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$1,299,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1,823 Sq. Ft.
  • Updated 16 hours ago
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Nestled in the highly sought-after community of Summer's Edge, this beautifully maintained 3-bedroom, 3-bath coastal cottage offers the perfect blend of charm, comfort, and location. Just a short stroll to Eastern Lake, the sugar-white beaches of Scenic 30A, deeded neighborhood beach access, and two private pools, this home captures the essence of relaxed beach living while offering exceptional potential as a vacation retreat or short-term rental investment. From the moment you arrive, the oversized front porch invites you to slow down and unwind. Recently upgraded Trex composite decking on both the front porch and second-floor balcony adds beauty and low-maintenance durability. Offered fully furnished and is move-in ready. Inside, you'll find real hardwood flooring, crown molding, recessed lighting, and an open, light-filled layout enhanced by oversized custom windows. Built-in shelving and cabinetry add warmth and character to the living area, while the kitchen features stainless steel appliances, generous counter space, a breakfast bar, and an open dining area perfect for gathering. The first floor also offers a full bath, pantry, laundry area, flexible bonus sleeping space, and backyard access. Upstairs, coastal-inspired finishes, raised ceilings, and new carpeting create a peaceful retreat. The primary suite features balcony access and a beautifully remodeled spa-style bath with cathedral ceilings, skylight, teak double vanity, freestanding soaking tub, and a custom floor-to-ceiling tiled shower. Guest bathrooms have also been tastefully updated with premium finishes. A rare opportunity to own a turnkey beach cottage in one of 30A's most desirable communities--where every day feels like vacation.

Full Property Details for 44 N Ryan St

General

  • Price: $1,299,900
  • Taxes: $8,141 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Emerald_Coast
  • MLS ID: 1004180
  • Updated: 5/28/2026
  • Added to Site: 1 day(s) ago

Rental Information

  • Complex Features: Short Term Rental - Allowed, Beach, Deed Access, Pool

Interior

  • Number of Rooms: 6
  • Interior Features: Ceiling Vaulted, Lighting Recessed, Pantry, Washer/Dryer Hookup
  • Appliances: Cooktop, Dishwasher, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk
  • Furnishings: Furnished - All
  • Flooring: Floor Hardwood

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 3

Additional Information

  • Pool: Yes
  • Pool Description: Pool Type

Exterior

  • Porch/Patio/Deck: Porch, Porch Open

Location

  • Area: 18 - 30A East
  • County: Walton
  • Subdivision: SUMMER'S EDGE
  • Driving Directions: East of HWY 395 on HWY 30-A about 1 1/2 miles, turn on Eastern Lake Road. Head East about 3 blocks, turn North, home is located on the East side of North Ryan.

School Information

  • Elementary School: Van R Butler
  • Middle School: Emerald Coast
  • High School: South Walton

Community

  • Association: Yes
  • Assoc. Fees Include: Ground Keeping

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fans
  • Heating/Cooling: Ceiling Fans

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electric, Public Water

Structural Information

  • Architectural Style: Caribbean
  • Construction: Foundation Off Grade
  • Exterior Const.: Foundation Off Grade
  • Stories/Levels: 2
  • Square Feet: 1,823
  • Sq. Ft. Source: Appraiser
  • Year Built: 2001

Lot Features

  • Property View: Gulf
  • Lot Size (Acres): 0.08
  • Lot Size (Sq. Ft.): 3,484.8
  • Lot Dimensions: 81 x 44
  • Frontage: City Street
  • Street/Road Desc.: Paved
  • Zoning: Resid Single Family

Water Features

  • Water View: Yes

Green Features

  • Energy Efficient: Doors

Financial Considerations

  • Assessment Amount: $1,040
  • Tax Amount: $8,141.37
  • Tax Year: 2025

Disclosures and Reports

  • Legal Description: LOT 5 BLK B SUMMERS EDGE S/D PB 14-47 OR 2300-1225 OR 2291-1882 OR 2346-628 OR 2762-39 OR 3268-4791
  • APN: 24-3S-19-25470-00B-0050
  • Property ID: 24-3S-19-25470-00B-0050
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 44 N Ryan St —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 44 N Ryan St

School District:Walton County School District
NameGradesDistance
Bay Elementary School
6565 US Highway 98 East, Santa Rosa Beach, FL 32459
K-52.9 mi
Emerald Coast Middle School
4019 US Highway 98 East, Santa Rosa Beach, FL 32459
6-83.4 mi
South Walton High School
645 Greenway Trail, Santa Rosa Beach, FL 32459
9-126.9 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 44 N Ryan St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
5/28/2026
Listed
$1,299,900
-11.27%
MLS
9/30/2022
Sold
$1,465,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 44 N Ryan St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$8,820
—
$901,022
-8%
2024
$8,820
12%
$978,095
13%
2023
$7,885
65%
$867,756
75%
2021
$4,787
-17%
$494,528
-30%
2022
$5,740
20%
$703,269
51%
2021
$4,787
6%
$465,751
2%
2019
$4,518
4%
$454,900
4%
2018
$4,349
2%
$436,162
2%
2017
$4,258
—
$429,595
1%
2016
$4,259
4%
$425,628
3%
2015
$4,077
4%
$411,291
2%
2014
$3,916
17%
$402,197
25%
2013
$3,342
—
$322,197
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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44 N Ryan Street, Santa Rosa Beach, FL 32459 (MLS# 1004180) is a Single Family property with 3 bedrooms and 3 full bathrooms. 44 N Ryan Street is currently listed for $1,299,900 and was received on May 28, 2026. This property is listed by Bonnie Hall from our Destin / 30A Office.Want to learn more about 44 N Ryan Street? Do you have questions about finding other Single Family real estate for sale in Santa Rosa Beach? You can browse all Santa Rosa Beach real estate or contact a Coldwell Banker agent to request more information.

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