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$255,900 Just Listed
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Property Description
Secluded sanctuary nestled in the heart of San Mateo! Welcome to a charming 3-bedroom, 1.5 bath Cottage on nearly 1 acre of land, offering privacy without the confines of an HOA. Step onto the full width front porch, an idyllic spot to unwind. Expansive backyard beckons with possibilities for outdoor fun and storage for recreational toys. Discover the convenience of privacy without sacrificing accessibility. Easy commute to St. Augustine or Palatka, proximity to beaches, and nearby parks and access points to St. Johns River for recreational adventures. The list of improvements includes: updated kitchen and baths, windows, flooring, paint, AC unit. Kitchen has stylish cabinets and stainless appliances. New LVP flooring and carpet throughout. Large 20 x 40 garage great for RV storage and 16x16 shed.
Full Property Details
Full Property Details for 317 S Fern St
General
- Price: $255,900
- Taxes: $1,592 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: A4685624
- Updated: 3/11/2026
- Added to Site: 1 day(s) ago
Rental Information
- Min. Lease: No Minimum
Interior
- Number of Rooms: 4
- Interior Features: Other
- Appliances: Dishwasher, Other, Refrigerator
- Furnishings: Unfurnished
- Flooring: Other
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Other
Exterior
- Exterior Features: Other
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Other
Location
- Area: 32187 - San Mateo
- County: Putnam
- Development Name: 32187 - San Mateo
- Subdivision: EAST/RIVER
- Driving Directions: Central Av to South Fern St
- Direction Faces: South
Community
- Community Name: 32187 - San Mateo
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Other
- Water: Well
- Utility Description: Cable TV Available, Electricity Connected, Water Connected
Structural Information
- Exterior Const.: Other
- Roof: Other
- Stories/Levels: One
- Square Feet: 1,250
- Sq. Ft. Source: Owner
- Year Built: 1955
Lot Features
- Lot Size (Acres): 0.94
- Lot Size (Sq. Ft.): 40,946
- Lot Size: 40946
- Street/Road Desc.: Other
Financial Considerations
- Tax Amount: $1,592
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: PT OF GOVT LOT 1 EAST OF RIVER BK206 P460 (MAP SHEET 28/48B)
- Flood Zone Info: X
- APN: 281027000000500000
- Property ID: 281027000000500000
Listed by Savvy Avenue, Llc
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Schools
Schools serving 317 S Fern St
School District:Putnam County School District
| Name | Grades | Distance |
|---|---|---|
Browning-Pearce Elementary School 100 Bear Boulevard, San Mateo, FL 32187 | PK-5 | 0.7 mi |
Palatka High School 302 Mellon Road, Palatka, FL 32177 | 9-12 | 6.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 317 S Fern St
Date
Details
Price
Change
Source
3/11/2026
Listed
$255,900
392.02%
MLS
12/09/2021
Sold
$52,010
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 317 S Fern St
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,592
8%
$78,770
-9%
2024
$1,470
7%
$86,250
8%
2023
$1,371
24%
$80,040
59%
2021
$1,103
-6%
$50,410
-16%
2022
$1,175
7%
$60,020
28%
2021
$1,103
4%
$47,030
9%
2019
$1,057
147%
$43,340
14%
2018
$428
—
$37,980
2%
2017
$426
2%
$37,200
2%
2016
$419
-2%
$36,440
1%
2015
$427
-12%
$36,188
—
2014
$487
41%
$36,128
-1%
2013
$346
—
$36,345
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 317 S Fern St
317 S Fern Street, San Mateo, FL 32187 (MLS# A4685624) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 317 S Fern Street is currently listed for $255,900 and was received on March 11, 2026. Want to learn more about 317 S Fern Street? Do you have questions about finding other Single Family real estate for sale in San Mateo? You can browse all San Mateo real estate or contact a Coldwell Banker agent to request more information.

