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$515,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,611 Sq. Ft.
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Welcome to 198 1st St. This high quality 3BR/2BA home is beautifully maintained & being sold fully furnished & well equipped...making it ideal as a vacation rental, second home, investment property, or full-time residence. Currently operating as a successful short-term rental, the home features tasteful coastal decor, hardwood floors throughout & a modern kitchen with stainless steel appliances, quartz countertops & beautiful tile backsplash. Enjoy the Florida lifestyle with three spacious porches, perfect for coffee, cocktails, or catching a breeze. Out back, unwind in your own private oasis complete with a tiki bar, lounge area & hot tub. The no-maintenance yard is fully paved and accented with coastal shell landscaping, giving it a clean, beachy vibe with zero hassle. Other highlights include ample parking for guests, boats, or multiple vehicles, no HOA, and an X flood zone location, meaning no flood insurance is required. Located less than a mile from Cessna Landing Park with public boat ramp access & just minutes to Ed Walline Beach Access at Gulf Place, you'll have quick access to both the bay and the Gulf. Whether you're looking for your own personal retreat or a smart, income-producing investment, this home delivers on all fronts: turnkey, stylish, no restrictions & packed with potential. Don't miss your opportunity to make this rare gem yours!

Full Property Details for 198 1st St

General

  • Price: $515,000
  • Taxes: $3,507 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 980810
  • Updated: 12/5/2025
  • Added to Site: 187 day(s) ago

Interior

  • Rooms/Areas: Bedroom, Dining Room, Living Room, Master Bedroom
  • Interior Features: Breakfast Bar, Floor Laminate, Furnished - All, Kitchen Island, Lighting Recessed, Owner's Closet, Pantry, Washer/Dryer Hookup, Window Treatment All, Woodwork Painted
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Living Room: Living Room
  • Dining Room: Dining Room

Exterior

  • Exterior Features: Fenced Back Yard, Fenced Privacy, Hot Tub, Patio Covered, Patio Open, Porch

Location

  • Area: 16 - North Santa Rosa Beach
  • County: Walton
  • Subdivision: Town Of Santa Rosa
  • Driving Directions: Take Chat Holly To Indian Woman, Take A Left On Ann Street And Then Take A Left On 1st Street. Property Will Be On Your Left.

School Information

  • Elementary School: Dune Lakes
  • Middle School: Emerald Coast
  • High School: South Walton

Heating & Cooling

  • Heating/Cooling: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect

Utilities

  • Utility Description: Electric, Public Sewer, Public Water

Structural Information

  • Architectural Style: Ranch
  • Construction: Roof Composite Shngl, Siding CmntFbrHrdBrd, Slab
  • Stories/Levels: 1
  • Square Feet: 1,611
  • Sq. Ft. Source: County PA Records
  • Year Built: 2022

Lot Features

  • Lot Size (Acres): 0.14
  • Lot Dimensions: 125.1 x 50.02 x 125.2 x 50.1
  • Street/Road Desc.: Paved Road
  • Lot Features: Interior, Level
  • Zoning: Resid Single Family

Financial Considerations

  • Tax Amount: $3,507
  • Tax Year: 2024
  • Terms: Conventional, FHA, VA

Disclosures and Reports

  • Legal Description: LOT 20 BLK 71 TOWN OF SANTA ROSA PB 2-61 OR 2352-1132 OR 2867-2094 OR 3180-1034 OR 3251-3107
  • APN: 22-2S-20-33120-071-0200

Listed by Keller Williams Realty SRB

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Listing agent

— 198 1st St —

  • Keller Williams Realty SRB

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 198 1st St

School District:Walton County School District
NameGradesDistance
Bay Elementary School
6565 US Highway 98 East, Santa Rosa Beach, FL 32459
K-59.3 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-86.9 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-122.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 198 1st St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/05/2025
Price Reduced
$515,000
-3.74%
MLS
8/08/2025
Price Reduced
$535,000
-2.73%
MLS
7/13/2025
Listed
$550,000
22.22%
MLS
5/05/2022
Sold
$450,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 198 1st St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,508
—
$330,223
-14%
2024
$3,508
2%
$384,007
2%
2023
$3,433
875%
$377,801
761%
2021
$352
-32%
$43,895
-21%
2022
$514
46%
$55,500
71%
2021
$352
48%
$32,448
35%
2019
$238
—
$24,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Listed by Keller Williams Realty SRB

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198 1st Street, Santa Rosa Beach, FL 32459 (MLS# 980810) is a Single Family property with 3 bedrooms and 2 full bathrooms. 198 1st Street is currently listed for $515,000 and was received on July 13, 2025. Want to learn more about 198 1st Street? Do you have questions about finding other Single Family real estate for sale in Santa Rosa Beach? You can browse all Santa Rosa Beach real estate or contact a Coldwell Banker agent to request more information.

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