Recently Viewed Properties
See This Home
Save This Listing
Close

View All Photos

$450,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1 Partial Bath
  • 1,920 Sq. Ft.
See This Home
Save This Home
See This Home
Save This Home
***Home Sweet Home***This 3BR/2.5BA home has been lovingly maintained and offers plenty of charm. The main level features a spacious family room, upgraded kitchen, two dining areas, and a convenient half bath. Enjoy mornings on the generously sized wraparound covered porch. Upstairs, the oversized primary suite provides a private retreat with ample closet space, while two additional bedrooms and a guest bath complete the floorplan. Fresh paint and cozy details throughout make this home move-in ready. Located in the quiet community of Mosaic Oaks, you'll be just minutes from both the beach and bay, plus everyday conveniences.

Full Property Details for 120 Mosaic Oaks Cir

General

  • Price: $450,000
  • Taxes: $2,010 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 986760
  • Updated: 11/11/2025
  • Added to Site: 106 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Area, Kitchen, Master Bedroom
  • Interior Features: Floor Laminate, Floor Tile, Floor WW Carpet, Furnished - None, Newly Painted
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Kitchen: Kitchen

Additional Information

  • Shared Amenities: Short Term Rental - Not Allowed

Exterior

  • Exterior Features: Patio Covered, Porch

Location

  • Area: 16 - North Santa Rosa Beach
  • County: Walton
  • Subdivision: Mosaic Oaks
  • Driving Directions: From CR 393N: Travel east on Chat Holley Road. Turn onto Harstvedt Rd headed North, Mosaic Oaks neighborhood will be on your left. Upon entering community, turn left and follow the circle to 120 Mosaic Oaks Circle. Home will be on your left. From HWY 331N: Travel west on Chat Holley Road. Turn onto Harstvedt Rd headed North, Mosaic Oaks neighborhood will be on your left.

School Information

  • Elementary School: Van R Butler
  • Middle School: Emerald Coast
  • High School: South Walton

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Electric, Public Sewer, Public Water

Structural Information

  • Architectural Style: Florida Cottage
  • Construction: Siding CmntFbrHrdBrd
  • Stories/Levels: 2
  • Square Feet: 1,920
  • Sq. Ft. Source: County PA Records
  • Year Built: 2015

Lot Features

  • Lot Size (Acres): 0.07
  • Lot Dimensions: Irregular
  • Street/Road Desc.: Paved Road
  • Lot Features: Survey Available
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $50
  • Assmt Payment Freq: Monthly
  • Tax Amount: $2,010
  • Tax Year: 2024
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: LOT 14 MOSAIC OAKS S/D PB 18-15 OR 2859-69 OR 2866-3602 OR 2902-82 OR 2975-2136 OR 3130-1956 OR 3315-301
  • Assessment: Yes
  • APN: 24-2S-20-33510-000-0140

Listed by EXP Realty LLC

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agents

— 120 Mosaic Oaks Cir —

  • EXP Realty LLC

  • EXP Realty LLC

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 120 Mosaic Oaks Cir

School District:Walton County School District
NameGradesDistance
Bay Elementary School
6565 US Highway 98 East, Santa Rosa Beach, FL 32459
K-58.3 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-85.8 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-121.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 120 Mosaic Oaks Cir Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/11/2025
Price Reduced
$450,000
-1.1%
MLS
10/20/2025
Price Reduced
$455,000
-1.09%
MLS
10/03/2025
Listed
$460,000
6.98%
MLS
2/08/2024
Sold
$430,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 120 Mosaic Oaks Cir

Year
Property Taxes
Change
Tax Assessment
Change
2024
$2,010
—
$355,535
-10%
2024
$2,010
4%
$393,623
—
2023
$1,931
—
$393,623
67%
2021
$1,924
1%
$236,397
-34%
2022
$1,903
-1%
$356,191
59%
2021
$1,924
-11%
$223,847
3%
2019
$2,163
10%
$216,929
10%
2018
$1,966
2%
$197,208
2%
2017
$1,919
1%
$193,664
2%
2016
$1,891
669%
$188,977
681%
2015
$246
8%
$24,200
10%
2014
$227
—
$22,000
—
2013
$228
—
$22,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 120 Mosaic Oaks Cir

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by EXP Realty LLC

Similar Properties near 120 Mosaic Oaks Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

20 Talon Way, Santa Rosa Beach, FL 32459 - Photo 1
$449,500

20 Talon Way  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • 3
    Beds
  • 3
    Total Baths
  • 1,680
    Sq. Ft.
74 Tranquility Ln, Santa Rosa Beach, FL 32459 - Photo 1 Price Reduced
-$1,000 (-0.22%)
$450,999

74 Tranquility Ln  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,705
    Sq. Ft.
298 S 2nd Street S, Santa Rosa Beach, FL 32459 - Photo 1
$445,000

298 S 2nd Street S  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 7 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,398
    Sq. Ft.
79 S 4th Street S, Santa Rosa Beach, FL 32459 - Photo 1
$445,000

79 S 4th Street S  Santa Rosa Beach, FL 32459

  • Single Family
  • Active
  • Updated 7 days ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,398
    Sq. Ft.

