163 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459 - Photo 1

1/1

$390,000

Sold
Closed
Single Family
3 Beds
2 Full Baths
1 Partial Bath
1,705 Sq. Ft.

1/1

Property Description

UNDER CONTRACT - ACCEPTING BACKUP OFFERS!Charming 3-bedroom, 2.5-bath coastal cottage in the heart of Santa Rosa Beach. Open and spacious layout with kitchen featuring a center island, ample cabinetry, and modern stainless-steel appliances. The spacious primary suite includes a dual vanity, walk-in shower, soaking tub, and access to an oversized front porch perfect for relaxing. Additional highlights include an EV charger, washer/dryer, and storage shed. Located in Mosaic Oaks, a small community with low HOA dues of only $50 per month and convenient access to local amenities. Enjoy the best of coastal living with nearby Choctawhatchee Bay and a public boat launch at Hogtown Bayou and just a 10 minutes to 30A, Gulf Place and Ed Walline Public Beach Access.

Full Property Details

Full Property Details for 163 Mosaic Oaks Cir

General

Sold For: $390,000
Taxes: $1,489 (2024)
Status: Closed
Type: Single Family
Source: Emerald_Coast
MLS ID: 988130
Added to Site: 128 day(s) ago

Interior

Rooms/Areas: Bedroom, Dining Area, Kitchen, Living Room, Master Bedroom
Interior Features: Floor Laminate, Floor WW Carpet, Furnished - None, Pantry
Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Stove/Oven Electric, Washer

Rooms

Bathrooms

Total Bathrooms: 3
Full Bathrooms: 2
Half Bathrooms: 1

Bedrooms

Total Bedrooms: 3

Other Rooms

Living Room: Living Room
Kitchen: Kitchen

Additional Information

Shared Amenities: Short Term Rental - Not Allowed

Exterior

Exterior Features: Patio Covered, Porch, Sprinkler System, Yard Building

Location

Area: 16 - North Santa Rosa Beach
County: Walton
Subdivision: Mosaic Oaks
Driving Directions: From Destin, head East to Highway 393. Take Left onto 393 North for approximately 1 1/2 Miles. At stop sign, take right onto Chat Holly Road. Drive approximately 2 miles, take left onto Harstvedt Road. Mosaic Oaks is on Left.

School Information

Elementary School: Dune Lakes
Middle School: Emerald Coast
High School: South Walton

Heating & Cooling

Heating/Cooling: AC - Central Elect, Heat Cntrl Electric, Water Heater - Elect

Utilities

Utility Description: Electric, Public Sewer, Public Water

Structural Information

Architectural Style: Beach House
Construction: Siding CmntFbrHrdBrd, Slab
Stories/Levels: 2
Square Feet: 1,705
Sq. Ft. Source: County PA Records
Year Built: 2016

Lot Features

Lot Size (Acres): 0.07
Lot Dimensions: 45 x 77 x 45 x 77
Zoning: Resid Single Family

Financial Considerations

Assessment Amount: $50
Assmt Payment Freq: Monthly
Tax Amount: $1,489
Tax Year: 2024
Terms: Conventional, FHA, VA

Disclosures and Reports

Legal Description: LOT 26 MOSAIC OAKS S/D PB 18-15 OR 2859-69 OR 2866-3602 OR 2902-82 OR 3006-748
Assessment: Yes
APN: 24-2S-20-33510-000-0260

Listed by 1 Percent Lists Florida Coast
Sold by Christies International Real Estate Emerald Coast

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Schools

Schools serving 163 Mosaic Oaks Cir

School District:Walton County School District

Name	Grades	Distance
Bay Elementary School 6565 US Highway 98 East, Santa Rosa Beach, FL 32459	K-5	8.3 mi
Emerald Coast Middle School 4019 US Highway 98 East, Santa Rosa Beach, FL 32459	6-8	5.8 mi
South Walton High School 645 Greenway Trail, Santa Rosa Beach, FL 32459	9-12	1.5 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 163 Mosaic Oaks Cir

Date

Details

Price

Change

Source

1/22/2026

Sold

$390,000

-2.5%

MLS

10/23/2025

Listed

$399,999

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Land Residential
Active
Updated 1 day ago

0.63
Acres

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Just Listed

$160,000

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Land Residential
Active
Updated 1 day ago

0.59
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Just Listed

$399,000

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Single Family
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Updated 11 hours ago

4
Beds
3
Total Baths

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Just Listed

$309,000

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Single Family
Active
Updated 4 days ago

3
Beds
2
Total Baths
1,487
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Price Reduced

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$490,000

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Updated 6 days ago

3
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Total Baths

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Price Reduced

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2
Beds
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Total Bath

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Sold

$435,000

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Single Family
Closed

3
Beds
2
Total Baths
1,998
Sq. Ft.

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Sold

$435,000

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Single Family
Closed

3
Beds
2
Total Baths
1,930
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Sold

$438,500

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Townhouse
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4
Beds
4
Total Baths
1,979
Sq. Ft.

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Sold

$429,000

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Townhouse
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4
Beds
4
Total Baths
1,979
Sq. Ft.

163 Mosaic Oaks Circle, Santa Rosa Beach, FL 32459 (MLS# 988130) is a Single Family property that was sold at $390,000 on January 22, 2026. Want to learn more about 163 Mosaic Oaks Circle? Do you have questions about finding other Single Family real estate for sale in Santa Rosa Beach? You can browse all Santa Rosa Beach real estate or contact a Coldwell Banker agent to request more information.

163 Mosaic Oaks Cir Santa Rosa Beach, FL 32459