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$875,000
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Property Description
Effortless luxury meets true Gulf access-without a single bridge in sight. Located on the PERFECTLY named Manatee Canal, where dolphins and manatees play, this professionally remodeled 3 bedroom waterfront residence on Pinetree Drive delivers DIRECT, deep-water access to the Gulf, complete with a covered boat lift and private kayak launch - a boaters dream! Super curb appeal on this oversized lot with extended driveway and additional parking across the street! Meticulously cared for and it shows both in and out of the home. Inside, the home showcases refined coastal elegance with neutral flooring throughout, a stunning chef's kitchen featuring shaker-style cabinetry, a large open island, Jennair appliances and quartz countertops - its a beauty! Cornerstone did the remodel and it is spectacular! Filled with abundant natural lighting, luxury upgrades and thoughtfully designed to create a seamless blend of comfort and sophistication, this home flows and is the perfect size with spacious rooms and neutral colors! The outdoors is a DREAM - an EXTRAORDINARY maintenance-free entertainment oasis awaits-multi patios fully pavered and purpose-built for hosting, with multiple patios, a resort-style pool and stand alone spa, and a fully equipped outdoor kitchen - perfect to hang out with friends and enjoy the amazing paradise that surrounds you. A large fenced side yard, oversized lot, and additional parking across the street add rare convenience. Set in one of St. James City's most desirable waterfront communities, this exceptional property offers the ultimate Pine Island lifestyle-plus the rare advantage of an ASSUMABLE 2.75% loan. There are so many additional special features such as a community boat ramp, a 17 mile biking/walking path, boating or walking to multiple restaurants and marinas - you are so close to days of adventures exploring the waters and the incredible islands that surround you. St. James offers a vibrant lifestyle where you can live your best life! If you are looking for more than just an ordinary home you have found it! ASSUMABLE FLOOD INSURANCE OF $1,529 a year!
Full Property Details
Full Property Details for 3446 Pine Tree Dr
General
- Price: $875,000
- HOA FEE: $13/month
- HOA FEE FREQ.: Annually
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026000121
- Updated: 1/7/2026
- Added to Site: 13 day(s) ago
Interior
- Interior Features: Split Bedrooms, Great Room, Family Room, Guest Bath, Guest Room, Entrance Foyer, Pantry, Walk-In Closet(s)
- Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Self-Cleaning Oven, Washer
- Furnishings: Unfurnished
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Jetted Tub, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Kitchen Island, Pantry
- Dining Room: Eat-in Kitchen, Formal
- Laundry: In Garage
Additional Information
- Shared Amenities: Community Boat Ramp, Boating, No Subdivision, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Custom Upgrades, Solar Heat
- Spa: Yes
- Spa Description: Concrete, Equipment Stays, Heated (Solar), Self-Cleaning
- Security/Safety: Smoke Detectors
Exterior
- Exterior Features: Dock, Boat Lift, Composite Dock, Dock Deeded, Elec Avail at dock, Water Avail at Dock, Outdoor Kitchen, Storage
- Porch/Patio/Deck: Open Porch/Lanai, Deck, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Attached
Location
- Area: PI02 - Pine Island (South)
- County: Lee
- Subdivision: MANATEE BAY UNRECORDED SUBDIVISION
- Building Name: MANATEE BAY UNRECORDED SUBDIVISION
- Direction Faces: South
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Septic Tank
- Water: Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Single Hung, Shutters
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,781
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,781 Sq. Ft.
- Year Built: 1997
Lot Features
- Property View: Canal, Intersecting Canal
- Lot Size (Acres): 0.341
- Lot Size (Sq. Ft.): 14,853
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 82 x 80 x 185 x 185
- Frontage Feet: 82
- Irrigation System: Central
- Lot Features: Regular
- Zoning: RS-1
- Lot Description: Regular
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: Canal Front, Intersecting Canal, Seawall
- Canal Width: Canal Width 81-120
- Boat Dock Slip: Yes
Financial Considerations
- Association Fee: $150
- Assoc Fee Freq.: Annually
- Tax Year: 2024
- Terms: Assumable, Buyer Finance/Cash, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: PARL IN NW 1/4 OF SE 1/4 AS DESC IN OR 1018/1162 AKA LT 27 BLK C
- Property ID: 23-45-22-05-0000C.0270
- Section: 23
- Block: C
- Lot Number: 27
Listed by Re/Max Sunshine
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Schools
Schools serving 3446 Pine Tree Dr
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Pine Island Elementary School 5360 Ridgewood Drive, Bokeelia, FL 33922 | K-5 | 5.7 mi |
Gulf Middle School, Cape Coral, FL 1809 Southwest 36th Terrace, Cape Coral, FL 33914 | 6-8 | 5.5 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 7 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 5.3 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 8.1 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 10 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 13.7 mi |
Island Coast High School 2125 De Navarra Parkway, Cape Coral, FL 33909 | 9-12 | 16.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3446 Pine Tree Dr
Date
Details
Price
Change
Source
1/06/2026
Listed
$875,000
76.77%
MLS
10/28/2020
Sold
$495,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3446 Pine Tree Dr
Year
Property Taxes
Change
Tax Assessment
Change
2024
$340
—
$325,285
22%
2024
$340
6%
$265,676
3%
2023
$321
21%
$257,938
-27%
2021
$266
-17%
$353,262
41%
2022
$319
20%
$250,425
-7%
2021
$266
-93%
$268,877
2%
2019
$3,996
—
$262,832
2%
2018
$3,983
—
$257,931
2%
2017
$3,980
1%
$252,626
2%
2016
$3,946
3%
$247,430
-23%
2015
$3,813
—
$321,002
7%
2014
$3,796
—
$299,391
17%
2013
$3,783
—
$255,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3446 Pine Tree Dr
3446 Pinetree Dr, Saint James City, FL 33956 (MLS# 2026000121) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3446 Pinetree Dr is currently listed for $875,000 and was received on January 06, 2026. Want to learn more about 3446 Pinetree Dr? Do you have questions about finding other Single Family real estate for sale in Saint James City? You can browse all Saint James City real estate or contact a Coldwell Banker agent to request more information.

