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$425,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
  • 1 Partial Bath
  • 1,562 Sq. Ft.
  • Updated 2 days ago
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Welcome to 3120 20th Ave N, a rare and versatile opportunity in the heart of Central St. Petersburg! This charming property features a 3-bedroom, 1-bathroom main home PLUS a FULLY PERMITTED 1-bedroom, 1-bathroom ATTACHED APARTMENT, making it ideal for house hacking, multi-generational living, or rental income potential. Imagine living in the main residence while leasing the apartment to offset your monthly costs, or earning extra income with both units. The layout provides privacy and convenience for tenants or extended family members. Outside, enjoy a large backyard perfect for gardening, entertaining, or future outdoor enhancements. Located in FEMA Flood Zone X, this home does not require flood insurance, a distinct advantage in this market. Situated near parks, shops, dining, and just minutes from downtown St. Pete, this property offers both practicality and lifestyle appeal. Recent updates include: Newer stainless steel appliances, New attic insulation in 2025, EV plug installed at driveway, Roof 2021, Updated electrical panel, tankless hot-water heater, and cost-saving minisplit AC units. Don't miss this unique investment-ready home in a highly desirable central location!

Full Property Details for 3120 20th St N

General

  • Price: $425,000
  • Taxes: $3,479 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8481407
  • Updated: 2/28/2026
  • Added to Site: 3 day(s) ago

Rental Information

  • Min. Lease: No Minimum

Interior

  • Number of Rooms: 3
  • Interior Features: Ceiling Fan(s)
  • Appliances: Dishwasher, Disposal, Range, Refrigerator, Tankless Water Heater
  • Furnishings: Unfurnished
  • Flooring: Laminate, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: In Kitchen

Exterior

  • Exterior Features: Private Yard, Rain Gutters

Location

  • Area: 33713 - St Pete
  • County: Pinellas
  • Development Name: 33713 - St Pete
  • Subdivision: FLAGG & MORRIS SUB
  • Driving Directions: West on 30th Ave N. Right on 20th Street N. Home on left.
  • Direction Faces: East

Community

  • Community Name: 33713 - St Pete

Heating & Cooling

  • Cooling Type: Mini-Split Unit(s)
  • Heating Type: Other

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Electricity Connected, Sewer Connected, Water Connected

Structural Information

  • Architectural Info: Bungalow
  • Architectural Style: Bungalow
  • Exterior Const.: Asbestos, HardiPlank Type
  • Roof: Shingle
  • Stories/Levels: One
  • Square Feet: 1,562
  • Sq. Ft. Source: Public Records
  • Year Built: 1956

Additional Structures

  • Other Structures: Guest House, Shed(s)

Lot Features

  • Lot Size (Acres): 0.14
  • Lot Size (Sq. Ft.): 6,251
  • Lot Size: 6251
  • Lot Dimensions: 50 x 125
  • Street/Road Desc.: Asphalt

Financial Considerations

  • Tax Amount: $3,479.42
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: FLAGG & MORRIS SUB LOT 23
  • Flood Zone Info: X
  • APN: 123116279720000230
  • Property ID: 123116279720000230

Listed by Mainframe Real Estate

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Listing agent

— 3120 20th St N —

  • Mainframe Real Estate

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3120 20th St N

School District:Pinellas County School District
NameGradesDistance
John M. Sexton Elementary School
1997 54th Ave N, St. Petersburg, FL 33714
PK-51.5 mi
Meadowlawn Middle School
6050 16th St N, St. Petersburg, FL 33703
6-81.9 mi
St. Petersburg High School
2501 5th Ave N, St. Petersburg, FL 33713
9-121.6 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3120 20th St N Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/27/2026
Listed
$425,000
48.6%
MLS
3/07/2023
Sold
$286,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3120 20th St N

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,479
6%
$217,269
3%
2024
$3,290
272%
$211,146
143%
2023
$884
6%
$87,034
6%
2021
$832
-1%
$82,038
-3%
2022
$840
1%
$84,499
4%
2021
$832
5%
$80,905
2%
2019
$792
3%
$79,086
2%
2018
$768
3%
$77,611
2%
2017
$748
1%
$76,015
2%
2016
$737
-3%
$74,452
1%
2015
$756
—
$73,934
1%
2014
$755
—
$73,347
2%
2013
$757
—
$72,263
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Mainframe Real Estate

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3120 20th Street N, Saint Petersburg, FL 33713 (MLS# TB8481407) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 3120 20th Street N is currently listed for $425,000 and was received on February 27, 2026. Want to learn more about 3120 20th Street N? Do you have questions about finding other Single Family real estate for sale in Saint Petersburg? You can browse all Saint Petersburg real estate or contact a Coldwell Banker agent to request more information.

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