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$3,950,000

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 5 Full Baths
  • 1 Partial Bath
  • 4,256 Sq. Ft.
  • Updated 11 days ago
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This stunning custom home in WaterColor is a masterful blend of timeless design, superior craftsmanship, and modern luxury. Thoughtfully curated by acclaimed designer Erika Powell of Urban Grace Interiors, with functional architecture by Archiscapes and expert construction by Baywoods Development, this home stands as one of WaterColor's finest. Rich in character, the home features hand-sewn wood flooring reclaimed from an 1800s train station, flowing seamlessly throughout both the main residence and the guest house. Painted tongue-and-groove paneling wraps nearly every room, enhancing the home's warm and inviting coastal aesthetic. Designed for Entertaining & Everyday Living, This property provides enhanced privacy with a beautiful unbuildable parcel on the southwest side. The first floor was crafted with gathering in mind, boasting an open-concept layout that flows effortlessly into a chef's dream kitchen. Equipped with a Sub-Zero refrigerator and freezer, Wolf range, Scullery, and high-end custom wood cabinetry topped with white marble, this space is as functional as it is beautiful. Dual farmhouse sinks serve as a prominent centerpiece. French doors lead to an expansive wraparound porch, screened porch, and outdoor grilling area, creating the perfect setting for indoor-outdoor living. Additional first-floor features include a spacious living area with a brick fireplace, formal dining room, guest bath, office, and laundry area. Upstairs, whimsical built-in bunk beds, charming barn doors, and a thoughtfully designed laundry room add character and functionality. The primary suite is a true retreat, featuring a luxurious ensuite bath, expansive porches, and a tranquil sleeping porch. Two additional guest bedrooms with ensuite baths, a cozy den with a wet bar, and a light-filled reading room complete this level. Unparalleled Views & Bonus Spaces continue up to the third-floor game room, then make your way to the fourth-floor tower room and widow's walk, where you'll enjoy breathtaking 360-degree views of WaterColor. The detached charming guest house, situated above the two-car garage, offers a full kitchen, living room, private bedroom, and bathroom, making it a perfect private retreat for guests. The large private lot has space for a pool, adding even more potential to this already remarkable property. This home has been meticulously cared for and is offered furnished, with some exclusions. A rare opportunity to own a truly exceptional WaterColor residenceschedule your private showing today!

Full Property Details for 432 Pine Needle Way

General

  • Price: $3,950,000
  • Taxes: $28,533 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 970538
  • Updated: 5/22/2026
  • Added to Site: 452 day(s) ago

Rental Information

  • Complex Features: BBQ Pit/Grill, Beach, Deed Access, Dock, Exercise Room, Fishing, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis, Waterfront

Interior

  • Number of Rooms: 10
  • Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Raised, Guest Quarters, Hallway Bunk Beds, Kitchen Island, Lighting Recessed, Pantry, Shelving, Split Bedroom, Upgraded Media Wing, Walls Paneled, Walls Wainscoting, Wet Bar, Woodwork Painted
  • Fireplace: Yes
  • Fireplace(s): Fireplace Gas
  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Dual Fuel, Washer, Wine Refrigerator, Water Heater - Elect
  • Furnishings: Furnished - Some
  • Flooring: Floor Hardwood, Floor Tile

Rooms

Bathrooms

  • Total Bathrooms: 6
  • Full Bathrooms: 5
  • Half Bathrooms: 1

Bedrooms

  • Total Bedrooms: 5

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type
  • Security/Safety: Fire Alarm/Sprinkler

Exterior

  • Exterior Features: Balcony, BBQ Pit/Grill, Columns, Shower
  • Porch/Patio/Deck: Deck Covered, Deck Enclosed, Deck Open, Patio Covered

Parking

  • Garage: Yes
  • Garage Spaces: 2
  • Parking Features: Garage, Guest

Location

  • Area: 18 - 30A East
  • County: Walton
  • Subdivision: WATERCOLOR
  • Driving Directions: From the Watercolor entrance on 30A turn on Watercolor Blvd, take right on Western Lake Drive, follow around to Pine Needle Way and make right. Home is on left.

