The loft level is perfect for guests, with 3 beds, a TV seating area, a full bath & large storage space for seasonal items, well and irrigation system. Golf cart to shops, dining and the Lighthouse Park. The information in the Tax Assessor website does not include the loft which is approx. 400 sq ft plus unheated storage spaces approx 192 sq.ft. BUYER to verify all dimensions.

Full Property Details for 435 Mccloud St

General

  • Price: $1,375,000
  • Taxes: $3,686 (2025)
  • Status: Active
  • Type: Single Family
  • Source: 933
  • MLS ID: 327810
  • Updated: 3/23/2026
  • Added to Site: 5 day(s) ago

Interior

  • Interior Features: Cathedral Ceiling(s), Fireplace, Gas Fireplace, Kitchen Island, Pantry, Window Treatment All
  • Appliances: Dryer, Electric Water Heater, Gas Oven, Microwave, Refrigerator, Washer
  • Furnishings: Partially
  • Flooring: Carpet, Ceramic Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Pool Description: Gunite

Exterior

  • Exterior Features: Boat Hoist, Shore Rip Rap
  • Porch/Patio/Deck: Covered Deck, Front Porch

Parking

  • Parking Features: Driveway

Location

  • Area: St. George Island
  • Subdivision: Gulf Beaches Units 1-5
  • Building Name: REID
  • Driving Directions: Drive west on Gulf Beach Dr, right on 5th Street, left on Bayshore Drive, right on Wing Street and right on McCloud St.

Heating & Cooling

  • Cooling Type: Central Air, Electric
  • Heating Type: Central, Electric

Utilities

  • Sewer: Aerobic Septic
  • Water: Public
  • Utility Description: Cable Available, Electricity Connected, Propane

Structural Information

  • Architectural Style: Custom
  • Construction Status: Construction Complete
  • Exterior Const.: Vinyl Siding
  • Square Feet: 1,196
  • Living Area: 1,196 Sq. Ft.
  • Year Built: 2002

Unit Information

  • Occupancy Rate: Vacant

Lot Features

  • Lot Dimensions: irregular
  • Lot Features: Waterfront

Water Features

  • Water Front: Yes
  • Water View: Yes

Financial Considerations

  • Tax Amount: $3,686
  • Tax Year: 2025
  • Terms: Cash, Conventional

Disclosures and Reports

  • Special Conditions: As Is
  • Legal Description: Unit 5, Block 54, Lot 4 St. George Island Gulf Beaches
  • Exclusions: See list in Documents
  • Property ID: 29-09S-06W-7315-0054-0040

Listed by Century 21 Collins Realty, Inc

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Listing agents

— 435 Mccloud St —

  • Century 21 Collins Realty, Inc

  • Century 21 Collins Realty, Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 435 Mccloud St

School District:Franklin County School District, Eastpoint, FL
NameGradesDistance
Franklin Virtual Instruction Program
85 School Road, Eastpoint, FL 32328
K-125.5 mi
Franklin County Schools Pk-12
1250 U.S. 98, Eastpoint, FL 32328
PK-127.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 435 Mccloud St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/23/2026
Listed
$1,375,000
65.66%
MLS
4/12/2004
Sold
$830,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 435 Mccloud St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,687
2%
$427,014
3%
2024
$3,617
-1%
$414,980
3%
2023
$3,641
-2%
$402,893
6%
2021
$3,702
2%
$379,765
-3%
2022
$3,621
-2%
$391,158
4%
2021
$3,702
-5%
$374,522
2%
2019
$3,881
-4%
$366,102
2%
2018
$4,032
3%
$359,276
2%
2017
$3,924
3%
$351,886
2%
2016
$3,802
—
$344,648
1%
2015
$3,790
-5%
$342,252
-4%
2014
$3,995
56%
$355,940
76%
2013
$2,565
—
$202,801
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Century 21 Collins Realty, Inc

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435 McCloud St, Saint George Island, FL 32328 (MLS# 327810) is a Single Family property with 3 bedrooms and 3 full bathrooms. 435 McCloud St is currently listed for $1,375,000 and was received on March 23, 2026. Want to learn more about 435 McCloud St? Do you have questions about finding other Single Family real estate for sale in Saint George Island? You can browse all Saint George Island real estate or contact a Coldwell Banker agent to request more information.

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