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$1,249,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,950 Sq. Ft.
  • Updated 10 hours ago
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Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, AND 189 feet of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this spacious 4-befroom, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Â Step outside to your private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift and fillet station, with quick access to open water for boating, fishing, kayaking, and unforgettable sunset cruises. Inside, the bright and inviting floor plan is designed for both relaxing and entertaining. The gourmet kitchen features custom cabinetry, Corian countertops, stainless steel appliances, a wine refrigerator, and generous space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides additonal privacy and includes its own kitchen and laundry. Â Surrounded by lush tropical landscaping and water views, this is more than a home--it's a lifestyle. Â Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of St. James City with the unmistakealbe feel of the Florida Keys right at home. Â This "Coastal Escape" currently on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. This home is in high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.

Full Property Details for 3544 Ruby Ave

General

  • Price: $1,249,000
  • Taxes: $15,417 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: L4965050
  • Updated: 9/14/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 4
  • Interior Features: Ceiling Fan(s), Walk-In Closet(s)
  • Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Furnishings: Turnkey
  • Flooring: Ceramic Tile, Engineered Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: In Kitchen

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground
  • Spa Description: Heated
  • Security/Safety: Security System

Exterior

  • Exterior Features: Balcony, Fire Pit, Lighting, Outdoor Grill, Sprinkler Metered
  • Deck/Patio: Covered, Enclosed, Patio, Screened
  • Porch/Patio/Deck: Covered, Enclosed, Patio, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Garage Door Opener, Golf Cart Parking

Location

  • Area: 33956 - Saint James City
  • County: Lee
  • Development Name: 33956 - Saint James City
  • Subdivision: BAYVIEW ACRES
  • Driving Directions: GPS
  • Direction Faces: West

School Information

  • Elementary School: Pine Island Elementary
  • Middle School: Gulf Middle School
  • High School: Ida S. Baker High School

Community

  • Community Name: 33956 - Saint James City

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Central, Electric

Utilities

  • Sewer: Septic Tank
  • Water: Public
  • Utility Description: Electricity Connected, Water Connected

Structural Information

  • Architectural Info: Coastal, Mid-Century Modern
  • Architectural Style: Coastal, Mid-Century Modern
  • Exterior Const.: Other
  • Roof: Metal
  • Stories/Levels: Two
  • Square Feet: 2,950
  • Sq. Ft. Source: Estimated
  • Year Built: 1993

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.28
  • Lot Size (Sq. Ft.): 12,327
  • Lot Size: 12327
  • Lot Dimensions: 86 x 110
  • Street/Road Desc.: Asphalt

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Canal - Saltwater, Gulf/Ocean
  • Water Extras: Yes
  • Water Front Desc.: Saltwater Canal

Financial Considerations

  • Tax Amount: $15,417.51
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: BAYVIEW ACRES BLK B PB 11 PG 101 LOT 9
  • Flood Zone Info: AE
  • APN: 024622110000B.0090
  • Property ID: 024622110000B.0090
  • Block/Lot/Section: B

Listed by Charles Rutenberg Realty Ftl

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Listing agent

— 3544 Ruby Ave —

  • Charles Rutenberg Realty Ftl

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3544 Ruby Ave

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Pine Island Elementary School
5360 Ridgewood Drive, Bokeelia, FL 33922
K-58.5 mi
Gulf Middle School, Cape Coral, FL
1809 Southwest 36th Terrace, Cape Coral, FL 33914
6-87.6 mi
Trafalgar Middle School
2120 Trafalgar Parkway, Cape Coral, FL 33991
6-89.6 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-127.5 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-1210.2 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-1212.6 mi
North Fort Myers High School
5000 Orange Grove Boulevard, North Fort Myers, FL 33903
9-1215.7 mi
Island Coast High School
2125 De Navarra Parkway, Cape Coral, FL 33909
9-1218.6 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3544 Ruby Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/14/2026
Listed
$1,249,000
31.47%
MLS
8/08/2024
Sold
$950,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3544 Ruby Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$15,418
—
$800,729
-22%
2025
$15,418
13%
$1,025,500
-4%
2024
$13,591
20%
$1,062,827
43%
2023
$11,318
42%
$740,837
48%
2021
$7,996
-27%
$500,443
-31%
2022
$10,884
36%
$727,366
59%
2021
$7,996
18%
$456,225
14%
2018
$6,759
-8%
$401,325
-10%
2019
$7,343
48%
$444,929
43%
2017
$4,960
1%
$311,510
2%
2016
$4,922
3%
$305,103
-21%
2015
$4,764
—
$387,600
11%
2014
$4,748
—
$350,501
3%
2013
$4,734
—
$341,899
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Charles Rutenberg Realty Ftl

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3544 Ruby Avenue, Saint James City, FL 33956 (MLS# L4965050) is a Single Family property with 4 bedrooms and 3 full bathrooms. 3544 Ruby Avenue is currently listed for $1,249,000 and was received on September 14, 2026. Want to learn more about 3544 Ruby Avenue? Do you have questions about finding other Single Family real estate for sale in Saint James City? You can browse all Saint James City real estate or contact a Coldwell Banker agent to request more information.

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