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$514,500

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,977 Sq. Ft.
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Welcome to this beautifully maintained DR Horton-built home in the sought-after Whispering Lake subdivision, just one mile from Publix and a quick drive to the sugar-white sands of 30A. With a blend of coastal Florida living and classic Georgia Southern charm, this 3-bedroom, 2-bathroom home offers comfort, convenience, and timeless style. The exterior has been freshly painted and most of the back fence is being replaced. Step inside to find hardwood floors throughout, 9 and 10-foot ceilings, and an open layout perfect for both relaxing and entertaining. The kitchen features stainless steel appliances, generous cabinetry, and bar seating that flows seamlessly into the living and dining areas. Most of the home has crown moulding, the spacious bedrooms offer ample closet space. The primary suite includes a large walk-in closet, an en suite bath with a dual sink vanity, and a large walk-in shower. You'll love the private laundry room (washer and dryer included!) located just inside the 2-car garage. Out back, enjoy peaceful mornings or breezy evenings on your covered patio, overlooking a preserved wooded areano rear neighbors, just nature! This original-owner home has been lovingly cared for and is move-in ready. Whether you're searching for your forever home or a peaceful retreat near the beach, this one checks all the boxes!

Full Property Details for 195 Lullaby Loop

General

  • Price: $514,500
  • Taxes: $1,941 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 982632
  • Updated: 1/2/2026
  • Added to Site: 162 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Breakfast Room, Dining Room, Kitchen, Laundry, Living Room, Master Bathroom, Master Bedroom, Other
  • Interior Features: Built-In Bookcases, Ceiling Cathedral, Floor Hardwood, Furnished - None, Kitchen Island, Window Treatment All
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Living Room: Living Room
  • Kitchen: Kitchen
  • Dining Room: Dining Room
  • Breakfast Room: Breakfast Room
  • Other Room 1: Other
  • Other Room 2: Other

Additional Information

  • Shared Amenities: Dock, Fishing, Short Term Rental - Not Allowed

Exterior

  • Exterior Features: Fenced Back Yard, Fenced Privacy, Hurricane Shutters, Patio Covered

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking: Garage, Garage Attached

Location

  • Area: 16 - North Santa Rosa Beach
  • County: Walton
  • Subdivision: Whispering Lake
  • Driving Directions: Highway 98 to Veterans Road. Continue straight until the end of Veterans and turn Right onto Lullaby Loop. 195 will be the 5th house from the end of the loop.

School Information

  • Elementary School: Dune Lakes
  • Middle School: Emerald Coast
  • High School: South Walton

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Double Pane Windows, Heat Cntrl Electric, Storm Doors, Water Heater - Elect

Utilities

  • Utility Description: Electric, Public Sewer, Public Water

Structural Information

  • Architectural Style: Craftsman Style
  • Construction: Brick, Roof Dimensional Shg, Siding Brick Some, Siding CmntFbrHrdBrd
  • Stories/Levels: 1
  • Square Feet: 1,977
  • Sq. Ft. Source: County PA Records
  • Year Built: 2014

Lot Features

  • Lot Size (Acres): 0.17
  • Lot Dimensions: 116 x 60 x 116 x 60
  • Street/Road Desc.: Paved Road
  • Lot Features: Cul-De-Sac
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $261
  • Assmt Payment Freq: Quarterly
  • Tax Amount: $1,941
  • Tax Year: 2024
  • Terms: Conventional, VA

Disclosures and Reports

  • Legal Description: LOT 17 WHISPERING LAKE FIRST ADDITION PB 18-83 OR 2917-29 OR 2953-4824
  • Assessment: Yes
  • APN: 26-2S-20-33701-000-0170

Listed by Berkshire Hathaway HomeServices PenFed Realty

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— 195 Lullaby Loop —

  • Berkshire Hathaway HomeServices PenFed Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 195 Lullaby Loop

School District:Walton County School District
NameGradesDistance
Bay Elementary School
6565 US Highway 98 East, Santa Rosa Beach, FL 32459
K-58.8 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-86.4 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-122.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 195 Lullaby Loop Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/02/2026
Price Reduced
$514,500
-2%
MLS
8/07/2025
Listed
$525,000
99.13%
MLS
6/27/2014
Sold
$263,645
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 195 Lullaby Loop

Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,941
—
$436,531
2%
2024
$1,941
4%
$426,678
-6%
2023
$1,864
—
$455,357
61%
2021
$1,857
1%
$283,341
-24%
2022
$1,837
-1%
$375,253
40%
2021
$1,857
2%
$268,516
21%
2019
$1,826
2%
$221,254
2%
2018
$1,793
3%
$217,129
2%
2017
$1,740
2%
$212,663
2%
2016
$1,714
-1%
$208,289
1%
2015
$1,728
632%
$206,841
804%
2014
$236
1473%
$22,892
1449%
2013
$15
—
$1,478
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 195 Lullaby Loop

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Berkshire Hathaway HomeServices PenFed Realty

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195 Lullaby Loop, Santa Rosa Beach, FL 32459 (MLS# 982632) is a Single Family property with 3 bedrooms and 2 full bathrooms. 195 Lullaby Loop is currently listed for $514,500 and was received on August 07, 2025. Want to learn more about 195 Lullaby Loop? Do you have questions about finding other Single Family real estate for sale in Santa Rosa Beach? You can browse all Santa Rosa Beach real estate or contact a Coldwell Banker agent to request more information.

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