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$199,900
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Property Description
Welcome to Sea Towers, a highly sought-after, 55+ gated waterfront community located directly on the Intracoastal Waterway in Madeira Beach. This 2-bedroom, 2-bath condominium offers approximately 1,100 square feet and features storm windows, hurricane shutters, and a covered parking space, providing both peace of mind and everyday convenience for coastal living. Enjoy captivating sunset views and ever-changing boat traffic from this secured, guard-gated community with a prime waterfront setting. While Sea Towers was impacted by Hurricane Helene, nearly all amenities have been rebuilt, only a couple are currently being completed. Residents can immediately enjoy two waterfront pools with locker areas, tennis courts, shuffleboard, a scenic walking path around the lagoon, a sun deck, two picnic areas with BBQ grills, and a walking bridge that looks out over the Intracoastal. The main amenity still under construction is the clubhouse, which will once again host indoor social activities upon completion. Whether you're looking for a primary residence or a waterfront retreat, this is a rare opportunity to own in a waterfront community offering security, resilience, and exceptional value.
Full Property Details
Full Property Details for 4550 Cove Cir #406
General
- Price: $199,900
- HOA FEE: $807/month
- Taxes: $3,420 (2025)
- Status: Active
- Type: Condo
- Source: MidFloridaRegionalMLS
- MLS ID: TB8457353
- Updated: 1/8/2026
- Added to Site: 26 day(s) ago
Rental Information
- Min. Lease: 3 Months
Interior
- Number of Rooms: 5
- Interior Features: Ceiling Fan(s)
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- Furnishings: Negotiable
- Flooring: Carpet, Luxury Vinyl, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Common Area
Additional Information
- Shared Amenities: Cable TV, Clubhouse, Elevator(s), Gated, Laundry, Maintenance, Other, Pool, Security, Shuffleboard Court, Storage, Tennis Court(s), Vehicle Restrictions
- Pool Description: In Ground
- Security/Safety: Fire Alarm, Gated Community, Security Fencing/Lighting/Alarms, Security Gate, Smoke Detector(s)
Exterior
- Exterior Features: Hurricane Shutters, Lighting, Sliding Doors, Storage, Tennis Court(s)
Parking
- Carports: Yes
- Carport: 1
- Carport Spaces: 1
- Covered Spaces: 1
- Parking Features: Covered, Deeded, Ground Level, Off Street, Reserved
Location
- Area: 33708 - St Pete/Madeira Bch/N Redington Bch/Shores
- County: Pinellas
- Development Name: 33708 - St Pete/Madeira Bch/N Redington Bch/Shores
- Subdivision: WASHINGTON TOWERS THE CONDO
- Driving Directions: Take Alt 19 west out of St Pete to the Tom Stuart Causeway and turn north (right) onto Duhme Rd. About 0.5 miles down, on your lefthand side will be Sea Towers; this is the condo community in which 4550 Cove Circle is located. Turn left into the community. Take an immediate left after the guard shack. Drive past the first building to the 2nd building - Washington.
- Direction Faces: East
Community
- Community Name: 33708 - St Pete/Madeira Bch/N Redington Bch/Shores
- Community Features: Fishing, Intracoastal Waterway, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Deed Restrictions, Gated Community - Guard, No Truck/RV/Motorcycle Parking, Pool, Sidewalks, Tennis Court(s), Wheelchair Access
- Optional Amenities: Cable TV, Clubhouse, Elevator(s), Gated, Laundry, Maintenance, Other, Pool, Security, Shuffleboard Court, Stor
- Association: Yes
- Assoc. Name: Laurie Lorenz
- Assoc. Fees Include: 24-Hour Guard, Cable TV, Common Area Taxes, Community Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Pool Maintenance, Private Road, Recreational Facilities, Security, Sewer, Trash, Water
- Adult Community: Yes
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Public
Structural Information
- Exterior Const.: Block, Concrete
- Roof: Built-Up
- Windows: Shutters, Storm Window(s)
- Stories/Levels: One
- Square Feet: 1,100
- Sq. Ft. Source: Public Records
- Year Built: 1973
Additional Structures
- Other Structures: Cabana, Outdoor Kitchen, Storage, Tennis Court(s)
Lot Features
- Property View: City, Water
- Frontage: Street Paved, Private Road
- Street/Road Desc.: Paved, Asphalt
Water Features
- Water View: Yes
- Water Extras: Yes
- Water Front Desc.: Waterfront
Financial Considerations
- Assoc Fee Desc.: None
- Condo Fee: $807
- Condo Fee Freq: Monthly
- Tax Amount: $3,420.06
- Tax Year: 2025
Disclosures and Reports
- Ownership: Condominium
- Special Conditions: None
- Legal Description: WASHINGTON TOWERS, THE CONDO UNIT 406
- Flood Zone Info: A
- APN: 33115950770000406
- Property ID: 33115950770000406
- Block/Lot/Section: 95077
Listed by Century 21 Re Champions
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Schools
Schools serving 4550 Cove Cir #406
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Orange Grove Elementary School 10300 65th Avenue North, Seminole, FL 33772 | K-5 | 1.5 mi |
Osceola Middle School, Seminole, FL 9301 98th Street North, Seminole, FL 33777 | 6-8 | 3.3 mi |
Seminole High School, Seminole, FL 8401 131st Street North, Seminole, FL 33776 | 9-12 | 3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4550 Cove Cir #406
Date
Details
Price
Change
Source
1/06/2026
Price Reduced
$199,900
-4.35%
MLS
12/23/2025
Listed
$209,000
-25.09%
MLS
3/03/2023
Sold
$279,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4550 Cove Cir #406
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,526
-15%
$195,248
-18%
2024
$4,158
12%
$239,339
—
2023
$3,697
18%
$238,484
36%
2021
$3,123
-9%
$175,914
-21%
2022
$3,429
10%
$222,415
53%
2021
$3,123
17%
$145,313
7%
2019
$2,668
6%
$136,101
7%
2018
$2,524
-2%
$127,585
-8%
2017
$2,574
7%
$138,124
6%
2016
$2,416
11%
$130,263
23%
2015
$2,169
6%
$106,089
2%
2014
$2,047
6%
$104,512
5%
2013
$1,924
—
$99,512
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4550 Cove Cir #406
4550 Cove Circle #406, Saint Petersburg, FL 33708 (MLS# TB8457353) is a Condo property with 2 bedrooms and 2 full bathrooms. 4550 Cove Circle #406 is currently listed for $199,900 and was received on December 23, 2025. Want to learn more about 4550 Cove Circle #406? Do you have questions about finding other Condo real estate for sale in Saint Petersburg? You can browse all Saint Petersburg real estate or contact a Coldwell Banker agent to request more information.