School Information

  • Elementary School: Dune Lakes
  • Middle School: Emerald Coast
  • High School: South Walton

Community

  • Association: Yes
  • Assoc. Fees Include: Accounting, Ground Keeping, Internet Service, Management, Master Association, Recreational Faclty, Security, Cable TV, Trash

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans
  • Heating/Cooling: Ceiling Fans

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Gas - Natural, Phone, Public Water, TV Cable, Underground

Structural Information

  • Architectural Style: Florida Cottage
  • Construction: Frame, Siding CmntFbrHrdBrd, Trim Wood
  • Exterior Const.: Frame, Siding CmntFbrHrdBrd, Trim Wood
  • Stories/Levels: 4
  • Square Feet: 4,256
  • Sq. Ft. Source: County PA Records
  • Year Built: 2009

Additional Structures

  • Other Structures: Guest Quarters

Lot Features

  • Lot Size (Acres): 0.17
  • Lot Size (Sq. Ft.): 7,405.2
  • Lot Dimensions: 60 x 120
  • Street/Road Desc.: Paved
  • Lot Features: Corner, Covenants, Dead End, Interior, Level, Restrictions, Sidewalk, Within 1/2 Mile to Water
  • Zoning: Resid Single Family

Financial Considerations

  • Assessment Amount: $1,510
  • Tax Amount: $28,533.65
  • Tax Year: 2024

Disclosures and Reports

  • Legal Description: LOT 34 PINE CREST AT WATER COLOR PB 15-43 OR 2545-886 OR 2642-1159 OR 2854-3702 OR 2978 -3559
  • APN: 15-3S-19-25417-000-0340
  • Property ID: 15-3S-19-25417-000-0340

Listed by Watersound Real Estate

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— 432 Pine Needle Way —

  • Watersound Real Estate

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with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 432 Pine Needle Way

School District:Walton County School District
NameGradesDistance
Bay Elementary School
6565 US Highway 98 East, Santa Rosa Beach, FL 32459
K-53.6 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-82.5 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-125 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 432 Pine Needle Way Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/22/2026
Price Reduced
$3,950,000
-2.47%
MLS
4/13/2026
Price Reduced
$4,050,000
-4.37%
MLS
6/27/2025
Price Reduced
$4,235,000
-1.51%
MLS
3/07/2025
Listed
$4,300,000
—
MLS
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 432 Pine Needle Way

Year
Property Taxes
Change
Tax Assessment
Change
2025
$29,042
2%
$3,625,217
-3%
2024
$28,534
7%
$3,728,759
3%
2023
$26,784
32%
$3,623,336
60%
2021
$20,351
-19%
$2,263,804
-33%
2022
$25,220
24%
$3,369,388
91%
2021
$20,351
19%
$1,767,992
3%
2019
$17,034
2%
$1,715,194
3%
2018
$16,637
3%
$1,668,541
2%
2017
$16,208
-12%
$1,635,270
-12%
2016
$18,492
19%
$1,847,994
20%
2015
$15,507
8%
$1,534,904
9%
2014
$14,348
6%
$1,404,404
5%
2013
$13,490
—
$1,340,555
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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432 Pine Needle Way, Santa Rosa Beach, FL 32459 (MLS# 970538) is a Single Family property with 5 bedrooms, 5 full bathrooms and 1 partial bathroom. 432 Pine Needle Way is currently listed for $3,950,000 and was received on March 07, 2025. Want to learn more about 432 Pine Needle Way? Do you have questions about finding other Single Family real estate for sale in Santa Rosa Beach? You can browse all Santa Rosa Beach real estate or contact a Coldwell Banker agent to request more information.

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