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$435,000
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Property Description
**TWO HOMES ON ONE LOT!** Unlock incredible investment potential with this rare 4-bedroom, 2-bathroom cottage-style residence, complete with a fully detached, income-ready 1-bedroom apartment behind. Whether you're looking for a savvy house hack, a multi-generational living setup, or a high-performing short-term rental, this property is designed to deliver immediate value. The two-story primary home exudes character, featuring elegant arched doorways and original built-in shelving that preserve its unique cottage charm. Enjoy peace of mind with extensive updates, including **a brand-new roof (June 2026)**, along with updated plumbing, electrical, and HVAC systems. The flexible floor plan offers two bedrooms and a full bathroom on the main level, with two additional bedrooms and a second full bathroom upstairs. Step outside to discover the detached 1-bedroom apartment-a stylish garage conversion designed for maximum versatility and income potential. This turnkey space features a full independent kitchen, making it ideal for long-term tenants, guests, or premium short-term rental opportunities. This unique property offers the perfect combination of move-in-ready reliability and outstanding income-producing potential. Live in the main home while the detached apartment helps offset your mortgage, or rent both for a dual-income investment. Don't miss this exceptional opportunity-schedule your showing today!
Full Property Details
Full Property Details for 305 28th St S
General
- Price: $435,000
- Taxes: $8,488 (2024)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: TB8459321
- Updated: 6/29/2026
- Added to Site: 200 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 3
- Interior Features: Ceiling Fan(s), Chair Rail, High Ceilings, Open Floorplan, Thermostat
- Fireplace(s): Wood Burning
- Appliances: Dishwasher, Range, Refrigerator
- Furnishings: Unfurnished
- Flooring: Tile, Vinyl, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Laundry: Inside
Exterior
- Exterior Features: Lighting, Private Entrance, Private Yard, Sidewalk
- Deck/Patio: Covered, Rear Porch
- Porch/Patio/Deck: Covered, Rear Porch
Location
- Area: 33712 - St Pete
- County: Pinellas
- Development Name: 33712 - St Pete
- Subdivision: PALMETTO PARK
- Driving Directions: From 275 - take exit 19 (22nd St S). Head east on 22nd St S to 31st St S. Turn left on 31st St S to 18th Ave S. Turn Rt on 18th Ave S to 28th St S. Turn Left on 28th St S to the home. You can access the home from the ally just South of the home and there is parking for both the main home and the efficiency in the ally way.
- Direction Faces: South
School Information
- Elementary School: Fairmount Park Elementary-PN
- Middle School: John Hopkins Middle-PN
- High School: Gibbs High-PN
Community
- Community Name: 33712 - St Pete
Heating & Cooling
- Cooling Type: Central Air, Wall/Window Unit(s)
- Heating Type: Central, Electric, Wall Units / Window Unit
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Structural Information
- Exterior Const.: Wood Frame, Wood Siding
- Roof: Shingle
- Stories/Levels: Two
- Square Feet: 2,524
- Sq. Ft. Source: Public Records
- Year Built: 1942
Additional Structures
- Other Structures: Guest House
Lot Features
- Property View: Garden
- Lot Size (Acres): 0.2
- Lot Size (Sq. Ft.): 8,599
- Lot Size: 8599
- Lot Dimensions: 60 x 123
- Street/Road Desc.: Asphalt, Gravel
- Fencing (Description): Vinyl
Financial Considerations
- Tax Amount: $8,488.23
- Tax Year: 2024
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: PALMETTO PARK BLK 5, S 60FT OF LOTS 1 AND 2 & S 60' OF E 1/2 OF LOT 3
- Flood Zone Info: X
- APN: 233116658620050011
- Property ID: 233116658620050011
- Block/Lot/Section: 5
Listed by Redfin Corporation
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Schools
Schools serving 305 28th St S
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Fairmount Park Elementary School 575 41st St S, St. Petersburg, FL 33711 | PK-5 | 1.2 mi |
John Hopkins Middle School 701 16th St S, St. Petersburg, FL 33705 | 6-8 | 1 mi |
Gibbs High School 850 34th St S, St. Petersburg, FL 33711 | 9-12 | 0.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 305 28th St S
Date
Details
Price
Change
Source
6/29/2026
Price Increased
$435,000
2.35%
MLS
5/11/2026
Price Reduced
$425,000
-2.3%
MLS
4/17/2026
Price Reduced
$435,000
-3.33%
MLS
3/13/2026
Price Reduced
$450,000
-2.17%
MLS
3/06/2026
Price Reduced
$460,000
-4.17%
MLS
2/27/2026
Price Reduced
$480,000
-2.04%
MLS
2/09/2026
Price Reduced
$490,000
-2%
MLS
1/30/2026
Price Reduced
$500,000
-3.85%
MLS
1/23/2026
Price Reduced
$520,000
-1.89%
MLS
1/02/2026
Listed
$530,000
35.9%
MLS
10/17/2025
Sold
$390,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 305 28th St S
Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,545
12%
$480,796
11%
2024
$8,488
96%
$434,946
54%
2023
$4,335
8%
$282,995
15%
2021
$4,012
—
$247,059
-2%
2022
$4,013
—
$252,158
15%
2021
$4,012
-16%
$219,085
-1%
2019
$4,771
17%
$221,335
18%
2018
$4,077
116%
$187,743
56%
2017
$1,890
91%
$120,502
162%
2016
$990
10%
$46,042
16%
2015
$902
98%
$39,590
99%
2014
$456
-27%
$19,916
-30%
2013
$627
—
$28,599
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 305 28th St S
305 28th Street S, Saint Petersburg, FL 33712 (MLS# TB8459321) is a Single Family property with 5 bedrooms and 3 full bathrooms. 305 28th Street S is currently listed for $435,000 and was received on January 02, 2026. Want to learn more about 305 28th Street S? Do you have questions about finding other Single Family real estate for sale in Saint Petersburg? You can browse all Saint Petersburg real estate or contact a Coldwell Banker agent to request more information.