Just Listed near 120 Mosaic Oaks Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

9700 Grand Sandestin Blvd, Miramar Beach, FL 32550 - Photo 1 Just Listed
$359,000

9700 Grand Sandestin Blvd  #4329  Miramar Beach, FL 32550

  • Condo / Townhouse
  • Active
  • Updated 3 days ago
  • 1
    Bed
  • 1
    Total Bath
  • 870
    Sq. Ft.
Listed by Kim Hunter (850) 597-4560
405 Linkside Ln, Miramar Beach, FL 32550 - Photo 1 Just Listed
$670,000

405 Linkside Ln  Miramar Beach, FL 32550

  • Single Family
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,560
    Sq. Ft.
488 N Driftwood Bay N, Miramar Beach, FL 32550 - Photo 1 Just Listed
$515,000

488 N Driftwood Bay N  #Unit 97E  Miramar Beach, FL 32550

  • Condo / Townhouse
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,308
    Sq. Ft.
67 Sarasota St, Miramar Beach, FL 32550 - Photo 1 Just Listed
$1,049,000

67 Sarasota St  Miramar Beach, FL 32550

  • Single Family
  • Active
  • Updated 3 days ago
  • 3
    Beds
  • 4
    Total Baths
  • 2,045
    Sq. Ft.

Price Reduced near 120 Mosaic Oaks Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

313 Holley Grove Ln, Point Washington, FL 32459 - Photo 1 Price Reduced
-$6,355 (-1.23%)
$509,900

313 Holley Grove Ln  Point Washington, FL 32459

  • Single Family
  • Active
  • Updated 4 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,108
    Sq. Ft.
333 Holley Grove Ln, Point Washington, FL 32459 - Photo 1 Price Reduced
-$6,355 (-1.23%)
$509,900

333 Holley Grove Ln  Point Washington, FL 32459

  • Single Family
  • Active
  • Updated 4 days ago
  • 4
    Beds
  • 2
    Total Baths
  • 2,108
    Sq. Ft.
25 Misty Cove, Miramar Beach, FL 32550 - Photo 1 Price Reduced
-$10,000 (-2.38%)
$410,000

25 Misty Cove  #UNIT 115  Miramar Beach, FL 32550

  • Townhouse
  • Active
  • Updated 4 days ago
  • 2
    Beds
  • 3
    Total Baths
  • 1,296
    Sq. Ft.
152 S Driftwood Bay S, Miramar Beach, FL 32550 - Photo 1 Price Reduced
-$20,000 (-2.71%)
$717,700
Open House

152 S Driftwood Bay S  #UNIT 148  Miramar Beach, FL 32550

  • Condo / Townhouse
  • Active
  • Updated 3 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,040
    Sq. Ft.

Recent Sales near 120 Mosaic Oaks Cir

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

164 Blue Eden Loop, Santa Rosa Beach, FL 32459 - Photo 1 Sold
$490,376

164 Blue Eden Loop  #Lot 6  Santa Rosa Beach, FL 32459

  • Townhouse
  • Closed
  • 4
    Beds
  • 4
    Total Baths
  • 1,979
    Sq. Ft.
160 Blue Eden Loop, Santa Rosa Beach, FL 32459 - Photo 1 Sold
$449,500

160 Blue Eden Loop  #Lot 7  Santa Rosa Beach, FL 32459

  • Townhouse
  • Closed
  • 4
    Beds
  • 4
    Total Baths
  • 1,979
    Sq. Ft.
156 Blue Eden Loop, Santa Rosa Beach, FL 32459 - Photo 1 Sold
$448,500

156 Blue Eden Loop  #Lot 8  Santa Rosa Beach, FL 32459

  • Townhouse
  • Closed
  • 4
    Beds
  • 4
    Total Baths
156 Blue Eden Loop, Santa Rosa Beach, FL 32459 - Photo 1 Sold
$448,500

156 Blue Eden Loop  #Lot 8  Santa Rosa Beach, FL 32459

  • Townhouse
  • Closed
  • 4
    Beds
  • 4
    Total Baths
  • 1,979
    Sq. Ft.

120 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459 (MLS# 986760) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 120 Mosaic Oaks Circle is currently listed for $450,000 and was received on October 03, 2025. Want to learn more about 120 Mosaic Oaks Circle? Do you have questions about finding other Single Family real estate for sale in Santa Rosa Beach? You can browse all Santa Rosa Beach real estate or contact a Coldwell Banker agent to request more information.

Tour this property